Fintech Insider Podcast by 11:FS 968. Insights: How to improve spend management when on the move - Live from Money20/20 Europe
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Jun 5, 2025 Join Joëlle Bønding, VP of Vertical Strategy at Adyen, and Stephane Dehaies, CEO of Spendesk Financial Services, as they explore the evolving landscape of spend management. They dive into how embedded finance is revolutionizing expense tracking for SMBs and discuss the critical challenges CFOs face, such as balancing cost control with growth. They highlight the transformative potential of AI in financial services and examine the powerful partnership between Spendesk and Adyen, shaping a future where seamless financial operations are a reality.
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Joëlle's Expense Travel Story
- Joëlle Bønding shared her first job experience where she had to pay travel expenses out of pocket without a company card.
- She recalls the hassle of manually submitting crumpled receipts to finance, highlighting typical expense pain points.
Real-Time Control Keys CFO Efficiency
- Real-time payment visibility, data access, and spending control are essential for CFOs to manage company funds efficiently.
- Spendesk focuses on providing real-time efficiency, control, and visibility to optimize CFO workflows and cash flow management.
Credit Card Culture Influences Expenses
- In Germany, credit cards are less common culturally, impacting how employees make business expenditures.
- This difference influences how SMEs and CFOs manage and control expenses in various markets.