Fintech Insider Podcast by 11:FS cover image

Fintech Insider Podcast by 11:FS

963. News: IPOs are on the horizon for Monzo and Chime, Stripe teams up with Ramp, and Klarna's boss says: less AI, more humans

May 19, 2025
Join Jason Mikula, a fintech consultant, Monika Liikamaa, CEO of Enfuce, and Dave Morris, CEO of 11:FS Foundry, as they dive into the latest happenings in the fintech world. They discuss the anticipated IPOs of Monzo and Chime, unraveling their growth strategies and market positions. The collaboration between Ramp and Stripe for stablecoin payments takes center stage, while Nordic countries aim to enhance offline payment systems to counter cyber threats. Furthermore, Klarna's shift to prioritizing human interaction over AI sparks a fascinating debate.
01:05:14

Podcast summary created with Snipd AI

Quick takeaways

  • Monzo and Chime are preparing for potential IPOs, signifying renewed investor confidence in fintech amidst market stabilization.
  • Ramp and Stripe's partnership introduces stablecoin-based corporate cards, enhancing cross-border payment efficiency for businesses in volatile currencies.

Deep dives

Fintech IPO Developments

Monzo and Chime are both preparing for potential IPOs, with Monzo considering a public listing in London by 2026 and Chime having filed for an IPO in the US. Monzo's value reached £4.5 billion last year, with expectations for the IPO potentially raising its valuation to £7 billion. In contrast, Chime, after a $750 million funding round in 2021, was valued at around $25 billion but faces uncertainty regarding future valuations. This resurgence in IPO interest reflects a broader stabilization in market sentiments following a tumultuous period for fintech companies.

Remember Everything You Learn from Podcasts

Save insights instantly, chat with episodes, and build lasting knowledge - all powered by AI.
App store bannerPlay store banner
Get the app