Fintech Insider Podcast by 11:FS

Jamie Campbell, Head of VC at 11:FS, offers a deep dive into venture capital strategies. Giles Hutson, CEO of Insignis Cash, discusses innovative cash management in fundraising. Kirsty Lowe, Finance Director at Perlego, shares her startup fundraising journey. The trio explores the intricate process of fundraising from seed rounds to IPOs and emphasizes the importance of impactful storytelling in investor pitches. They also reveal essential post-funding strategies, including cash flow management and effective spending decisions.

In this discussion, Kate Drew, a fintech research expert, Aditi Subbarao, specializing in enterprise search, and Rob Haslingden, focused on improving SME finance access, explore some hot industry topics. They delve into the launch of WhatsApp Pay for 500 million users in India, analyzing its competition and regulatory hurdles. The group also highlights a staggering 45% surge in fintech ad spending and the challenges that smaller firms face. Additionally, they touch on initiatives like the Besiktas Super App and the vital role of data in supporting SMEs.

Dive into bold predictions for the future of fintech, where experts discuss the major trends expected in 2025. Unpack the challenges of open finance, including regulatory compliance and consumer trust. Explore the implications of a massive wealth transfer from baby boomers, and how it's reshaping personalized services. Discover the tension between traditional banking and modern debt solutions, and the transformative potential of new technologies. These insights promise to spark thoughtful discussions on the future of finance!

This lively conversation features Fliss Berridge, UK Managing Director of Ordo, Emily Nicolle, Crypto and Fintech Reporter at Bloomberg, and Trevor Marshall, CTO of Current. They dive into Current's impressive $200 million fundraising aimed at boosting profitability. The launch of an open banking solution for real-time payments garners attention. The discussion also tackles the challenge of rising card fees from Visa and Mastercard, and in a fun twist, they reveal who's made Santa's fintech naughty or nice list, adding some holiday cheer!

Benjamin Ensor, Director of Research & Strategy at 11:FS, discusses open banking and digital transformation. David-Barton Grimley, FinTech Strategy Director, shares insights on the impact of mergers on banking services. Jason Mikula, fintech expert and founder of Fintech Business Weekly, reflects on the neobank profitability surge in 2024. The trio examines challenges in obtaining banking licenses and the role of AI in finance, balancing productivity with fraud risks. They also explore consumer shifts towards digital banking and reminisce humorously about social media experiences.

Join host Benjamin Ensor alongside some very special guests as we look at the biggest financial services and fintech stories of the past week.Topics covered include: Norway’s Vipps MobilePay becoming the first company in the world to offer a competing option to Apple Pay on iPhones; Goldman Sachs withdrawing from the Net-Zero Banking Alliance; Zopa Bank, one of the earliest UK fintechs, announcing it has recently raised £68M in an equity round; Aviva, the UK’s largest insurer, reaching a preliminary agreement to acquire rival Direct Line for £3.6bn; and Vanguard spinning off its $900 billion wealth and advice segment into a standalone unit.This week's guests: Baard Slaattelid - Director, Strategic Payment Partnerships at Vipps MobilePay  Hannah Duncan - Award winning freelance writer  Matthew Jones - Head of Ventures at Transverse Plus soundbite from: Steve Hulme - CFO of Zopa BankStories covered on the show:Norway’s Vipps launches world’s first Apple Pay rival for iPhoneGoldman decides to leave world’s top climate alliance for banksZopa Bank hunts for fintech acquisitions after £68 million fundraise Direct Line accepts £3.6bn takeover after rival insurer Aviva raises bidVanguard revamps $900bn unit to speed up investment I gave my kids £300 to see what they would do with it_ _This episode is sponsored by Finimize for Business, click here to find out more_ _Join our WhatsApp community, where you can get the inside track on all all things 11:FS, as well as having your say on the things we should be paying attention to.https://chat.whatsapp.com/KpA4gFbbWDlLFm7kx39rafFintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this week's insights episode, host David Barton-Grimley is joined by Lori Schwartz, who took on the role of Global Head of Treasury Services at J.P. Morgan Payments earlier this year.Join us as we discuss Lori’s new role, the innovations happening in the treasury services and payments space, and how to foster innovation in a large organization like J.P. Morgan.This week's guest:Lori Schwartz - Global Head of Treasury Services, J.P. Morgan Payments -- This episode is sponsored by Finimize for Business, click here to find out more--Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services. Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a review! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this discussion, Jasper Martens, CMO at PensionBee, Tomás Herrmann, UK GM at Bunch, and Simone Joyce, CEO of Paypa Plane, dive into Australia's new social media ban for under-16s and its potential impact on financial services. They dissect the alarming increase in financial scams targeting minors and the need for stricter advertising regulations. Additionally, the insights on Bunch's UK launch highlight innovations in private equity and the expanding opportunities for fintech in Francophone Africa with HUB2's recent funding capture. It's a captivating blend of regulation and innovation!

Join Rob Pasco, GM of Credit at Curve; Sophie Heriot, Account Director at Nova Credit; and Tom Davies, VP of Marketing at Yonder for a lively discussion on the evolving landscape of digital lending. They dive into how fintech is reshaping personal borrowing, emphasizing the use of alternative data for better credit assessments. The conversation also highlights the importance of demystifying financial jargon and building a fairer financial system to enhance consumer understanding. Discover the global perspectives on credit and the future of lending practices!

Martin Sokk, Co-founder and CEO of Lightyear, shares his insights on building a digital investment platform focused on user-friendly experiences. He discusses the challenges of navigating the European investment landscape and the importance of catering to diverse regulations and cultural nuances. Martin emphasizes enhancing customer satisfaction through simplified interactions and innovative solutions. He also shares the mission behind the name 'Lightyear,' highlighting their commitment to transparency and lower fees in contrast to traditional investing.