Simone Joyce, CEO of Paypa Plane, and other guests discuss Nala's $40M funding for B2B payments, Deutsche Bank's sustainable finance bond, Index Ventures' $2.3B for AI, and the need for Australian open banking reform.

Host Kate Moody discusses SME funding gap with Valentina from OakNorth, Christoph from iwoca, and Brian from Allica Bank. They delve into challenges faced by SMEs, opportunities for fintechs, regulatory impact, and alternative lenders' role in reshaping the lending landscape.

Monzo enhances fraud controls while Revolut sees record profits. Plaid diversifies revenue streams with enterprise clients. Nubank and Robinhood acquire AI startups. Wise customers affected by data breach. Wells Fargo analyst tests Chipotle portion sizes.

Mitch Rosenbaum, Senior VP at Credit Unions discusses how North American Credit Unions can compete with banks and fintechs through personalized service and digital transformation. Guests explore challenges, innovation, and strategies for credit unions to thrive in the digital age.

Visa Europe's Lynsey Verrillo discusses optimizing e-commerce for small businesses in France. Guests explore challenges, payment solutions, pandemic impacts, trends in the French payment market, and enhancing user experience through payment service providers.

Global Head of Technology at 11:FS and Head of Mergermarket talk about Klarna selling checkout, NatWest acquiring Sainsbury's Bank, anti-fraud product by banking app Charlie, and Revolut's $40 billion valuation. Discussions include challenges in the UK banking sector, combatting financial fraud with Speedbump for seniors, and Revolut's soaring valuation. The episode also covers physical bank branches, sports event sponsorships, and encourages audience engagement.

Guests Kate Moody and Jamie Campbell answer audience questions on FinTech and financial services. Topics include the dominance of traditional banks vs. digital banking, bank-fintech partnerships, support for vulnerable customers, generative AI impact, potential IPOs of companies like Revolut, Monzo, and Starling, and speculation on future fintech IPOs.

Join host Ross Gallagher and some great guests as we discuss the biggest fintech and financial services news this week.Topics covered include: Wells Fargo and Bilt denying the breakup rumours, Atom Bank posting their best results yet, a look at some of the biggest buy now, pay later stories of the week featuring Zilch, LayBuy, and Apple, and Martin Lewis topping NatWest's scam league.This week's guests: Mark Mullen - CEO of Atom Bank Emily Nicolle - Crypto/Fintech Reporter at Bloomberg   Alex Johnson - Founder of Fintech Takes We cover the following stories from the fintech and financial services space:Wells Fargo and Rent Rewards Card Bilt deny troubles despite reported $10m in monthly losses Atom Bank records best year since launchA Buy now, pay later roundup: Klarna rival Zilch raises $125 million to support growth ahead of IPO BNPL firm LayBuy enters receivershipApple scraps buy now, pay later service in the US just months after roll outBBVA plans to start digital bank in Germany to rival J.P.Morgan Martin Lewis tops NatWest’s celebrity scam super league ---------------------------------------Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Friday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewFollow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

CEO of Wio Bank, Jayesh Patel, discusses how the UAE-based digital bank achieved profitability in just one year through strategies like offering simple and user-friendly products, targeting profitable market segments, and prioritizing customer-centric banking. The podcast delves into Wio Bank's rapid success, revenue growth, and cost management tactics.

Eddie Onaga from Visa, along with industry experts, discusses the potential of PSD3 regulations in Europe, focusing on France. They dive into how banks are adapting to regulations, the impact on fintechs, and the evolution of open banking under PSD2. The episode explores cultural nuances in data sharing, the shift towards cashless transactions, and the regulatory changes influencing innovation in the fintech sector.