HousingWire Daily

This chat features Logan Mohtashami, a lead analyst in mortgage and bond market analysis, known for his accurate forecasts on mortgage rates. He discusses the slight market reaction to recent geopolitical events and the implications of labor data on inflation and Fed policy. Logan highlights how the upcoming jobs data will shape mortgage rates and explains the importance of understanding seasonal variations in data. He also emphasizes the promising trend of improving mortgage spreads, making lower rates more possible.

Logan Mohtashami, Lead Analyst known for his expertise in housing market data, joins Editor in Chief Sarah Wheeler to debunk the mortgage rate lockdown myth. He presents three years of data supporting his claim that low locked-in rates haven't stifled sales. They explore the 'golden handcuffs' argument, revealing that many sellers still moved. Logan analyzes the shifting mortgage rate distribution and discusses the impact of affordability versus choice in today's market, providing insights on future trends as we approach 2026.

Jesse Allen, President of retail reverse mortgage lending at Rate and board member of the National Reverse Mortgage Lenders Association, dives into the evolving landscape of reverse lending. He highlights innovative product designs tailored for clients aged 55+, revealing surprising market opportunities for homeowners who were denied traditional loans. Discussions cover the growing number of older homeowners and the potential of realtor referrals to bridge these gaps. Jesse shares insights on business growth and how aging in place is driving demand for suitable housing.

Logan Mohtashami, the lead housing analyst and expert in mortgage trends, joins for a deep dive into the housing market forecast for 2026. He discusses the tug of war between buyers and sellers that will define the year. Logan explores the nuances of nominal vs. real home prices and projects a slight decline unless rates stabilize. He emphasizes the crucial role of the bond market in influencing rates and highlights the importance of new inventory signals as indicators of market health.

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and the Trump administration’s efforts to boost supply. Related to this episode: Why did the growth rate of housing inventory drop by half this year? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Clayton Collins, CEO of HousingWire and expert on mortgage and real estate markets, shares his insights on the biggest housing stories from 2025. He discusses the significant impact of mortgage rates and borrowing costs, as well as Fannie Mae's FICO changes that stirred industry interest. The conversation also explores Florida's property tax proposal, Texas housing affordability, and how climate risks are affecting buyer decisions. Looking ahead to 2026, Collins expresses cautious optimism about market stability and growth.

Logan Mohtashami, a lead analyst specializing in housing market data, joins Sarah Wheeler for a festive chat. They explore a promising 2026 housing outlook with increased inventory and moderated prices. Logan emphasizes the importance of weekly data in spotting market trends, sharing personal anecdotes about his love for football and quirky cat stories. The conversation also touches on their early cringe-worthy jobs and the impact of AI on social media, creating a light-hearted yet insightful discussion on the future of the housing market.

Odeta Kushi, Deputy Chief Economist at First American, delves into the housing market forecast for 2026. She discusses how recent Fed actions influence mortgage rates and the implications of a softening labor market on housing activity. Kushi introduces a normalization framework to identify market trends and addresses the psychological thresholds affecting buyers and sellers. With wages outpacing home prices, she anticipates gradual affordability improvements. Kushi also highlights risks of rising rates and the potential for more foreclosures amidst strong homeowner equity.

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about housing inventory and the Trump administration’s efforts to boost supply. Related to this episode: Why did the growth rate of housing inventory drop by half this year? HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

On today’s episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about existing home sales and housing demand. Related to this article:https://www.housingwire.com/articles/november-home-sales-rise/ HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.