

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted by Ausha. See ausha.co/privacy-policy for more information.
Hosted by Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

Jul 26, 2021 • 32min
112) #InsideDigitalGrowth: 4 Types of Attribution: Measuring Conversion & Acquisition
How can we improve the way our marketing measures and reports on customer acquisition using digital channels right now? We're pretty much just measuring clicks, but not conversions, and not acquisitions.
In this episode, I'll be answering this question from Andrew, a CMO for a financial brand on the west coast.
I’ll cover:
- The view of marketing as a cost center (or, worse, kids playing with crayons)
- The 4 types of attribution
- How to find your cost per acquisition
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 20, 2021 • 1h 11min
111) #InsideDigitalGrowth: Niche Is the New Local - A Fireside Chat
The old model for financial brands was always based around geography — find your local market and serve it.
These days, there are no local markets…
Only niches.
In this very special episode, I joinMary Wisniewski and Jeffery Kendall to discuss how to harness the power of niche in your financial brand.
We cover:
- Why niche is the new local
- How to build a portfolio of niches
- How to find a niche to target
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 19, 2021 • 36min
110) #ExponentialInsight: Helping Customers Escape the Scarcity Mindset w/ Financial Brand Storytelling
People are searching for 3 things from financial brands: clarity, help, & hope. Through the power of storytelling, brands can move from a place of scarcity into a place of abundance—finally helping to alleviate the financial stress most people deal with.
Justin Breen, Founder & CEO of BrEpic Communications LLC, joins the show to discuss tactics to help people better understand how storytelling can transform a brand—ultimately helping customers towards a better financial future.
What we talked about:
- Media Transformation & The Future of Financial Brand Podcasts
- Operating from a Place of Abundance Instead of Scarcity
- Measuring Teams with Kolbe
- Financial Brands Stuck in a Narcissistic Cycle
- Simplifying the Pattern of Peoples’ Relationship w/ Money
Check out these resources we mentioned during the podcast:
- www.kolbe.com
- 30 Secrets to Build Your Business Exponentially and Give You the Freedom to Live the Life You Want By Justin Breen
To hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 13, 2021 • 37min
109) #ExponentialInsights: Predicting FinTech & Strategies to Stay Relevant
With all the emerging FinTech, it’s important to reflect on what is currently working in the industry to predict where the space is headed next. Only then can an organization restructure itself to welcome the new technologies.
Alex Sion, Managing Director, Head of Venture Incubation, Global Consumer, Citi Ventures at Citi, joins the show to discuss his experience with the finance industry and preparation strategies for emerging growth.
What we talked about:
- Alex’s Journey and Transforming Banking
- Reflecting on the Financial Industry to Move Forward
- Trends, Patterns, & Purpose of D10X
- Roadblocks within Emerging Growth to be Aware Of
- Jobs to be Done Theory Explained
- The Opportunities of the “Intrepreneurship”
- FinTech VS. The Incumbents
- Recommendations for Risk Aversion & Personal Growth to the Dear Listener
Check out this resource we mentioned during the podcast:
Alex.sion@citi.comTo hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 12, 2021 • 32min
108) #ExponentialInsights: Creating Value Through Focus in the Finance Industry
Empathy, diversity, & valuing the consumer are all at the core of why many big banks are losing out to smaller financial institutions. For too long, banking staples have put profit over the consumer experience and people are taking notice.
Bradley Leimer, Founder of Unconventional Ventures, joins the show to discuss pain points for traditional banks and strategies to adopt a new empathetic approach.
What we talked about:
Going Beyond Good in Financial Services
Opportunities of Innovating w/ Empathy for Financial Brands
Inclusivity & Losing Community in Big Banking
How to Be Profitable w/ Purpose
Roadblocks for Financial Brands to Adopt a Consumer-First Approach
Actionable Step for the Listeners
Check out these resources we mentioned during the podcast:
Beyond Good by Theodora Lau & Bradley Leimer
Kendrascott.com
One Vision Podcast
Bradley’s Twitter
Bradley@Unconventionalventures.comTo hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform.
Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 6, 2021 • 37min
107) #DigitalGrowthJourneys: Educating & Creating a Better Customer Experience within Banking
When business feels “good enough,” it can lead to a decline in customer experience. Providing new ways to educate customers and make the banking process easier should not only be looked at as advantageous to the success of the bank, but as a reminder that helping the customer is the first priority.
Paul Long, Senior Vice President - Business Banking & SBA Lending at Timberland Bank, joins the show to discuss his approach to providing customers with a first-rate digital experience and always giving more than he will ever get back.
What we talked about:
4 Pillars of Personal Growth for the Commercial Banker
The 3 Different Kinds of Bankers
The Princess Problem & How to Deal w/ a Surplus of Business
A Proactive VS. Reactive Stance to Business
Investing in Videos and Podcasts w/ the Intention to Educate
Balancing ROI and Content Production
Actionable Advice from Paul to the Listeners
Check out these resources we mentioned during the podcast:
Delivering Happiness by Tony Hsieh
https://paultlong.com/
To hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jul 5, 2021 • 27min
106) #InsideDigitalGrowth - The Impact of One Bad Review: Strategies for Improving the Ratings System Experience
Ratings & reviews of a business can make all the difference in the business’ success. But with so many options for rating systems, where should a business focus their attention? Yelp or Google My Business or a combination of the two?
James Robert Lay, Host of the Banking of Digital Growth Podcast, discusses his take on best strategies for navigating rating systems.
What we talked about:
The Importance of a Good or Bad Review for the Success of a Business
The Secret of Ratings Ratios
Whether to Focus Attention on Yelp or Google My Business & Strategies
Setting Up an Engagement Strategy
Check out this resource mentioned during the podcast:
Andrew Thomas’ Inc.com Article
To hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 29, 2021 • 35min
105) #ExponentialInsights: Content Creation: The Skill of the Decade
Content creation will be the number one most in-demand skill over the next decade.
If you want to maximize your digital growth potential, you need to master creating killer content.
But where do you start?
To answer that, I turn to someone who has built an incredible brand YouTube with phenomenal content: Jennifer Beeston, SVP of Mortgage Lending at Guaranteed Rate.
She joins the show to share the insights she picked up along the road to 4.5 million views on YouTube.
We discuss:
- Why YouTube can help you maximize your digital growth potential
- Why you need to work with compliance when launching your content
- Why it’s not about the views, it’s about the conversion
Check out these resources we mentioned during the podcast:
- Jennifer’s YouTube
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 28, 2021 • 29min
104) #DigitalGrowthJourneys: Why Conversational Content Wins
When it comes to financial content, there is a myth that everything needs to be formal and traditional.
So many financial brands are limiting their reach by not producing conversational content.
Just ask today’s guest Madeline Anderson-Balme, Marketing Manager at MIT Federal Credit Union, where she exploded the brand’s audience by connecting in a conversational way.
In this episode, we discuss:
- Why a conversational approach is so effective
- How to get buy-in for a new content approach
- Why home-grown content beats curated content
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 22, 2021 • 36min
103) #ExponentialInsights - It Takes a Village: Why the Best SEO Is Local
The rumors of SEO’s death have been greatly exaggerated…
Probably by people who aren’t doing it right.
Today’s guest understands better than most the right way to approach SEO. Scott Gardner, Founder at New Media Advisors, joins the show to teach you how to nail that approach.
We discuss:
- Why all SEO is local
- The advantages smaller institutions have over their large national competitors
- Why you need to interview the experts if you want to craft killer content
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.