Fintech Insider Podcast by 11:FS

961. News: Tide launches BNPL for small businesses, PayPal picks Germany for mobile wallet debut, and is The FCA about to clamp down on crypto?

May 12, 2025
Raphael Landesmann, Director Regulatory Counsel at GSR, shares insights on the evolving crypto regulations. Carl Hazeley, CEO of Finimize, discusses how financial firms can engage consumers better while navigating challenges in the fintech space. Mathieu Limousi, CMO at Thunes, highlights the significance of mobile wallets and Tide’s new BNPL feature aimed at small businesses. The trio also tackles the implications of PayPal's mobile wallet launch in Germany and the UK FCA's potential ban on credit card crypto purchases, showcasing the dynamic intersection of innovation and regulation.
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INSIGHT

Tide's CreditFlex Empowers SMEs

  • Tide's introduction of a buy now pay later feature (CreditFlex) helps SMEs manage cash flow with instant access to credit.
  • Access to flexible capital solutions is increasingly critical in challenging economic environments for businesses.
INSIGHT

Regulation Enables PayPal Wallet

  • PayPal's entry into Germany with a contactless wallet is enabled by EU regulation opening NFC access.
  • This illustrates how regulatory changes can catalyze innovation and competition in fintech.
INSIGHT

Mobile Wallets Growing Globally

  • Mobile wallet adoption is booming globally, with projections reaching 5.8 billion users by 2029.
  • Europe and North America show surprising strong growth, shifting from card payments to mobile wallets.
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