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#6 Carvana’s secret sauce, what’s next for auto lenders, pros/cons of credit unions | Chris Coleman, Co-Founder of WithClutch
Car Dealership Guy Podcast
The Importance of Credit Unions in the Subprime Business
Subprime customers always been a payment chopper. They're not shopping for car necessarily. Car is important, but it's much less important. And so what we said is, if we look at the best lenders, right, like the cheapest cost of capital is actually credit unions. So therefore you're roughly net benefited by that, not for profit spread.
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