HousingWire Daily

Logan Mohtashami, a lead analyst on mortgage and housing market trends, joins to explore the potential for quantitative easing with a new Federal Reserve chair. He argues that QE is unlikely unless interest rates drop to zero. The discussion delves into the mechanics of QE, debunking myths about bond buying and its impact on mortgage rates. Logan also forecasts mortgage rate trends tied to the 10-year yield and highlights the importance of labor data in shaping financial policies and market dynamics.

Logan Mohtashami, Lead Housing Market Analyst and data-savvy forecaster, joins to unpack what could influence home prices by 2026. He discusses the signals that could lead to a crash, like a surge in new listings and distressed sellers. Despite popular beliefs, Logan highlights why mass selling is unlikely due to solid household balance sheets. He also explores how lower mortgage rates could potentially boost prices, emphasizing the need for inventory drops and increased demand for a balanced market.

Jodi Eberhardt, Senior Director of Seller Strategy and Optimization at Freddie Mac, discusses the evolving mortgage origination landscape. She shares insights from Freddie Mac’s study on current cost drivers and highlights practices of cost-efficient lenders using technology and AI. Eberhardt emphasizes the benefits for borrowers, including lower closing costs and faster timelines. She also reviews digital tools that enhance collaboration and streamline workflows, urging lenders to engage with Freddie Mac to foster sustainable homeownership.

Logan Mohtashami, a lead analyst in housing and mortgage markets, joins to unpack the impacts of inflation on home sales. He shares insights on mortgage spread volatility and interprets the latest CPI report, highlighting the absence of breakaway inflation. Logan argues that labor market data is key to Fed policy, rather than just CPI figures. He reviews trends in new and existing home sales, discussing how lower rates are boosting demand, and evaluates the controversial idea of prepayment penalties on mortgages.

Logan Mohtashami, a leading analyst on housing market trends and mortgage data, joins to explore the DOJ's investigation into the Federal Reserve. He discusses how the timing of Fed subpoenas affected mortgage-backed security purchases and rates. The duo dives into the significant drop in inventory growth and what that means for the housing market. They also predict a shift in trends for Spring 2025, highlighting how lower mortgage rates can boost demand while maintaining healthy inventory levels.

Josh Romney, Chairman of Intercap Lending and a seasoned expert in the housing and mortgage industry, shares insights on the lending landscape for 2026. He discusses the emerging opportunities amid rising wages and fixed mortgage rates, while highlighting the challenges of affordability and supply constraints. Romney advocates for focusing on increasing construction rather than simply lowering rates. He emphasizes the impact of demographic shifts, particularly Hispanic homebuyers, on future market trends and warns about the challenges posed by immigration on construction labor.

Logan Mohtashami, a lead analyst specializing in mortgage and housing trends, joins to discuss the recent directive from Trump for Fannie and Freddie to buy $200B in mortgage-backed securities. He explains how this move aims to lower mortgage rates and its limited effects compared to quantitative easing. Logan connects the timing to midterm politics, suggesting it's a defensive strategy to prevent rising rates. They also delve into the potential improvements in spreads and overall market sentiment, providing insights into housing demand.

Logan Mohtashami, a lead housing analyst known for his sharp data analysis, joins to discuss President Trump's controversial plan to ban institutional investors from buying single-family homes. He argues that this move is largely political and a misrepresentation of the actual market, as institutions own just a small fraction of homes. The conversation reveals that most rentals are managed by small investors, and policy changes targeting them could exacerbate housing shortages. Logan provides insights into past market dynamics and the unlikely chance of forced sales hurting families.

Logan Mohtashami, a lead analyst focusing on housing and mortgage markets, joins to discuss the latest jobs data and its impact on mortgage rates. He breaks down how job reports influence bond yields and mortgage spreads. Logan highlights the Fed's scrutiny of labor market internals, the predictors of policy shifts, and the importance of labor-force participation for long-term growth. He also touches on external factors like oil prices and political risks that could sway market reactions. Get ready for insights that connect the dots in today's financial landscape!

Logan Mohtashami, a lead housing market analyst celebrated for his data-driven insights, joins Sarah Wheeler to discuss crucial housing data for 2026. They delve into the evolution and significance of the Housing Market Tracker in identifying trends since 2022. Logan highlights how forward-looking data signals market shifts and reveals new seasonal patterns post-COVID. He also predicts normalizing mortgage spreads, the importance of contextualizing purchase application data, and the looming tug of war between buyers and sellers in 2026.