

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted by Ausha. See ausha.co/privacy-policy for more information.
Hosted by Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

Jun 21, 2021 • 29min
102) #ExponentialInsights - The 3 Biggest Opportunities in Small Business Lending
Small business banking is 20% of global banking revenue, which means if you are a bank or credit union…
You can’t afford not to do it.
When you want to figure out the best SMB lending model, you turn to today’s guest, Gord Baizley, CEO at JUDI.AI.
He joins the show to discuss:
- The 5 biggest opportunities in small business lending
- The culture required to thrive in small business lending
- The importance of benchmarking and being able to iterate quickly
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 15, 2021 • 37min
101) #ExponentialInsights - Digital Training for Employees: Bringing Focus to the Customer Experience w/ John Findlay
While the COVID-19 Pandemic has encouraged the transition to digital, many still struggle to fully comprehend its importance and how to integrate it. Oversight can lead to employees unsure of how to use new technologies, resulting in a poor customer experience.
John Findlay, CEO of LemonadeLXP, joins the show to discuss the digital transformation and how companies can embrace the change and benefit.
What was talked about:
- Giving Equal Focus to New Technologies & People
- Educating Internal Teams to Improve the Customer Experience
- The Dos and Don’ts of Employee Training
- Why Attention to the Customer Experience is on the Rise
- Financial Education for the Masses
- Key Takeaways for the Listener
Check out the resources below for more information:
- John’s LinkedIn
- JFindlay@LemonadeLXP.com
To hear more interviews like this one, subscribe to Banking On Digital Growth on Apple Podcasts, Spotify, or your preferred podcast platform. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 14, 2021 • 49min
100) #InsideDigitalGrowth - 10 Key Insights from Our First 100 Episodes
The last year wasn’t what anyone expected, but plenty of good things came out of the chaos of the pandemic.
Here at Banking on Digital Growth, the silver lining comes in the form of 100 episodes.
And it wouldn’t be possible without you.
To celebrate, I’ve curated the key insights from the top 10 episodes — picked by you, the dear listener.
So, I’d love for you to join this very special episode you made possible as we countdown the most important lessons from some of our phenomenal guests: Chris Skinner, Ron Shevlin, Jay Palter, Matt Monge, Whitney Loe, Jeffery Kendall, Eric Berg, Kim Snyder, Bryan Clagett, and Kara Yaquinta.
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 8, 2021 • 15min
99) #InsideDigitalGrowth - To Bot or Not to Bot? That Is the Question
How critical are chatbots for our website?
Today, as part of the Digital Growth Series, I’m answering that question from Frank, a marketing director for a financial brand on the east coast.
Chatbots can make or break a digital experience. So, before you dive in, you need to consider a few things.
In this episode, I explain:
- The 3 considerations you need to address before implementing a chatbot
-The experience of chatbots: acknowledging the generation gap and avoiding the uncanny valley
- The most effective way to implement a chatbot with today’s technology
Check out these resources we mentioned during the podcast:
- Conversational Marketing
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 7, 2021 • 37min
98) #ExponentialInsights - The Most Human Company Wins
We live in a world where no one wants to be sold to. We have ad blockers. We pay subscription fees to Netflix to avoid commercials.
You can’t buy a victory with advertising anymore.
No, these days, the most human company wins.
That wisdom comes from my latest guest, Mark Schaefer, Chief Operating Officer at B Squared Media and Author of Marketing Rebellion, in which he navigates the breakneck speeds of digital marketing and explains why human-centered companies are the ones who will emerge victorious.
In this episode, we discuss:
- Why advertising dollars are less powerful in modern marketing
- Why human-centered marketing is the path forward
- How personal branding helps make your company more human
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Jun 1, 2021 • 19min
97) #InsideDigitalGrowth - Thought Leadership: Differentiate w/ Content Marketing
Today I’m answering a question from Sheila, a content and communication professional at an East-Coast financial brand:
What’s the difference between content marketing and thought leadership?
Well, the first thing you need to understand is that all thought leadership is content marketing, but not all content marketing is thought leadership.
In this episode, I break down all you need to know about thought leadership.
Check out these resources we mentioned during the podcast:
- Alec Hanson
- Casey Crawford
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

May 31, 2021 • 37min
96) #ExponentialInsights: Why Everyone Should Build Their Personal Brand
If you want to build your organization's brand, it starts with building your employees’ personal brands.
Just ask Natalie Bartholomew, Chief Administrative Officer at Grand Savings Bank. Her personal advocacy for women in financial services has put a small community bank on the national stage.
She joins me to discuss:
- Why personal branding matters to your organization
- How to find your niche and provide your community value
- Why LinkedIn is such a valuable resource for personal branding
- Check out these resources we mentioned during the podcast:
- The Girl Banker
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted by Ausha. See ausha.co/privacy-policy for more information.

May 25, 2021 • 42min
95) #ExponentialInsights: FIRE: The Secret to Strategic Planning & Innovation
On the Apollo 13 mission, NASA only had one way to get its astronauts out alive: innovation.
It’s something every financial brand should take to heart.
Because you have a choice: Innovate, or die.
So says JP Nichols, Co-Founder at FinTech Forge & Alloy Labs Alliance, whose wealth of experience has taught him that innovation is messy, but it’s the key to survival.
He joins me in the latest episode to discuss:
- Why the real opportunity for financial institutions are at the edge
- How to innovate without going all-in
- How FIRE fuels innovation
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

May 24, 2021 • 41min
94) #ExponentialInsights: How Embedding Fintech Better Serves Your Customers
Most people have probably heard of embedded finance by now, but how many have heard of embedded Fintech?
My guest today, Derik Sutton, Vice President of Marketing at Autobooks.co, is one expert sounding the alarm to make sure more financial brands do. He joined the show to explain how embedded Fintech can help financial brands better serve SMBs.
In this episode, we discuss:
- Why banks should embed Fintech services
- How small business payments are changing
- Why financial brands need to reach out more
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.

May 18, 2021 • 33min
93) #ExponentialInsights: Digital or Die: Don’t Get Left in the Dust
If you’re a traditional banker worried about the digital age progressing much too fast, you can rest assured that it is.
But it doesn’t matter, because it’s not stopping.
These days, it’s digital or die.
My guest today is Keren Moynihan, CEO & Co-Founder at Boss Insights, who joins me to discuss the rapidly shifting financial landscape and how your brand can best respond.
We discuss:
- Why financial brands need to better support business
- Collaboration is always better than a zero sum game
- Why digital is the only path forward for financial brands
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted by Ausha. See ausha.co/privacy-policy for more information.