

Banking on Digital Growth
James Robert Lay
If you’re part of a financial brand marketing, sales, or leadership team, you know the entire industry is in the midst of exponential change fueled by new technologies. Consumers now make purchase decisions long before they walk into a physical branch location, if they walk into a branch at all, while mobile banks, digital lenders, and fintechs have transformed traditional growth models rooted in legacy broadcast marketing and branch sales strategies.Get ready to gain practical insights, proven ideas, and empowering inspiration as financial brand marketing and sales leaders, along with the leading digital marketing and sales technology firms, share their stories to help you maximize your digital growth potential here on Banking on Digital Growth.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Hosted on Ausha. See ausha.co/privacy-policy for more information.
Episodes
Mentioned books

Apr 26, 2021 • 44min
86) #ExponentialInsights: Stop Pushing Messages & Start Creating Dialogue
How many times has your financial institution thanked you? They’ve probably just pushed messages without trying to create dialogue. Huge mistake.
In this Exponential Insights episode of Banking on Digital Growth, I interview Paula Tompkins, CEO/Founder at ChannelNet, about creating relationships and expressing appreciation.
What we talked about:
- Actually thanking your customers and members
- How to use technology to dialogue
- Implementing agile methodologies in a post-Covid world
- A roadblock is the lack of understanding what is possible
Resource we mentioned:
- White paper referenced at 16:45
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 20, 2021 • 39min
85) #ExponentialInsights: Tools in Your Toolbox: Branding in the Financial Space
Banks that mimic the strategy of great retail brands are at the cutting edge: They’re doing social selling. (Don’t cringe.) Social selling is just another tool in your toolbox.
In this Exponential Insights episode of Banking on Digital Growth, I interview Jody Guetter, CMO at Social Assurance, about all things brand in the financial space.
What we talked about:
- What retail brands are doing right but banks are doing wrong
- Social selling is a must
- Launching a whole new brand purpose (during a pandemic)
- Human behavior, social advocacy, employee engagement, and so much more
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 19, 2021 • 45min
84) #ExponentialInsights: Financial Brands: Why the Children Are Your Future
The children are our future. It’s a horrible cliche, I know.
But if your financial brand doesn’t successfully engage the youth…
You don’t have a future.
In the latest episode, I catch up with John Lanza, The Money Mammals Kids' Club and Shari Storm, CEO of Category 6 Consulting, and learn why the often-overlooked youth demographic is the key to future success for any financial brand.
We discuss:
- How parents (especially moms) shape their children’s financial habits
- Why the youth of today have different brand expectations
- The value of focus groups
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 13, 2021 • 46min
83) #ExponentialInsights: The 5 Topics that Drive Traffic & Generate Leads
Consumers have more knowledge than ever before.
That means, if you want more loans, deposits and revenue…
Your content is more important than ever.
And if you want to nail your content and beat your competitors, then you only need to focus on 5 areas.
So says Marcus Sheridan, International Keynote Speaker and Rated #1 "Top Voices LinkedIn" for Entrepreneurship & Small Business, who joins me on today’s episode to explain those 5 subjects.
What we talk about:
- Why we need to let customers have more control
- The 5 topics that drive traffic and generate leads
- How to overcome finance’s trust issue
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 12, 2021 • 31min
82) #ExponentialInsights: Financial Calculators: Essential Tools, Not Just a Box to Check ft. Chase Neinken and Matthew Covi
Every day, some 2 million people search online for financial calculators.
These tools unlock enormous potential for marketing, data and personalization.
So, why are they so often seen as a mere box to check?
Chase Neinken, Co-founder and CRO and Matthew Covi, Co-founder and CEO at Signal Intent, see financial calculators differently. They joined me in the latest episode to explain why financial calculators should play a key role in any successful marketing strategy.
What we talked about:
- The power of financial calculators (and why most financial brands aren’t harnessing them fully)
- How financial calculators can unlock first-party data and prepare you for the coming cookie-pocalypse
- The trouble with building calculators in-house
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 6, 2021 • 37min
81) #ExponentialInsights: Social Media Secrets: Relationship-Building in a Digital World ft. Eric Cook
The pandemic has put a strain on all our relationships.
But in an industry building on forming them…
How can financial brands create equally meaningful relationships digitally?
In this episode, Eric Cook, Founder at The LinkedBanker, shares the secrets to relationship-building on social media.
We discuss:
- Why engagement is more important than views on social media
- The importance of remaining human in the digital world
- Why financial brands need to be equipped for social media
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Apr 5, 2021 • 34min
80) #ExponentialInsights: Thought Leadership Is Earned Through Powerful Content ft. Doug Wilber
You can’t just call yourself a “thought leader.”
Thought leadership is earned.
And you earn it by having a powerful voice in your domain.
But how do you cultivate that voice?
To answer that question, I invited Doug Wilber, CEO at Denim Social, onto the latest episode to discuss how financial brands can create content worthy of the “thought leader” mantle.
We discussed:
- Why “people buy from people” is more important than ever
- How thought leadership is earned
- Why empowering your employees’ voices amplifies your brand’s
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Mar 30, 2021 • 37min
79) #ExponentialInsights: Banking as a Service: What You Need to Know ft. Nathan Baumeister
By now, you probably know everything about SaaS…
But what about the next frontier: BaaS?
Banking as a Service is taking over — How will your financial brand be affected?
To answer that, I sat down with Nathan Baumeiste, CEO at ZSuite Technologies, to find out the most important things every financial brand should know about the exciting new BaaS landscape.
What we talked about:
- Why BaaS is both a threat and an opportunity
- What courage really means — and what it means for you
- The power of low-cost experiments
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Mar 29, 2021 • 42min
78) #ExponentialInsights Data Demystified: What Your Financial Brand Needs to Know ft. Kim Snyder
Financial brands have more data than the tech giants.
So, why aren’t we using it as effectively?
It’s time we thought about data differently. It’s time to demystify data.
In order to do just that, I caught up with Kim Snyder, CEO & Founder KlariVis, to find out everything financial brands need to know about their data.
What we talked about:
- How KlariVis is helping brands make use of their data
- Why data needs to be seen as an enterprise-wide asset
- How to clean up your data and make it actionable
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.

Mar 23, 2021 • 37min
77) #ExponentialInsights: Your Customers Are Human, Serve Their Emotional Needs Ft. Eric Berg
You can have the fanciest digital tools at your fingertips, but if you don’t serve your customers’ humanity, you’re going to fail.
In the new financial landscape, EQ beats IQ every time.
My guest today, Eric Berg, Founder and CEO at Netgiver, is an expert at upping your emotional intelligence and helping you better serve your customers’ emotional needs.
In this episode, we discuss:
- Why financial brands need to focus on emotional needs
- Why loyalty, trust, and affinity all stem from emotional connection
- Why your brand must stand for something
You can find this interview and many more by subscribing to Banking on Digital Growth on Apple Podcasts, on Spotify, or here.
Listening on a desktop & can’t see the links? Just search for Banking on Digital Growth in your favorite podcast player. Hosted on Ausha. See ausha.co/privacy-policy for more information.


