HousingWire Daily

Clayton Collins, CEO of HousingWire and expert on mortgage and real estate markets, shares his insights on the biggest housing stories from 2025. He discusses the significant impact of mortgage rates and borrowing costs, as well as Fannie Mae's FICO changes that stirred industry interest. The conversation also explores Florida's property tax proposal, Texas housing affordability, and how climate risks are affecting buyer decisions. Looking ahead to 2026, Collins expresses cautious optimism about market stability and growth.

Logan Mohtashami, a lead analyst specializing in housing market data, joins Sarah Wheeler for a festive chat. They explore a promising 2026 housing outlook with increased inventory and moderated prices. Logan emphasizes the importance of weekly data in spotting market trends, sharing personal anecdotes about his love for football and quirky cat stories. The conversation also touches on their early cringe-worthy jobs and the impact of AI on social media, creating a light-hearted yet insightful discussion on the future of the housing market.

Odeta Kushi, Deputy Chief Economist at First American, delves into the housing market forecast for 2026. She discusses how recent Fed actions influence mortgage rates and the implications of a softening labor market on housing activity. Kushi introduces a normalization framework to identify market trends and addresses the psychological thresholds affecting buyers and sellers. With wages outpacing home prices, she anticipates gradual affordability improvements. Kushi also highlights risks of rising rates and the potential for more foreclosures amidst strong homeowner equity.

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and the Trump administration’s efforts to boost supply. Related to this episode: Why did the growth rate of housing inventory drop by half this year? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and housing demand. Related to this article:https://www.housingwire.com/articles/november-home-sales-rise/ HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Logan Mohtashami, lead analyst on mortgage markets and housing economics, joins to discuss the implications of recent inflation data and its impact on mortgage rates. He highlights how a dip in CPI has led to lower rates, potentially boosting housing demand. Logan critiques the reliability of rent measurements and predicts how the Fed may react. The conversation also touches on Trump's remarks regarding interest rates and his potential Federal Reserve picks, alongside an overview of upcoming existing home sales.

Mike Simonsen, Chief Economist at Compass, shares valuable insights on the future of housing affordability. He predicts improvements by 2026, linking this to rising incomes and flattening prices. Simonsen explains how affordability is measured and discusses the monthly payment impacts from inflation. As he analyzes the correlation between unsold inventory and future price growth, he highlights market corrections in Western Florida and Austin. With a positive outlook, he anticipates possible sales growth driven by lower rates and returning listings.

Logan Mohtashami, a lead analyst on housing and labor markets, shares insights into the Federal Reserve's stance on rising unemployment. He explains why the Fed is largely unfazed by job data, emphasizing their goal of controlling wage growth. The duo dissects the November jobs report, pointing out inconsistencies and labor market trends that could influence the next Fed chair. Logan also highlights the significance of private-sector job growth over government positions, ultimately linking labor data to upcoming policymaking decisions.

Logan Mohtashami, a lead housing analyst, shares his insights on the 2025 housing market with Editor in Chief Sarah Wheeler. He discusses how increased inventory has helped restore market balance, allowing for higher sales despite historically low availability. Logan highlights improvements in mortgage rates due to tightening spreads and reflects on resilient home prices amidst changing dynamics. He compares current market behavior to 2008 and reveals unexpected trends, all while emphasizing his data-driven forecasting approach and the impact of macroeconomic factors.

In this discussion, Logan Mohtashami, a lead housing analyst known for his sharp insights on the housing market, challenges Jerome Powell's claim that the Fed lacks tools to influence housing. He highlights how Fed policy impacts mortgage rates and housing permits. Logan argues that builders respond to actual demand rather than hype, and reviews the inventory dynamics across the U.S. He also reflects on the extreme low inventory in early 2022 and how current metrics show signs of a healthier market with increased buyer choices.