Hiroki Takeuchi is the co-founder and CEO of GoCardless, a company revolutionizing payment processes for nearly 100,000 businesses. He discusses the evolution of payment systems and how innovations like open banking are shaping a global bank payment network. Hiroki highlights the strategic benefits of recent acquisitions, particularly Nuopay, to enhance service offerings. He shares insights on balancing regulatory compliance with innovation while adapting to diverse regional payment cultures, underscoring the lessons learned from 13 years of growth.

David Capezza, VP Head of Risk Advisory for Europe at Visa, dives into the role of AI in fighting financial crime within real-time payments in the Nordics. The discussion highlights how emerging fraud patterns challenge the industry as payments speed up. Capezza emphasizes the need for high-quality data in fraud detection and the importance of collaboration among financial institutions. The episode also explores innovative digital wallets and the intersection of AI with identity verification to enhance payment security.

This week, Anthony Thomson, Co-Founder of Archie, and Abhishek Choudhari, VP of Product at Plum, dive into exciting fintech developments. They discuss Revolut's pivotal UK banking license win after years of waiting and explore Plum's impressive £16 million fundraising. The talk also touches on the impact of a cybersecurity incident by CrowdStrike, revealing risks for traditional banks. With Monzo’s new pension product and innovative investments, this conversation is packed with insights on how fintech is reshaping finance and banking.

Simon Bumfrey, Head of Technology & Life Sciences at HSBC Innovation Banking UK, reflects on the first year of HSBC Innovation Banking UK after the acquisition of Silicon Valley Bank UK. The podcast discusses the challenges and success of the rapid transition, the impact of office space on business culture, innovation trends in the ecosystem, insights into the fintech industry, and the UK as a hub for global business success.

Guest Miguel Armaza, Co-Founder at Gilgamesh Ventures, discusses Stripe's $70 billion valuation, OCN's $86 million funding, and Monzo's kids' accounts. Topics include investing in fintech, cross-border payments, and Gen Z's use of social media for financial advice.

Host Kate Moody discusses the impact of FedNow with experts Dave Morris, Stephany Kirkpatrick, and Sam Aarons. They compare FedNow to global payment systems, address challenges, push payments in US vs. UK, and future implications. Explore adoption by top banks, push payment systems, and innovations in financial services. Discover the potential of FedNow and RTP technology for fraud prevention and data integration.

Guest Eddie Onaga from Visa discusses the growth of digital wallets in Europe, Apple's new announcement impacting payment systems, and the emergence of European digital wallets challenging Google and Apple Pay in the payment industry.

Simone Joyce, CEO of Paypa Plane, and other guests discuss Nala's $40M funding for B2B payments, Deutsche Bank's sustainable finance bond, Index Ventures' $2.3B for AI, and the need for Australian open banking reform.

Host Kate Moody discusses SME funding gap with Valentina from OakNorth, Christoph from iwoca, and Brian from Allica Bank. They delve into challenges faced by SMEs, opportunities for fintechs, regulatory impact, and alternative lenders' role in reshaping the lending landscape.

Monzo enhances fraud controls while Revolut sees record profits. Plaid diversifies revenue streams with enterprise clients. Nubank and Robinhood acquire AI startups. Wise customers affected by data breach. Wells Fargo analyst tests Chipotle portion sizes.