Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books
Oct 13, 2025 • 1h 3min
1005. News: Are Checkout and Monzo reviving the British fintech invasion?
This episode features Dan Dall'Asta, a General Partner at Fox Capital with a knack for U.S. fintech insights, Stefano Vaccino, CEO of Yapily, an open banking innovator, and Grant Evans from Worldpay, a payments expert. They discuss Checkout.com’s new U.S. banking charter and its market implications. Yapily’s partnership with Google is unveiled, enhancing business verification across Europe. The panel also delves into Monzo's U.S. ambitions, YUP's substantial funding round for Southeast Asia, and a new California law addressing loud ads in streaming.
31 snips
Oct 9, 2025 • 55min
1004. Insights: The stablecoin stack: building real-world payment rails
In this insightful discussion, guests Ran Goldi, SVP at Fireblocks, Lux Thiagarajah, CCO at OpenPay, and Anoosh Arevshatian, CPO at Zodia Custody, explore the booming world of stablecoins. They delve into the driving forces behind rapid adoption, highlighting regulatory shifts and grassroots demand. The panel discusses the operational challenges of implementing stablecoin payments, including custody and compliance. They also touch on use cases such as cross-border payments and the future vision of integration and programmable money.
10 snips
Oct 7, 2025 • 1h 2min
1003. News: SWIFT embraces blockchain, JP Morgan ditches Nutmeg and what do digital IDs mean for fintech?
In this discussion, Stephen Richardson, Chief Strategy Officer at Fireblocks, Samantha Emery, a financial services executive, and Sam Alarco, CTO of Paygentic, dive into SWIFT's major blockchain overhaul and its implications for banking. They also explore the UK's digital ID mandate and its effects on fintech innovation. Alarco unveils Paygentic's AI-driven payment infrastructure, while the team debates JPMorgan's decision to rebrand Nutmeg and the rising costs of concert tickets. Tune in for insights on the future of payments!
8 snips
Oct 2, 2025 • 47min
1002. Insights: The digital transformation race: big banks vs neobanks.
Denise Johansson, Co-founder and CEO of Enfuce, advocates for a cultural approach to modernization, emphasizing that transformation is about more than just technology. Andy Sturrock, CTO of Atom Bank, highlights the agility of cloud-native systems, enabling quicker experimentation. Richard Davies, CEO of Allica Bank, discusses strategies for serving established SMEs and argues that legacy banks often react too slowly to competition. The trio passionately debates whether incumbents can catch up to neobanks, stressing that courage and customer focus are essential for success.
13 snips
Oct 1, 2025 • 55min
Bonus: Shaping the future of finance: Derek White on big banks, bold moves and building at Galileo
Derek White, CEO of Galileo Financial Technologies and former leader at global banks, shares his journey from traditional finance to fintech transformation. He discusses how Galileo’s platform enables brands to innovate financial products and the impact of the SoFi acquisition on growth. Derek highlights emerging trends in AI, crypto, and embedded finance, and emphasizes the importance of customer focus and agile leadership. He also offers insights on breaking down silos to foster deeper brand loyalty through innovative programs.
Sep 29, 2025 • 59min
1001. News - After Dark: Starling's glow-up, Gen Z’s saving streak and WhatsApp moves into SME payments
Charlotte Crosswell, Chair of Raidiam and expert in open banking, joins Marcin Glogowski, UK CEO of Marqeta, and fintech consultant Sarah Kocianski. They dive into Starling's bold rebranding aimed at improving financial literacy and discuss how Gen Z's saving habits are evolving, influenced by social media. The panel analyzes Meta's new in-WhatsApp payment feature for SMEs, exploring its implications for small businesses. They also reflect on the need for personalized services to meet the demands of younger consumers in a changing fintech landscape.
13 snips
Sep 25, 2025 • 1h 34min
1000. Insights: Fintech highlights from the past 10 years
Celebrate a monumental 1,000th milestone with reflections on nine years of fintech history! Discover the standout moments, like Starling's first transaction and the rise of Lemonade in insurtech. Hear about Stripe's valuation impact and the shift in SME lending after COVID. Engage with playful trivia and insights on PIX's success in Brazil. The hosts delve into trends like crypto, open banking, and the future of fintech, envisioning a landscape shaped by AI and infrastructure innovations. Join the nostalgia and excitement for what’s next!
Sep 22, 2025 • 1h 15min
999. News: Plaid pays JP Morgan, HALA's record breaking raise, and Thunes speeds up Saudi payments
Ahmad Yaacoub, VP MENA at Thunes, shares exciting details about their launch of real-time payments in Saudi Arabia, aiming to revolutionize cross-border transactions. Mei Lim, CFO at Anthemis, discusses the establishment of CommonAI, focusing on bolstering AI innovation in Europe. Dave Morris, CEO of FoundryOS, offers insights into fintech infrastructure developments. The guests also tackle the implications of Plaid paying JP Morgan for data access and break down HALA's $157M funding round aimed at empowering SMEs.
Sep 18, 2025 • 49min
998. Insights: The new rules of underwriting - Live from Money20/20 Middle East
Join Salman Akhtar, CEO of AdalFi, Walid Hassouna, CEO of valU, and Abdulla Almoayed, founder of Tarabut, as they explore the future of underwriting in the dynamic digital economy. The discussion dives into the challenges of scoring SMEs, leveraging real-time data for better risk assessment, and the pivotal role of continuous underwriting. They also highlight how open banking is transforming the landscape, allowing for instant and nuanced lending solutions. Tune in for insights on how fintechs and banks can collaborate to reshape financial services!
16 snips
Sep 15, 2025 • 1h 4min
997. News: Revolut’s UAE licence, Pipe’s partnership with Uber, and Accion Ventures’ inclusion fund
Join Luke Voile, CEO of Pipe, Amee Parbhoo, Managing Partner at Accion Ventures, and Uneesa Zaman, Founder of Ayda Invest, as they explore the latest in fintech innovation. They discuss Pipe's partnership with Uber to boost financing for small restaurants, Accion's $60 million fund aimed at enhancing financial inclusion, and Revolut's new license to operate in the UAE. The conversation highlights the need for customized financial services for diverse markets and the growing importance of responsible investing in fostering accessibility.
