About this episode:
Host Benjamin Ensor, Director of Research and Strategy at 11:FS, is joined by a fantastic panel of guests as we dive into some of the biggest stories from the worlds of fintech, banking, and wider financial services this week.
Stories covered on the podcast:
This week, Monzo begins migrating its investment accounts to Seccl, and we’re joined by Seccl to unpack what this means for users and the wider platform. We also explore Pipe’s latest move into AI, with the unveiling of powerful new agent technology.
As Buy Now, Pay Later regulation tightens, even the smallest loans may soon require affordability checks — but what could this mean for providers and consumers alike?
Plus: Stripe acquires Orum to boost real-time payments, Sam Altman shares fresh concerns about AI’s future, and we ask — should fintech be on the school curriculum? Young voices weigh in.
This week's guests:
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Claurelle Rakipovic- Chief Product Officer at Pipe
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James Holmes - Chief Commercial Officer at Seccl
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Neil Kadagathur- CEO and Founder of Creditspring
Also featuring a voice note from:
- Stephany Kirkpatrick - Founder and CEO of Orum, from Episode 793 of Fintech Insider News
Timestamps
Intro - (00:00)
Monzo migrates investment accounts to Seccl- (05:22)
Pipe unveils new AI agents to supercharge growth - (17:21)
New ‘buy now, pay later’ affordability checks may cover even smallest loans-(36:21)
Stripe Acquires Orum for Undisclosed Amount -(46:00)
Sam Altman fears AI-enabled fraud crisis - (55:28)
Young People Call for Change: 84% of Kids and Teens Want to See Financial Education on the New National Curriculum - (57:11)
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About 11:FS
At 11:FS, we don’t just talk digital - we make it happen. We're building truly digital financial services by partnering with bold teams to take them from market insights to real-world products. Whether you're an incumbent innovating or a startup breaking new ground, we bring the strategy, research, design, and delivery to make it real. Less talk, more impact.Proud winners of the British Bank Award for Consultancy of the Year - five times and counting.
👉 Learn more at 11fs.com/ventures
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Links to check out:
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Support our charity partner School-Home Support
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About Fintech Insider:
Fintech Insider by 11:FS is a bi-weekly podcast that covers everything from finance and banking to technology and the latest trends in financial services.
Our expert hosts, with hands-on industry experience, are joined by key decision-makers, VCs, and top reporters from across the financial landscape, including guests from companies like Stripe, Revolut, Plaid, PayPal, and Monzo. Together, they break down the biggest news and innovations shaping the space.
Our weekly news show drops every Monday, covering major stories like mergers, new product launches, regulatory shifts, and emerging tech trends. On Thursdays, our Insights show goes deeper into the hottest topics driving the future of finance, including AI in banking, decentralised finance, and the evolving landscape of embedded finance.
Whether you're already in the fintech game or just starting to explore, this is the #1 podcast for you.
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Fintech Insider Podcast by 11:FS 
