Fintech Insider Podcast by 11:FS

About this episodeIn this episode of Fintech Insider, in partnership with LexisNexis Risk Solutions, host Benjamin Ensor is joined by expert guests to discuss resilience in an increasingly uncertain world.With fraud, cyberattacks and global instability on the rise, resilience has never been more crucial.But what does it truly mean to be resilient, and why does it matter now more than ever? More importantly, how can companies strengthen their resilience in 2025?Join us as we explore!This week's guestsSteve Elliot - Managing Director at LexisNexis Risk Solutions Dave Laramy - SVP, Head of Fraud Management, ABC & Tax Evasion at Danske Bank Jessica Cath - Partner, Financial Crime at Thistle Initiatives-- Building Resilience to Risk   In 2025, resilience has fast become a top priority for senior leaders as they work to protect their organisations and customers from evolving business-critical risks. From geopolitical uncertainty, regulatory shifts, and emerging financial threats, risk is becoming harder to predict, and organisations must be prepared to adapt at speed.  For senior leaders, risk isn’t just about preventing threats, it’s about ensuring stability, compliance, and long-term commercial success. The ability to anticipate disruption, align with regulatory expectations, and maintain trust is what separates businesses that thrive from those that fall behind.  LexisNexis Risk Solutions enables many of the worlds most trusted brands to make fast and accurate risk decisions when detecting and preventing economic crime and assessing credit risk, through highly effective identity, compliance and credit risk solutions.  Find out how risk leaders are strengthening resilience where it matters most: risk.lexisnexis.co.uk/see-what-matters. --About Fintech Insider:Fintech Insider by 11:FS is a bi-weekly podcast dedicated to all things finance, banking, technology, and financial services.Our expert hosts, with real industry experience, are joined by the biggest decision-makers, VCs, and reporters from across financial services including guests from Visa, Nubank, M-Pesa, Starling, and JP Morgan Chase to discuss the latest news, developments, and trends within the industry.Our weekly news show drops every Monday and tackles the biggest news stories, from acquisitions and launches, to regulatory changes and innovation. Then, every Thursday our Insights show dives deeper into the hottest topics shaping the industry like web3 and BNPL.Whether you’re already immersed in the world of financial services, or just keen to learn more, this is the #1 podcast for you.If you enjoyed this episode, don't forget to subscribe and please leave a reviewGot a question for us? Email podcasts@11fs.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

Tom Bentley, Head of Growth at NatWest Boxed—a fresh face in embedded finance—and Raquel Soares, Director of Marketing at Edenred Payment Solutions, dive into the latest fintech trends. They discuss NatWest's partnership with The AA, enhancing customer access to loans and savings. The duo also explores the booming Buy Now, Pay Later sector and the innovative debit rewards programs from Galileo aimed at the hospitality industry. Their insights illuminate the future of consumer finance and the evolving landscape of embedded solutions.

Corinna Lamberti, Chief Product Officer at CHIP, discusses innovative wealth-building solutions. Daniel Baker from JP Morgan highlights the complexities of managing payment rails in diverse regions. Balazs Barna of Wise shares insights on cross-border payment infrastructure challenges. The trio emphasizes the importance of strategic preparation, collaboration, and user feedback in fintech product launches. They also tackle regulatory hurdles and the need for companies to adapt to evolving consumer expectations in a tight investment landscape.

In this engaging discussion, Daniel Rose, CEO of Doshi, shares insights on gamified financial education for youth, while Daniel Lanyon, Co-founder of Tramlines, provides updates on trends as Chase overtakes Monzo in popularity. Ruth Foxe Blader from Foxe Capital dives into the decline of fintech investment, emphasizing that it might signal a necessary market correction. The trio explores how partnerships can enhance financial literacy and the importance of innovation in addressing the needs of underserved markets, especially in places like Ethiopia.

Mariela Hunter, a seasoned Fractional COO with M&A expertise, shares insights on profit acceleration and AI's transformative role. Josh Williams from Seattle Bank discusses innovative, scalable banking solutions and the importance of strategic partnerships. Nick Conway from HSBC Innovation Banking highlights how fintech support is vital for growth amid evolving M&A dynamics. The trio explores the shifting landscape of financial services, emphasizing cultural alignment in integrations and the disruptive power of technology in future mergers.

Join Veronica Glab, an independent fintech consultant, Megan Caywood Cooper, founder of Cawood, and Sarah Kocianski, CEO of Fintech Wales, as they dive into Klarna's strategic partnership with J.P. Morgan ahead of its IPO. They also explore Robinhood's expansion into UK options trading, emphasizing the need for financial education. The discussion reveals the evolving landscape of fintech, the challenges of payment solutions in Africa, and highlights cybersecurity's critical role in financial services. Exciting times for the industry!

Join Søren Lonning, CFO at Pleo, Betsy Samuel, CMO at Thredd, and Jovi Overo, CEO of Vault, as they explore the often-overlooked collaboration between finance and other departments. They discuss insights from extensive research revealing how better teamwork can unlock growth. The trio highlights the crucial role of transparency and data-driven decision-making in navigating financial challenges and emphasizes finance teams as strategic partners rather than back-office functions. Listen in for fresh perspectives on enhancing synergies within fintech.

Join Stefano Vaccino, CEO of Yapily, Shachar Bialick, CEO of Curve, and Jade Thomas from Primer as they dive into fintech's latest happenings. They discuss Adyen's collaboration with Yapily to boost open banking, enhancing account access for businesses. Shachar unveils Curve's groundbreaking offer of Section 75 protection on all purchases, a first in the digital wallet space. The conversation also touches on the implications of recent banking outages, spotlighting the urgent need for robust operational resilience in the financial sector.

Jannick Malling, Co-founder of Public.com, and Joe Colchester, Head of Product at 11:FS Pulse, dive into what excellence in user experience looks like in fintech. They discuss insights from the latest Pulse report, emphasizing the shift towards digital interactions and AI’s role in personalized investing. The conversation explores proactive UX strategies for the future, challenges faced by traditional banks, and innovative features reshaping user engagement. They also touch on cryptocurrencies gaining legitimacy, signaling a transformation in the financial landscape.

Get ready for an exciting live recording event in London this March! Join the hosts and special guests as they explore the biggest stories in financial services. It's a fantastic opportunity for networking over drinks while diving into the latest trends. Bring your colleagues and friends for an engaging night at Village Underground. Don't miss out on the fun and insight!