Fintech Insider Podcast by 11:FS

Brice Van der Walle, Executive VP at Mastercard, discusses the company's exciting new partnerships aimed at enhancing payment security and tokenization. David Jarvis, CEO at Griffin, shares insights on their groundbreaking AI MCP server and its potential to revolutionize financial interactions. Lara Barbuto from OpenPayd highlights their new stablecoin infrastructure for seamless global transactions. The trio also shares personal highlights from the Money20/20 conference, providing a mix of industry insight and light-hearted conference anecdotes.

Join Joëlle Bønding, VP of Vertical Strategy at Adyen, and Stephane Dehaies, CEO of Spendesk Financial Services, as they explore the evolving landscape of spend management. They dive into how embedded finance is revolutionizing expense tracking for SMBs and discuss the critical challenges CFOs face, such as balancing cost control with growth. They highlight the transformative potential of AI in financial services and examine the powerful partnership between Spendesk and Adyen, shaping a future where seamless financial operations are a reality.

Aditi Subbarao, Strategic Partnerships Lead at Instabase, discusses how AI can reshape enterprise processes. Edoardo Volta, from Curve, reveals the launch of Curve Pay, a direct competitor to Apple Pay, emphasizing user experience and data privacy. Kate Flocken, Principal at FS Vector, navigates the implications of the CFPB's decision to retract open banking rules. They also explore Google’s innovative AI shopping experience, Kakao Pay's acquisition strategies in Korea, and surging hiring trends in UK fintech, all while addressing ethical concerns around consumer data and financial crime.

Join Martin Della Chiesa, CEO of Skaleet; Christian Rau from Mastercard; and Emilia Bayer from Primer as they unravel the exciting dynamics of unbundling and rebundling in financial services. They explore how technology is reshaping banking, driving modular services that enhance customization. The conversation contrasts outdated banking models with user-centric approaches, emphasizing the importance of strategic partnerships in delivering seamless experiences. Get insights on how the financial landscape might look by 2030!

Matej Pfajfar, Group CTO at Monzo Bank and former Google Android developer, discusses the unseen challenges of banking outages. He explains how Monzo’s innovative Monzo Stand-In solution keeps services available even during failures. The conversation dives into the engineering strategies essential for operational continuity and customer security. Matej also emphasizes Monzo's unique culture that fosters resilience and collaboration, ensuring they stay ahead in an increasingly tumultuous landscape.

This discussion features Veronica Glab, an independent fintech strategist; Lucy Ingham, VP of Content at FXC Intelligence; and James Dodsworth, a senior manager at Thistle Initiatives. They dive into Revolut's aggressive €1 billion investment in France and the implications of acquiring a banking license. The panel also critiques new regulations on Buy Now, Pay Later schemes in the UK, weighing consumer protections against potential industry impacts. Additionally, they explore funding disparities for women in fintech and innovative trends in cross-border payments.

Triona Smith, Director at Visa specializing in digital products, David McGuiness, Chief Product Officer at Frisbii, and David Messenger, CEO of PingPong, delve into the evolving payments landscape. They discuss the necessity of speed beyond 2020, the rise of invisible payments, and how AI and tokenization are revolutionizing security and consumer experience. The guests also highlight merchants' challenges in adopting new technologies and emphasize the bold strategies needed to future-proof payment experiences in the rapidly changing digital world.

Join Jason Mikula, a fintech consultant, Monika Liikamaa, CEO of Enfuce, and Dave Morris, CEO of 11:FS Foundry, as they dive into the latest happenings in the fintech world. They discuss the anticipated IPOs of Monzo and Chime, unraveling their growth strategies and market positions. The collaboration between Ramp and Stripe for stablecoin payments takes center stage, while Nordic countries aim to enhance offline payment systems to counter cyber threats. Furthermore, Klarna's shift to prioritizing human interaction over AI sparks a fascinating debate.

Richard Davies, CEO of Allica Bank, brings extensive experience from giants like HSBC and Barclays to the fintech scene. He discusses Allica's unique approach to SME banking, focusing on relationship-led service and rapid growth strategies. Richard shares insights on competing with neobanks, the role of AI in finance, and the quirky branding strategy behind the iconic orange bowler hat. He addresses the pressing issue of credit access for SMEs in the UK and outlines the bank's ambitious goals for future expansion.

Raphael Landesmann, Director Regulatory Counsel at GSR, shares insights on the evolving crypto regulations. Carl Hazeley, CEO of Finimize, discusses how financial firms can engage consumers better while navigating challenges in the fintech space. Mathieu Limousi, CMO at Thunes, highlights the significance of mobile wallets and Tide’s new BNPL feature aimed at small businesses. The trio also tackles the implications of PayPal's mobile wallet launch in Germany and the UK FCA's potential ban on credit card crypto purchases, showcasing the dynamic intersection of innovation and regulation.