HousingWire Daily

What will it take to crash or accelerate home prices in 2026?

9 snips
Jan 16, 2026
Logan Mohtashami, Lead Housing Market Analyst and data-savvy forecaster, joins to unpack what could influence home prices by 2026. He discusses the signals that could lead to a crash, like a surge in new listings and distressed sellers. Despite popular beliefs, Logan highlights why mass selling is unlikely due to solid household balance sheets. He also explores how lower mortgage rates could potentially boost prices, emphasizing the need for inventory drops and increased demand for a balanced market.
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INSIGHT

Price Crashes Are Historically Rare

  • National nominal home price crashes are historically rare and require clear, measurable stress in seller profiles.
  • Logan Mohtashami says household balance sheets are unusually strong, preventing broad price collapses now.
ADVICE

Track New Listings For Early Warning

  • Watch new listings closely as the earliest sign of seller distress and price pressure.
  • Logan advises tracking weekly new listings spikes, especially during May–June seasonal peak.
INSIGHT

Foreclosures Lead The Downturn Timeline

  • Foreclosure starts are the 'tombstone' chart that signals systemic stress before prices fall.
  • Logan notes foreclosures must accelerate first, then new listings will surge and depress prices.
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