HousingWire Daily

On today’s episode, Editor in Chief Sarah Wheeler talks with Reporter Brooklee Han about four title companies settling kickback charges, more problems with real estate forms, and the companies looking to replace agents with AI.Related to this episode: Four title firms settle kickback charges in D.C. But they’re not RESPA violations | HousingWire Are AI real estate agents the future for homebuyers? These firms think so | HousingWire HousingWire | YouTube Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about home prices hitting an all-time high even while mortgage rates stay elevated.Related to this episode: Home prices hit another record high in June | HousingWire HousingWire | YouTube Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode, Editor in Chief Sarah Wheeler talks with Barry Habib, CEO of MBS Highway, to talk about mortgage rates, the Fed and what originators should be doing right now to prepare for lower rates.Related to this episode: How low do mortgage rates need to go before borrowers appear? HousingWire | YouTube Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s sponsored episode, Editor in Chief Sarah Wheeler talks with Kim Hoffman, president at Mortgage Connect Risk Solutions, about the important role of technology in risk management and how gen AI is taking it to the next level.Related to this episode: Kim Hoffman | LinkedIn Mortgage Connect Risk Solutions 2024 Woman of Influence - Kim Hoffman | HousingWire Artificial Intelligence | HousingWire HousingWire | YouTube Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the good news coming out of the Fed’s Jackson Hole meeting. The two also talk about existing home sales.Related to this episode: Powell signals September rate cut: ‘The time has come for policy to adjust’ | HousingWire HousingWire | YouTube Enjoy the episode!The HousingWire Daily podcast examines the most compelling articles reported across HW Media. Each morning, we provide our listeners with a deeper look into the stories coming across our newsrooms that are helping Move Markets Forward. Hosted and produced by the HW Media team. Learn more about your ad choices. Visit megaphone.fm/adchoices

Anne Marie Pippin, Deputy Director at the FHFA, shares insights into the agency's groundbreaking TechSprint focused on generative AI. She discusses innovative solutions to tackle rising mortgage costs and enhance access to credit. The conversation highlights the importance of human oversight to mitigate AI risks and introduces RAG models to improve AI accuracy. Additionally, groundbreaking use cases for borrower assistance are explored, showcasing AI's potential to proactively support distressed homeowners and prevent defaults.

Logan Mohtashami, a lead analyst specializing in economic impacts, shares valuable insights on job report revisions and their implications for Federal Reserve rate cuts. He delves into the challenges facing the housing market, especially for first-time buyers amid ambitious proposals from Vice President Kamala Harris, including a $25K incentive program. The conversation highlights the construction sector's job losses and the necessity for innovative housing solutions to bridge supply and demand gaps.

Brooklee Han, a savvy reporter covering real estate, dives into the effects of the NAR settlement deadline on the industry. She discusses how agents and brokerages are adapting to new regulations that took effect on August 17. The conversation reveals the mixed responses from MLSs regarding buyer broker compensation and the challenges agents face amid inconsistent policies. Additionally, they explore how agents can better educate clients in this evolving landscape and highlight the emerging American Real Estate Association as a new competitor within the industry.

Cade Thompson, co-president and chief growth officer at Rocktop Technologies, discusses the game-changing impact of combining generative AI and blockchain in the mortgage industry. Together, these technologies improve operational efficiency and market transparency. He emphasizes the importance of trust and compliance when implementing AI solutions. Additionally, Cade explores how blockchain enhances asset management, reduces costs, and allows for more accessible mortgage options. His insights highlight the urgent need for innovation in an evolving technological landscape.

Logan Mohtashami, a lead analyst specializing in housing data, joins the discussion to dissect the latest trends affecting the housing market and the Federal Reserve's strategies. They explore how interest rate decisions influence construction jobs and urge a reevaluation of policies to enhance home sales. The conversation also highlights evolving buyer dynamics across generations and debunks myths about impending housing crashes, emphasizing the importance of expert insights amidst alarmist views.