Guests Claurelle Rakipovic, Chief Product Officer at Pipe, James Holmes, Chief Commercial Officer at Seccl, and Neil Kadagathur, CEO and Founder of Credit Spring, delve into key fintech news. They discuss Monzo's transition to Seccl and explore Pipe's innovative AI agents aimed at enhancing business efficiency. The conversation also tackles the tightening regulations around Buy Now, Pay Later schemes, highlighting the importance of affordability checks. Plus, insights into financial literacy and the evolving landscape of investment are shared, making for an enlightening discussion.