HousingWire Daily Logan Mohtashami on Fed day and mortgage rates
7 snips
Jan 29, 2025 
Logan Mohtashami, a lead analyst known for his insights into mortgage rates and economic trends, joins in a lively discussion. He dives into the complex interplay between Fed policies and inflation, revealing how political decisions shape FHA and mortgage rates. Mohtashami also analyzes the ramifications of trade tariffs on business strategies, highlighting the uncertainty they introduce. Finally, he sheds light on current housing market dynamics, emphasizing the challenges of high mortgage rates and inventory management for builders.
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Trump's Trade Tactics
- Trump's trade tactics, like tariffs, aim to pressure other countries into deals.
- These tactics create uncertainty for businesses, impacting investment and markets.
Trump's Potential Influence on Mortgage Rates
- Trump could influence mortgage rates by adjusting FHA loan insurance premiums (MIP).
- Lowering MIP would reduce costs for some borrowers but not for conventional loans.
Market Dynamics and Bond Pricing
- Concerns about AI caused a stock market drop, leading investors to seek safety in bonds.
- This traditional flight to safety improved bond pricing but only slightly.