Fintech Insider Podcast by 11:FS
11:FS
Fintech Insider is your ultimate guide to the world of finance and fintech from 11:FS - the leading independent fintech consultancy, recognised five times with the British Bank Award for Consultancy of the Year.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including Visa, Monzo, Nationwide, JPMorgan Chase, Wise, the Financial Times, and more to discuss breaking news and deep dive into the biggest topics and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories across M&A, open banking, embedded finance, payments, regulation and more. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like AI, regulation, Big Tech, the cost of living crisis, and more. Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.Want to get involved in the conversation?Connect with us now on LinkedIn, Instagram and TikTok
Episodes
Mentioned books
15 snips
Sep 8, 2025 • 1h 20min
995. News: Klarna finally files its IPO; Crowdcube target later stage investors; and 11:FS Holdings takes on private banking
In a lively discussion, Jamie Campbell, Deputy CEO at 11FS Holdings, emphasizes the exciting launch of a new wealth management tool. Matt Cooper, Co-CEO at Crowdcube, shares insights on their move into late-stage investments, reflecting on the changing landscape for investors. Mike Curtis, Co-founder and CTO at Multiply.ai, dives into how automation is transforming financial advice. They also explore Klarna's recent IPO and the implications for the buy-now-pay-later sector, alongside the rise of AI in banking and the quirky phenomenon of 'shrinkflation'.
Sep 4, 2025 • 48min
994. Insights: The future of partnerships in fintech
In this engaging discussion, guests include Deniz Oran from Google, Mo Damman of Adyen, and Veronica Glab from Juice Ventures. They explore the evolving landscape of fintech partnerships, emphasizing the necessity of trust and cultural alignment for success. The trio shares insights on navigating challenges, the importance of shared objectives, and how strategic collaborations can drive innovative solutions. They also highlight the role of AI in future partnerships and the significance of effective communication in achieving lasting business relationships.
9 snips
Sep 1, 2025 • 1h 2min
993. News: Visa’s exit from US open banking, free subway rides from Revolut, and the great UK meal deal debate
This week’s guests include Megan Caywood, an AI-focused fintech pioneer, Grant Evans from WorldPay, and Oliver Smith of Money 2020 Europe. They discuss Visa's surprising exit from U.S. open banking amid regulatory hurdles. Revolut's quirky promotional strategy of offering free subway rides captures attention, while the reversal by Australia's Commonwealth Bank on AI replacing jobs raises eyebrows. The hot topic of rising UK supermarket prices and the cultural significance of meal deals adds a humorous twist to the conversation.
32 snips
Aug 28, 2025 • 50min
992. Insights: Why are stablecoins SO hot right now?
In this engaging discussion, Anthony Oduu, Co-founder at Verto FX, Neil Chopra from Fireblocks, and Morgan Krupetsky of Ava Labs explore the explosive rise of stablecoins in finance. They dive into how these digital assets are revolutionizing cross-border payments and corporate treasuries. The trio highlights the role of regulatory clarity in boosting institutional interest and examines the potential of stablecoins to enhance financial inclusion in emerging markets. Get insights into the transformative future of global finance shaped by stablecoins!
35 snips
Aug 25, 2025 • 59min
991. News: Klarna’s big loan moves, Monzo’s mobile expansion & Robinhood’s AI investing launch
Join Jason Saltzman, Head of Insights at CB Insights, Chantal Swainston, founder of The Heard, and Anine de Kock, Head of Partnerships at Peach Payments, as they dive into fintech's latest news. They discuss Klarna's bold $26 billion BNPL move in the US, Monzo's exciting venture into mobile services, and Robinhood's innovative AI investing tool. Anine highlights Peach Payments' real-time features for the African market, while the group shares a light-hearted take on Zopa's creative marketing stunts. Insights and laughs await!
8 snips
Aug 21, 2025 • 52min
990: Insights: What’s happening with agentic AI in financial services right now?
Dimitri Masin, CEO of Gradient Labs, leads discussions on automating finance through agentic AI. Tim Elder from Multiply shares insights on making financial advice more accessible. Aditi Subbarao of Instabase highlights the crucial infrastructure for AI integration. They explore how these AI agents can transform customer interactions by making decisions autonomously. The panel also addresses challenges like ownership, regulation, and trust, ultimately questioning whether agentic AI is the future of finance or just another buzzword.
10 snips
Aug 18, 2025 • 1h 4min
989: News: Stripe partners EBANX to push Pix for SMBs in Brazil, and Brex breaks into Europe
Join industry leaders Aaron Carpenter, CEO at Transact Pay, Bruno Diniz, fintech innovator from Spiralem, and Theodora Lau, founder of Unconventional Ventures. They dive into Stripe's partnership with EBANX to introduce Pix for SMEs in Brazil, enhancing financial inclusion. The discussion also covers Brex's entry into the EU market and the implications for its IPO, while Carpenter shares insights on Transact Pay's recent acquisition by Marqeta. Plus, there's buzz around fintech unicorn GoCardless and a debate on the shrinkflation of beloved treats.
Aug 14, 2025 • 58min
988: Insights: How can the UK regain its fintech mojo?
Valentina Kristensen, Corporate Affairs Director at OakNorth, discusses the UK's evolving fintech landscape, emphasizing its strengths and challenges in retaining its leading role. Freelance journalist Oliver Smith sheds light on the competitive pressures from global players and the industry's shift towards AI. Together, they explore how cultural attitudes and regulatory frameworks impact innovation. They also share insights on the changing narrative around fintech startups and the urgent need for new strategies to sustain growth and attract talent in the sector.
Aug 13, 2025 • 59sec
Live show announcement! After Dark | Live podcast in London | Tickets available now
Get ready for a milestone celebration as fintech enthusiasts gather for a unique live event in London! Enjoy food, drinks, and an immersive recording experience. Join industry leaders like David M. Brear and Marcin Glogowski as they share insights and engage with fans. It’s an opportunity to connect with fellow fintech aficionados and dive into the latest industry trends. Don’t miss out on this exciting chance to be part of the vibrant fintech community!
Aug 11, 2025 • 1h 6min
987: News: Revolut go after US banking licence, record breaking raises in the UAE, and is Klarna's IPO back on track?
Join Brian Spurling of Cogo, who brings sustainability solutions to banks; Jasper Sneff Nanni of FS Vector, an expert on U.S. banking charters; and Ruth Foxe Blader of Foxe Capital, an early-stage fintech investor. They discuss Revolut's bid for a U.S. banking license and how Cogo's electronification tool can help homeowners save on energy costs. Plus, they explore the record-breaking funding for fintech Alaan in the UAE and speculate if Klarna's IPO could make a comeback.
