Fintech Insider Podcast by 11:FS

Kevin Fox, a seasoned chief executive in financial technology, joins the discussion on major industry shifts. Apple may soon hand over its card business to JPMorgan, stirring regulatory concerns. US Senators are calling for stricter rules on Banking-as-a-Service providers, reflecting increasing oversight. Meanwhile, fintech funding has plummeted nearly 50% compared to last year. Innovative strategies emerge, with Monzo offering new payment options and Pizza Hut testing unique marketing by delivering resumes on pizza boxes.

Join Jason Mikula, founder of a leading fintech publication, Nicolas Benady, CEO of a banking platform, and Susan French, a Banking-as-a-Service consultant, as they unpack the unforeseen crisis in the fintech world. They discuss the fallout from the collapse of key players, which triggered a loss of customer trust and millions in losses. The trio delves into the evolution of BaaS, cybersecurity challenges, and regulatory complexities, alongside a fresh perspective on the potential future for successful fintechs like Adyen and Stripe.

This week’s guests are Vanessa Schotes, CMO at Enfuce, and Henk Van Hul, CEO of Open Banking. They discuss LendInvest's impressive £500m fundraising from JP Morgan and the significance of NatWest's role in the Open Property Data Association. Vanessa highlights Enfuce’s groundbreaking 2-in-1 debit and credit card, designed to simplify payments for European consumers. The conversation also dives into the implications of the newly completed Open Banking framework, emphasizing how innovations can reshape lending and financial inclusivity for younger generations.

Andrew Denholm, Head of Product Design at Chip, and Kish Patel, Head of Design at Lightyear, dive deep into the art of customer onboarding. They explore the delicate balance between compliance and user experience, emphasizing trust and simplicity during that crucial first interaction. The discussion highlights innovative approaches like gamification to boost engagement. They also tackle challenges such as account verification, and the impact of onboarding on user retention in the evolving fintech landscape.

Dive into the latest fintech developments as experts unravel why less than 15% of Brits know their pension status. Discover how a coalition is teaming up with the UK government to create standardized corporate digital IDs to combat fraud. Singapore's new police powers to halt suspected scam transactions are also on the agenda. Plus, Zilch celebrates a milestone in profitability ahead of their IPO, and innovative fintech solutions like Landian aim to revolutionize the real estate market. Don't miss out on these exciting transformations!

Rory O'Reilly, Co-founder and CEO of KnotAPI, shares insights on the future of fintech and how APIs can create seamless user experiences that feel invisible. He discusses the importance of automation in reducing cognitive burdens for consumers and the need for security amid growing regulatory pressures. O'Reilly highlights the balance between innovation and compliance, advocating for a user-friendly approach to data management. The conversation also explores the role of partnerships in enhancing financial services integration into daily life.

Join hosts Benjamin Ensor and Nadine Timmer-Bodenstein, along with some great guests as we discuss the biggest fintech and financial services news this week.Topics covered include: FS trade union warns that big banks should brace for job losses to AI, Atlantic Money announces its challenger to SWIFT's network, OakNorth secures approval to market products in the US, and KOHO launches tenant insurance and rent reporting solutions for Canadian renters.This week's guests: Neeraj Baid - CEO of Atlantic Money  Aditi Subbarao - Strategic Partnerships Lead at Instabase Stories covered on the show:Union warning that big banks should brace for job losses to AIAtlantic Money announces a challenger to SWIFTOakNorth secures approval to market products in the USKOHO launches tenant insurance and rent reporting solutions MUFG invests $333m in Indian digital lender DMI FinanceVisa in talks over £700m acquisition of Mike Lynch-backed FeaturespaceFintech Insider presents: After Dark. Join fellow fintech fans for this special 25th edition, with the best community in FS over some drinks and food.http://11fs.com/afterdark --Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Dive into the thriving world of Indian fintech, where a massive market of 1.4 billion presents both incredible opportunities and unique challenges. Discover innovative startups addressing gaps in financial inclusion and explore how companies like Tide are revolutionizing banking for micro SMEs. The discussion also highlights the global ambitions of Indian fintech firms and the essential factors for their international success. Cultural nuances and local understanding are crucial as they navigate new territories and innovate for the future.

Jack Spiers, the UK & Ireland Banking and Lending Director at Tink, joins the conversation to dive into Klarna's new personal accounts with cashback rewards aimed at disrupting traditional banking. The potential IPO showdown between London and New York for Revolut is explored, highlighting market dynamics and regional challenges. They also discuss Tink's research indicating that digital finance tools could enrich UK consumers by £24.5bn, as well as Amazon's plans to potentially spin off its payments service in India.

Is fintech finally growing up? Experts tackle the journey from explosive growth to the current funding crunch. Discussion highlights include the shift toward sustainable business models and evolving growth strategies. The podcast explores how fintech and traditional banks are becoming partners for innovation rather than rivals. Listeners will gain insights into consumer communication challenges and the importance of trust in investor relationships. It’s a deep dive into the future of fintech and what lies ahead for this dynamic sector.