

#6 Carvana’s secret sauce, what’s next for auto lenders, pros/cons of credit unions | Chris Coleman, Co-Founder of WithClutch
Apr 21, 2023
Chapters
Transcript
Episode notes
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20
Introduction
00:00 • 3min
How Collage Invented the Smart Gate
03:27 • 2min
The Problem With Peer-to-Peer Models
05:26 • 2min
The Transition From Car Lips to Carvana
07:12 • 2min
How to Make Money With Auctions
08:53 • 2min
The Importance of Proper Advertising in Auctions
11:14 • 2min
The Transition to Carvana
13:08 • 3min
How Carvana Built a Successful Valuation Model
15:50 • 3min
How Carvana Outperformed the Market With Their Relatively High Offers
18:29 • 2min
How to Make More Money on Higher Finance Rates
20:28 • 2min
The Importance of Price Discrimination in Car Finance
22:29 • 2min
The Importance of Credit Unions in the Subprime Business
24:08 • 3min
How to Financing a Used Car
27:05 • 3min
The Bare Thing for Credit Unions
29:48 • 3min
The Future of Lending in the Prime Segment
32:53 • 2min
The Impact of Credit Unions on Consumers
34:43 • 3min
How Much Capital Do Credit Unions Really Have?
37:47 • 3min
The Importance of Consumers in Credit Unions
40:29 • 3min
The Future of Carvana Credit Unions
43:38 • 3min
What Have You Changed Your Mind on in the Last Five Years?
46:36 • 2min