The CS Primer Show

Valentina Kristensen, Director of Corporate Affairs at OakNorth, brings her expertise to discuss Klarna's exciting move to file for an IPO in NYC, emphasizing their impressive turnaround with over £200 million in profit. Alexandra Rivas-Gale, VP of Product at Clearbank, shares insights on Revolut's evolution into a full-fledged bank and the challenges they face in acquiring a banking license. Nicolas Benady, CEO of Swan, highlights the FCA's push for improved AI adoption in UK banks, revealing the regulatory hurdles that are stifling innovation.

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446-- About this podcastOn a recent episode of Fintech Insider, we sat down with a panel of product experts to explore how to build and launch a product.But launching is only half the battle. How do you drive awareness and bring customers into your ecosystem? And once they’re in, how do you keep them engaged?In this episode, host Laura Watkins is joined by a great panel to break down the fintech marketing playbook - what’s working, what’s not, and what banks can learn from the challengers reshaping the industry.And here’s the twist: as fintechs scale, navigate regulation, and expand their offerings, they might just have something to learn from the banks too. This week's guests Bryan McCarty - Head of Product and Product Marketing at Orum.io  Jack Cully - Head of Brand and Product Marketing at Plum   Louis Debatte - VP of Product Marketing at Adyen -- Interact with Fintech InsiderJoin our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider:Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

For those listening in GCC and Turkey, this episode is sponsored by XM. Trade Gold And Get Cashback Now: https://www.xmarabia.net/gw.php?gid=250446-- About this episode: Host David Barton-Grimley is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.Stories covered on the podcast this week include: Curve and Infact partner to improve financial inclusivity. The FCA wants to make homebuying easier for Brits. Americans lost $12.5 billion to scams last year. Marqeta and Spendesk have teamed up to enhance payment services for SMBs. Nubank is a major user of OpenAI. Nationwide is giving £50 to each of its 12.3 million customers as a “thank you” for their support during the Virgin Money merger.This week's guests: Valentina Kristensen - Corporate Affairs Director at OakNorth Will Mason - CEO of Infact  James Dodsworth - Senior Manager, Financial Crime at Thistle Initiatives  Timestamps/stories Intro - (00:00)Curve and Infact Partner to Bolster Financial Inclusivity Through Real-Time Credit Reporting - (04:33)Marqeta and Spendesk FS partner to enhance expense controls - (16:42)FCA sets out to to support home ownership - (28:11)FTC says Americans lost $12.5 billion to scams last year - social media, AI and crypto didn’t help - (35:00)Nubank elevates customer experiences with OpenAI - (48:15)Nationwide gives 12.3 million customers early Easter gift - (50:05)-- Links to check out: Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39rafAbout Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.If you enjoyed this episode, don’t forget to subscribe and leave a review!Got a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this podcastWhether it’s in meetings with clients, at one of our events, or on this very podcast, it sometimes feels like generative artificial intelligence (GenAI) is all anyone ever wants to talk about.So, where do we stand with GenAI in financial services today? And is financial services really where all the most interesting GenAI developments are happening?Well, on today’s episode, host David Barton-Grimley is joined by some great guests to find out!This week's guests Aditi Subbarao - Global Financial Services Industry Lead at Instabase  Colin Payne - Head of Innovation at The FCA  Fernanda Dobal - Product Director of AI and Chat at Cleo -- Interact with Fintech InsiderAfter Dark ticketsJoin our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39raf About Fintech Insider:Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episode: Host Laura Watkins is joined by an expert panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services.Stories covered on the podcast this week include: The AI-powered risk decision platform Taktile has just raised $54 million in Series B funding. Brex’s enterprise segment saw 80% net revenue growth in 2024, positioning the company for future stability and a potential IPO. Banking apps, including Lloyds Bank and Halifax, were significantly impacted by outages over February payday. UK asset manager Abrdn has rebranded itself back to “Aberdeen” after being widely ridiculed for removing most of the vowels from its name in 2021. Meanwhile, Ramp's valuation has nearly doubled to $13 billion.This week's guests:Sophie Winwood - Co-Founder and CEO at unlock VC, and Operating Partner - Foxe Capital  Art Levy - Chief Business Officer at Brex Maik Taro Wehmeyer - Co-Founder and CEO of TaktileTimestamps/stories Intro - (00:00)Risk decisioning fintech Taktile raises $54 million Series B funding - (05:22)Fintech Brex eyes $500 million in revenue as IPO mulled - (17:26)Banking outages shake confidence in UK financial system: What can be done? - (33:16)ABRDN to become Aberdeen in undoing of ridiculed 2021 rebrand - (44:34)Ramp, a 6-year old fintech startup, has more than doubled its annualised revenue to $700M - (54:47)A call to the industry on funding women this International Women’s Day - (56:59)Links to check out: After Dark ticketsJoin our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39rafAbout Fintech Insider: Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.If you enjoyed this episode, don’t forget to subscribe and leave a review!Got a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

