HousingWire Daily

Logan Mohtashami, a lead analyst specializing in mortgage markets, joins to discuss the current state of mortgage spreads and housing demand. He highlights how improved spreads have positively impacted mortgage rates. Logan also delves into the Trump administration's strategy to influence the Fed and its effects on housing yields. Additionally, he offers insights into how recent economic signals could further lower rates, increasing home sales. The conversation wraps up with a debunking of panic surrounding the banking system.

Logan Mohtashami, Lead Analyst focused on housing and mortgage trends, joins to discuss the Federal Reserve's resistance to a December rate cut, citing labor market strength. He explains why the Fed prefers to see jobless claims rise before easing rates. Mohtashami also addresses why national home prices remain stable despite predictions of decline and highlights the importance of inventory and mortgage spreads as positive indicators for the housing market in 2025.

Logan Mohtashami, a lead analyst specializing in housing and mortgage markets, joins to discuss the implications of the next Fed chair on the housing market. He delves into how Fed policies have marginalized housing interests and explores whether a Trump-installed Fed chair could reduce mortgage rates. Logan also shares his predictions for mortgage rates in 2026 and the labor metrics influencing Fed decisions. He highlights his preferred candidate for the role and reviews seasonal purchase application trends that could impact housing demand.

Nathan Knottingham, CEO of MLO Force and COO of Vetted VA, dives into the evolving landscape of serving veterans in the mortgage industry. He highlights improvements in VA loans and the importance of training lenders. Knottingham emphasizes the need for a tailored approach in loan origination over generic solutions, advocating for veterans to confidently use their benefits. He also discusses the vital role of human relationships amid rising AI technologies and new compliance challenges in the industry.

Logan Mohtashami, the lead housing analyst with expertise in mortgage rates and housing data trends, joins Sarah Wheeler to dissect the Fed's latest moves. They explore Powell's hawkish tone, questioning whether he impeded a potential December rate cut. Logan reveals the importance of the labor market's health for future policy easing and contrasts this year’s mortgage dynamics with last year's, suggesting limited risks of spikes. He also discusses how upcoming Fed chair candidates may shape monetary policy in the future.

Join Jonathon Haddad, CEO of AIME and a leader in broker initiatives, as he shares his vision for transforming the broker landscape. He discusses shifting focus from drama to professionalism and emphasizes the importance of adopting non-delegated lending. Haddad reveals strategies to help brokers compete against major lenders using data-driven tactics and retail marketing insights. He advocates for better recapture efforts and long-term client engagement while promoting ethical communication in sales. His optimism for homeownership and product education shines through the conversation.

Logan Mohtashami, a lead analyst known for his insights on housing trends, joins the discussion. He unpacks the recent surge in inventory and pending sales, revealing why some data seems deceptively optimistic. Logan critiques headlines from Redfin, emphasizing the importance of understanding seasonal trends. He forecasts a healthier housing market in 2025, balancing inventory with stable pricing. The conversation also explores the impact of mortgage rates and how rate cuts can improve access for buyers, amidst a lively chat about seasonal fun.

Marina Walsh, Vice President of Industry Analysis at the Mortgage Bankers Association, shares key insights about the future of the mortgage industry. She forecasts a rise in origination volume to $2.2 trillion by 2026, despite a significant drop in industry employment. Marina discusses the challenges of recapture rates and the impact of legislative changes. Affordability remains a concern with fluctuating regional prices, while macroeconomic factors like inflation pose risks. Lastly, she highlights the need for efficiency to boost profitability.

Logan Mohtashami, a lead analyst in housing and mortgage markets, shares insights on upcoming Fed policy amidst a government shutdown. He discusses market expectations for rate cuts and their limited effect on mortgage rates. Logan delves into the Fed's internal debates and the necessity for a softer labor market, while also analyzing CPI trends and shelter inflation. Finally, he offers an optimistic outlook for the 2025 housing market, highlighting trends in existing home sales and the rise of adjustable-rate mortgages.

Logan Mohtashami, a lead analyst focused on mortgage and housing market data, joins to discuss the effects of the government shutdown on housing. He highlights concerns that ongoing delays in transactions could impact the market significantly. Logan also breaks down the factors influencing mortgage rates, particularly the 10-year yield, and how economic reports may affect future trends. He warns against the misleading nature of year-over-year home sales growth due to low baselines, providing a nuanced view of the current housing landscape.