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#6 Carvana’s secret sauce, what’s next for auto lenders, pros/cons of credit unions | Chris Coleman, Co-Founder of WithClutch

Car Dealership Guy Podcast

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The Future of Lending in the Prime Segment

Lending tends to be highly cyclical, right? And so some of these very well run business like allies, a great example of ally understands this. When rates go up, they tend to be more sensitive because each marginal point impacts them more. I think credit unions will thrive in this environment as people become more rate sensitive.

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