Fintech Insider Podcast by 11:FS

965. News: Revolut eyes up French banking licence and is the BNPL honeymoon over amid tougher regulations?

May 26, 2025
This discussion features Veronica Glab, an independent fintech strategist; Lucy Ingham, VP of Content at FXC Intelligence; and James Dodsworth, a senior manager at Thistle Initiatives. They dive into Revolut's aggressive €1 billion investment in France and the implications of acquiring a banking license. The panel also critiques new regulations on Buy Now, Pay Later schemes in the UK, weighing consumer protections against potential industry impacts. Additionally, they explore funding disparities for women in fintech and innovative trends in cross-border payments.
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INSIGHT

Revolut’s Strategic French Expansion

  • Revolut plans a €1 billion investment and a French banking license to become Europe’s largest banking group.
  • Establishing a Paris HQ is a strategic move to leverage France’s financial reputation and regulatory advantages.
INSIGHT

Multiple Licenses Can Be Strategic

  • Multiple banking licenses can support business strategies and help navigate regulatory environments.
  • Revolut’s French license may benefit from government support and faster approval due to large investments made.
INSIGHT

Europe Growth Outpaces UK Revenue

  • Revolut's European market produces stronger revenue growth than the UK segment.
  • The focus on France is more about growing European presence than reducing UK involvement.
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