Fintech Insider Podcast by 11:FS
961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?
May 12, 2025
Raphael Landesmann, Director Regulatory Counsel at GSR, shares insights on the evolving crypto regulations. Carl Hazeley, CEO of Finimize, discusses how financial firms can engage consumers better while navigating challenges in the fintech space. Mathieu Limousi, CMO at Thunes, highlights the significance of mobile wallets and Tide’s new BNPL feature aimed at small businesses. The trio also tackles the implications of PayPal's mobile wallet launch in Germany and the UK FCA's potential ban on credit card crypto purchases, showcasing the dynamic intersection of innovation and regulation.
59:55
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Quick takeaways
- Tide's introduction of a BNPL feature aims to support SMEs by providing flexible working capital solutions amidst economic challenges.
- PayPal's launch of its contactless mobile wallet in Germany reflects a strategic adaptation to consumer needs and competitive market demands.
Deep dives
Tide's Buy Now Pay Later Initiative
Tide is introducing a buy now pay later (BNPL) feature in the B2B market after securing a $100 million debt facility. This new offering, named CreditFlex, provides eligible clients with immediate access to short-term working capital loans up to £5,000 directly through the Tide app. This initiative is aimed at enhancing cash flow management for businesses and reflects a growing trend towards flexible financing solutions in the corporate sector. The move follows a broader pattern among financial institutions to facilitate access to capital and support SMEs in a challenging economic environment.
