Fintech Insider Podcast by 11:FS

In this discussion, Keith Grose from Coinbase, a crypto and payments innovator, Adam Bialy of Fiat Republic, a banking veteran for crypto firms, and Amélie Arras from Zumo, focusing on compliance and sustainability, dissect whether 2025 will be a turning point for crypto. They debate the balance between financial freedom and regulatory oversight as crypto moves from speculation to a financial backbone. The trio also highlights the importance of consumer education and the evolving role of tokenization and Central Bank Digital Currencies in the financial landscape.

Andy Smart, CPO of Monzo, shares insights on the bank's new contents insurance aimed at renters, highlighting a major protection gap. Grégoire Hug, CEO of WeeFin, discusses the fintech's mission to promote sustainable finance, especially through innovative ESG data. Award-winning journalist Hannah Duncan sheds light on Robinhood's expansion into wealth management, adding an AI investment tool to its offerings. The conversation also touches on a new app for decentralized peer-to-peer tipping, aiming to enhance transparency in financial practices.

Elisabeth Prager, Co-founder of Isla Money, Jenny Miller of Wise, and Tom Davies from Yonder share their insights on the pressing financial illiteracy crisis. They discuss the pivotal role of fintech in making financial education accessible, particularly for women. The conversation highlights the challenges of navigating financial choices today, the impact of social media on learning, and the need for transparency in financial services. Together, they emphasize innovative approaches to empower individuals and cultivate financial confidence in a complex economic landscape.

Oleg Pravdin is the Head of Product at Lumber, a company using AI to transform construction operations. Joanne Dewar leads Project Nemo, striving for disability inclusion in fintech, while Miguel Armaza is a General Partner at Gilgamesh Ventures, investing in budding fintech startups. They discuss Kraken's acquisition of NinjaTrader and how it's reshaping crypto-trading. Lumber's recent funding aims to enhance workforce management, and Project Nemo's partnership with HSBC seeks to improve accessibility in financial services, highlighting an exciting evolution in the fintech landscape.

Adit Gadgil, Global Head of Sales at JPMorgan Payments, David Messenger, CEO of Ping Pong Payments, and Irina Chuchkina, CMO at Vault.io, explore building a payments ecosystem from the ground up. They dive into the balance between technology and regulation, debating the future of stablecoins and their potential to transform payments. Cybersecurity risks and the need for streamlined regulation are key topics. The guests encourage innovative thinking while sharing examples from around the globe, with a pinch of humor on tech versus regulation.

Valentina Kristensen, Director of Corporate Affairs at OakNorth, brings her expertise to discuss Klarna's exciting move to file for an IPO in NYC, emphasizing their impressive turnaround with over £200 million in profit. Alexandra Rivas-Gale, VP of Product at Clearbank, shares insights on Revolut's evolution into a full-fledged bank and the challenges they face in acquiring a banking license. Nicolas Benady, CEO of Swan, highlights the FCA's push for improved AI adoption in UK banks, revealing the regulatory hurdles that are stifling innovation.

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446-- About this podcastOn a recent episode of Fintech Insider, we sat down with a panel of product experts to explore how to build and launch a product.But launching is only half the battle. How do you drive awareness and bring customers into your ecosystem? And once they’re in, how do you keep them engaged?In this episode, host Laura Watkins is joined by a great panel to break down the fintech marketing playbook - what’s working, what’s not, and what banks can learn from the challengers reshaping the industry.And here’s the twist: as fintechs scale, navigate regulation, and expand their offerings, they might just have something to learn from the banks too. This week's guests Bryan McCarty - Head of Product and Product Marketing at Orum.io  Jack Cully - Head of Brand and Product Marketing at Plum   Louis Debatte - VP of Product Marketing at Adyen -- Interact with Fintech InsiderJoin our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider:Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446-- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.Stories covered on the podcast this week include: Curve and Infact partner to improve financial inclusivity. The FCA wants to make homebuying easier for Brits. Americans lost $12.5 billion to scams last year. Marqeta and Spendesk have teamed up to enhance payment services for SMBs. Nubank is a major user of OpenAI. Nationwide is giving £50 to each of its 12.3 million customers as a “thank you” for their support during the Virgin Money merger.This week's guests: Valentina Kristensen - Corporate Affairs Director at OakNorth Will Mason - CEO of Infact  James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives  Timestamps/stories Intro - (00:00)Curve and Infact Partner to Bolster Financial Inclusivity Through Real-Time Credit Reporting - (04:33)Marqeta and Spendesk FS partner to enhance expense controls - (16:42)FCA sets out to to support home ownership - (28:11)FTC says Americans lost $12.5 billion to scams last year - social media, AI and crypto didn’t help - (35:00)Nubank elevates customer experiences with OpenAI - (48:15)Nationwide gives 12.3 million customers early Easter gift - (50:05)-- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39rafAbout Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.If you enjoyed this episode, don’t forget to subscribe and leave a review!Got a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Aditi Subbarao, a leader in applying generative AI at Instabase, joins Colin Payne from the FCA, who specializes in AI innovation, and Fernanda Dobal from Cleo, developing AI financial assistants. They dive into generative AI's transformative power in financial services, discussing its potential for enhancing customer experience while navigating regulatory challenges. The guests also explore the need for upskilling in the workforce, the balance between innovation and privacy, and innovative applications that could reshape how consumers interact with finance.

About this episode: Host Laura Watkins is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.Stories covered on the podcast this week include: The AI-powered risk decision platform Taktile has just raised $54 million in Series B funding. Brex’s enterprise segment saw 80% net revenue growth in 2024, positioning the company for future stability and a potential IPO. Banking apps, including Lloyds Bank and Halifax, were significantly impacted by outages over February payday. UK asset manager Abrdn has rebranded itself back to “Aberdeen” after being widely ridiculed for removing most of the vowels from its name in 2021. Meanwhile, Ramp's valuation has nearly doubled to $13 billion.This week's guests:Sophie Winwood - Co-Founder and CEO at unlock VC, and Operating Partner - Foxe Capital  Art Levy - Chief Business Officer at Brex Maik Taro Wehmeyer - Co-Founder and CEO of TaktileTimestamps/stories Intro - (00:00)Risk decisioning fintech Taktile raises $54 million Series B funding - (05:22)Fintech Brex eyes $500 million in revenue as IPO mulled - (17:26)Banking outages shake confidence in UK financial system: What can be done? - (33:16)ABRDN to become Aberdeen in undoing of ridiculed 2021 rebrand - (44:34)Ramp, a 6-year old fintech startup, has more than doubled its annualised revenue to $700M - (54:47)A call to the industry on funding women this International Women’s Day - (56:59)Links to check out: After Dark ticketsJoin our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39rafAbout Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.If you enjoyed this episode, don’t forget to subscribe and leave a review!Got a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices