HousingWire Daily
Logan Mohtashami on Fed day and mortgage rates
Jan 29, 2025
Logan Mohtashami, a lead analyst known for his insights into mortgage rates and economic trends, joins in a lively discussion. He dives into the complex interplay between Fed policies and inflation, revealing how political decisions shape FHA and mortgage rates. Mohtashami also analyzes the ramifications of trade tariffs on business strategies, highlighting the uncertainty they introduce. Finally, he sheds light on current housing market dynamics, emphasizing the challenges of high mortgage rates and inventory management for builders.
18:52
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Quick takeaways
- The Federal Reserve's cautious approach to inflation and wage growth is critical for accurately navigating mortgage rate adjustments.
- Recent improvements in new home sales indicate cautious optimism in the housing market despite ongoing challenges with inventory and construction permits.
Deep dives
Federal Reserve and Inflation Dynamics
The discussion highlights the complexities faced by the Federal Reserve regarding inflation and wage growth in the current economic climate. In contrast to previous years, where inflation expectations were low during the trade war, recent inflation surges necessitate a cautious approach from the Fed. The lead analyst emphasizes a critical need for wage growth to stabilize around 3% for the Fed to confidently navigate rate adjustments. This reflects the intricate relationship between labor market dynamics, inflation control, and monetary policy decisions.
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