Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books
Sep 1, 2025 • 1h 2min
993. News: Visa’s exit from US open banking, free subway rides from Revolut, and the great UK meal deal debate
This week’s guests include Megan Caywood, an AI-focused fintech pioneer, Grant Evans from WorldPay, and Oliver Smith of Money 2020 Europe. They discuss Visa's surprising exit from U.S. open banking amid regulatory hurdles. Revolut's quirky promotional strategy of offering free subway rides captures attention, while the reversal by Australia's Commonwealth Bank on AI replacing jobs raises eyebrows. The hot topic of rising UK supermarket prices and the cultural significance of meal deals adds a humorous twist to the conversation.
28 snips
Aug 28, 2025 • 50min
992. Insights: Why are stablecoins SO hot right now?
In this engaging discussion, Anthony Oduu, Co-founder at Verto FX, Neil Chopra from Fireblocks, and Morgan Krupetsky of Ava Labs explore the explosive rise of stablecoins in finance. They dive into how these digital assets are revolutionizing cross-border payments and corporate treasuries. The trio highlights the role of regulatory clarity in boosting institutional interest and examines the potential of stablecoins to enhance financial inclusion in emerging markets. Get insights into the transformative future of global finance shaped by stablecoins!
35 snips
Aug 25, 2025 • 59min
991. News: Klarna’s big loan moves, Monzo’s mobile expansion & Robinhood’s AI investing launch
Join Jason Saltzman, Head of Insights at CB Insights, Chantal Swainston, founder of The Heard, and Anine de Kock, Head of Partnerships at Peach Payments, as they dive into fintech's latest news. They discuss Klarna's bold $26 billion BNPL move in the US, Monzo's exciting venture into mobile services, and Robinhood's innovative AI investing tool. Anine highlights Peach Payments' real-time features for the African market, while the group shares a light-hearted take on Zopa's creative marketing stunts. Insights and laughs await!
Aug 21, 2025 • 52min
990: Insights: What’s happening with agentic AI in financial services right now?
Dimitri Masin, CEO of Gradient Labs, leads discussions on automating finance through agentic AI. Tim Elder from Multiply shares insights on making financial advice more accessible. Aditi Subbarao of Instabase highlights the crucial infrastructure for AI integration. They explore how these AI agents can transform customer interactions by making decisions autonomously. The panel also addresses challenges like ownership, regulation, and trust, ultimately questioning whether agentic AI is the future of finance or just another buzzword.
10 snips
Aug 18, 2025 • 1h 4min
989: News: Stripe partners EBANX to push Pix for SMBs in Brazil, and Brex breaks into Europe
Join industry leaders Aaron Carpenter, CEO at Transact Pay, Bruno Diniz, fintech innovator from Spiralem, and Theodora Lau, founder of Unconventional Ventures. They dive into Stripe's partnership with EBANX to introduce Pix for SMEs in Brazil, enhancing financial inclusion. The discussion also covers Brex's entry into the EU market and the implications for its IPO, while Carpenter shares insights on Transact Pay's recent acquisition by Marqeta. Plus, there's buzz around fintech unicorn GoCardless and a debate on the shrinkflation of beloved treats.
Aug 14, 2025 • 58min
988: Insights: How can the UK regain its fintech mojo?
Valentina Kristensen, Corporate Affairs Director at OakNorth, discusses the UK's evolving fintech landscape, emphasizing its strengths and challenges in retaining its leading role. Freelance journalist Oliver Smith sheds light on the competitive pressures from global players and the industry's shift towards AI. Together, they explore how cultural attitudes and regulatory frameworks impact innovation. They also share insights on the changing narrative around fintech startups and the urgent need for new strategies to sustain growth and attract talent in the sector.
Aug 13, 2025 • 59sec
Live show announcement! After Dark | Live podcast in London | Tickets available now
Get ready for a milestone celebration as fintech enthusiasts gather for a unique live event in London! Enjoy food, drinks, and an immersive recording experience. Join industry leaders like David M. Brear and Marcin Glogowski as they share insights and engage with fans. It’s an opportunity to connect with fellow fintech aficionados and dive into the latest industry trends. Don’t miss out on this exciting chance to be part of the vibrant fintech community!
Aug 11, 2025 • 1h 6min
987: News: Revolut go after US banking licence, record breaking raises in the UAE, and is Klarna's IPO back on track?
Join Brian Spurling of Cogo, who brings sustainability solutions to banks; Jasper Sneff Nanni of FS Vector, an expert on U.S. banking charters; and Ruth Foxe Blader of Foxe Capital, an early-stage fintech investor. They discuss Revolut's bid for a U.S. banking license and how Cogo's electronification tool can help homeowners save on energy costs. Plus, they explore the record-breaking funding for fintech Alaan in the UAE and speculate if Klarna's IPO could make a comeback.
Aug 7, 2025 • 52min
986: Insights: Getting the UK innovating again: A conversation with Colin Payne from the FCA
Colin Payne, Head of Innovation at the FCA, brings over 25 years of expertise shaping the financial landscape. He discusses the importance of balancing creativity with compliance to foster genuine innovation in the UK fintech sector. Colin shares insights on the FCA's initiatives, like the supercharged AI sandbox, which aims to enhance regulatory responsiveness. He also emphasizes the need for strategic partnerships with tech firms and the significance of trust in navigating the evolving digital finance ecosystem, making this conversation a must-listen.
Aug 4, 2025 • 1h 8min
985. News: UAE surpasses UK in fintech funding, PayPal enables crypto payments, and Wise moves closer to US listing
Sophie Gibbard, a strategic sparring partner for B2B fintech founders, and Mike Carter, a senior policy advisor at Innovate Finance, dive into the booming fintech landscape. They discuss the UAE's impressive leap in global fintech funding, surpassing the UK. PayPal's new 'Pay with Crypto' feature and Wise's potential US listing are hot topics, highlighting the evolution of digital finance. Plus, they touch on the surge in Australians using mobile wallets and Revolut's new financial services for teens, emphasizing innovation in financial independence.