About this episodeIn this episode of Fintech Insider, in partnership with LexisNexis Risk Solutions, host Benjamin Ensor is joined by expert guests to discuss resilience in an increasingly uncertain world.With fraud, cyberattacks and global instability on the rise, resilience has never been more crucial.But what does it truly mean to be resilient, and why does it matter now more than ever? More importantly, how can companies strengthen their resilience in 2025?Join us as we explore!This week's guestsSteve Elliot - Managing Director at LexisNexis Risk Solutions Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank Jessica Cath - Partner, Financial Crime at Thistle Initiatives-- Building Resilience to Risk   In 2025, resilience has fast become a top priority for senior leaders as they work to protect their organisations and customers from evolving business-critical risks. From geopolitical uncertainty, regulatory shifts, and emerging financial threats, risk is becoming harder to predict, and organisations must be prepared to adapt at speed.  For senior leaders, risk isn’t just about preventing threats, it’s about ensuring stability, compliance, and long-term commercial success. The ability to anticipate disruption, align with regulatory expectations, and maintain trust is what separates businesses that thrive from those that fall behind.  LexisNexis Risk Solutions enables many of the worlds most trusted brands to make fast and accurate risk decisions when detecting and preventing economic crime and assessing credit risk, through highly effective identity, compliance and credit risk solutions.  Find out how risk leaders are strengthening resilience where it matters most: risk.lexisnexis.co.uk/see-what-matters. --About Fintech Insider:Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom Bentley, Head of Growth at NatWest Boxed—a fresh face in embedded finance—and Raquel Soares, Director of Marketing at Edenred Payment Solutions, dive into the latest fintech trends. They discuss NatWest's partnership with The AA, enhancing customer access to loans and savings. The duo also explores the booming Buy Now, Pay Later sector and the innovative debit rewards programs from Galileo aimed at the hospitality industry. Their insights illuminate the future of consumer finance and the evolving landscape of embedded solutions.

Corinna Lamberti, Chief Product Officer at CHIP, discusses innovative wealth-building solutions. Daniel Baker from JP Morgan highlights the complexities of managing payment rails in diverse regions. Balazs Barna of Wise shares insights on cross-border payment infrastructure challenges. The trio emphasizes the importance of strategic preparation, collaboration, and user feedback in fintech product launches. They also tackle regulatory hurdles and the need for companies to adapt to evolving consumer expectations in a tight investment landscape.

In this engaging discussion, Daniel Rose, CEO of Doshi, shares insights on gamified financial education for youth, while Daniel Lanyon, Co-founder of Tramlines, provides updates on trends as Chase overtakes Monzo in popularity. Ruth Foxe Blader from Foxe Capital dives into the decline of fintech investment, emphasizing that it might signal a necessary market correction. The trio explores how partnerships can enhance financial literacy and the importance of innovation in addressing the needs of underserved markets, especially in places like Ethiopia.

Mariela Hunter, a seasoned Fractional COO with M&A expertise, shares insights on profit acceleration and AI's transformative role. Josh Williams from Seattle Bank discusses innovative, scalable banking solutions and the importance of strategic partnerships. Nick Conway from HSBC Innovation Banking highlights how fintech support is vital for growth amid evolving M&A dynamics. The trio explores the shifting landscape of financial services, emphasizing cultural alignment in integrations and the disruptive power of technology in future mergers.