

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

May 31, 2021 • 37min
96) #ExponentialInsights: Why Everyone Should Build Their Personal Brand
If you want to build your organization's brand, it starts with building your employees’ personal brands.
Just ask Natalie Bartholomew, Chief Administrative Officer at Grand Savings Bank. Her personal advocacy for women in financial services has put a small community bank on the national stage.
She joins me to discuss:
- Why personal branding matters to your organization
- How to find your niche and provide your community value
- Why LinkedIn is such a valuable resource for personal branding
- Check out these resources we mentioned during the podcast:
- The Girl Banker
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player.Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 25, 2021 • 42min
95) #ExponentialInsights: FIRE: The Secret to Strategic Planning & Innovation
On the Apollo 13 mission, NASA only had one way to get its astronauts out alive: innovation.
It’s something every financial brand should take to heart.
Because you have a choice: Innovate, or die.
So says JP Nichols, Co-Founder at FinTech Forge & Alloy Labs Alliance, whose wealth of experience has taught him that innovation is messy, but it’s the key to survival.
He joins me in the latest episode to discuss:
- Why the real opportunity for financial institutions are at the edge
- How to innovate without going all-in
- How FIRE fuels innovation
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 24, 2021 • 41min
94) #ExponentialInsights: How Embedding Fintech Better Serves Your Customers
Most people have probably heard of embedded finance by now, but how many have heard of embedded Fintech?
My guest today, Derik Sutton, Vice President of Marketing at Autobooks.co, is one expert sounding the alarm to make sure more financial brands do. He joined the show to explain how embedded Fintech can help financial brands better serve SMBs.
In this episode, we discuss:
- Why banks should embed Fintech services
- How small business payments are changing
- Why financial brands need to reach out more
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 18, 2021 • 33min
93) #ExponentialInsights: Digital or Die: Don’t Get Left in the Dust
If you’re a traditional banker worried about the digital age progressing much too fast, you can rest assured that it is.
But it doesn’t matter, because it’s not stopping.
These days, it’s digital or die.
My guest today is Keren Moynihan, CEO & Co-Founder at Boss Insights, who joins me to discuss the rapidly shifting financial landscape and how your brand can best respond.
We discuss:
- Why financial brands need to better support business
- Collaboration is always better than a zero sum game
- Why digital is the only path forward for financial brands
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 17, 2021 • 37min
92) #DigitalGrowthJourneys: How to Find Your Guiding Light for Digital Growth
If you’ve listened to the show before, then you already know digital transformation and growth are about more than just technology, they’re about people.
The people who are most successful are the ones guided by a purpose.
My guest today is Alana Kelly, Marketing Manager at On Tap Credit Union, who joins me today to share some lessons from her digital growth journey, including why having a guiding light can make all the difference in your digital journey.
We discuss:
- Why we need to get over the stigma and talk about money
- Why you need a defining purpose behind your digital growth
- Alana’s digital growth journey
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 11, 2021 • 33min
91) #ExponentialInsights: Content Marketing Brings Empathy to the Digital Channel
The pandemic has proven the value of content marketing for financial brands — it’s how you educate and empower your account holders, and how you bring a sense of empathy to the digital channel.
That’s why today’s guest on the show — Shondell Varcian, CEO & Founder at Varci Media, is an expert in using content to better serve customers and she shares her secrets in this episode.
We discuss:
- Why content marketing allows you to meet your customers where they are.
- How to tailor content to educate specific customers
- Tips for learning your target audience effectively
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 10, 2021 • 46min
90) #ExponentialInsights: Digital Growth Rocket Fuel: 7 Steps to a Content-First Business
Content is the fuel in your digital growth engine.
If you maximize your content, then you maximize your future digital growth potential.
In this episode, I speak with Joe Pulizzi, Founder at The Tilt and Author of Content Inc., and he shares his step-by-step approach to crafting the highest-octane content around.
What we talked about:
- Why it’s more important to build an audience than a product
- Why you need to start simple and then expand
- The 7 steps to crafting high-octane content
- Why every financial brand is a publisher, whether they know it or not
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 4, 2021 • 48min
89) #DigitalGrowthJourneys: You Need More Than Production — You Need Content Strategy
Many financial brands are aware of how valuable content can be.
Sure, they’re producing and promoting it…
But precious few are being strategic with their content.
If you have questions, fears, or uncertainties about content strategy, then Garick Giroir, Content Strategist at Louisiana Federal Credit Union, has the answer. He joins me in this episode to share the secrets to elevating your content production to content strategy.
We cover:
- The difference between strategy and production
-The link between content and the buyer’s journey
- Why video is gold for a content strategists
Check out these resources we mentioned during the podcast:
- LFCU’s Member Appreciation Day
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

May 3, 2021 • 36min
88) #ExponentialInsights: The Post-COVID Rise of Banking as a Service
The end of the pandemic is in sight, but the changes it brought to our way of life will continue well into the future.
Just look at the meteoric rise of Banking as a Service.
My guest today, Christopher Danvers, Senior Product Manager at Q2 BaaS, knows a thing or two about BaaS’ rise, since he is responsible for the lifecycle of card and payment experiences that help define the future of payment ecosystems for fintechs.
What we talked about:
- The growing popularity of BaaS and how the pandemic accelerated it
- Why BaaS is the perfect intersection of traditional banking and innovative fintechs
- Why BaaS relies on the right partners and open, honest dialogue with them
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 27, 2021 • 43min
87) #ExponentialInsights: How Brain Chemicals Affect Banking Choices
Your conscious brain is ruled by your subconscious brain, which does between 95% and 99.999% of the work. How does this affect your decision making?
In this Exponential Insights episode of Banking on Digital Growth, I interview Melina Palmer, Founder and CEO at The Brainy Business, about marketing and the human brain.
What we talked about:
- The conscious vs. the subconscious
- The most influential brain chemical in marketing
- How to get people to change their behavior & the IKEA effect
Check out these resources we mentioned during the podcast:
- Melina’s book
- Melina’s podcast
- Benjamin Hardy’s book
- Melina was my guest previously on Ep. 29
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here. Hosted on Ausha. See ausha.co/privacy-policy for more information.


