HousingWire Daily

Logan Mohtashami, lead analyst on mortgage markets and housing economics, joins to discuss the implications of recent inflation data and its impact on mortgage rates. He highlights how a dip in CPI has led to lower rates, potentially boosting housing demand. Logan critiques the reliability of rent measurements and predicts how the Fed may react. The conversation also touches on Trump's remarks regarding interest rates and his potential Federal Reserve picks, alongside an overview of upcoming existing home sales.

Mike Simonsen, Chief Economist at Compass, shares valuable insights on the future of housing affordability. He predicts improvements by 2026, linking this to rising incomes and flattening prices. Simonsen explains how affordability is measured and discusses the monthly payment impacts from inflation. As he analyzes the correlation between unsold inventory and future price growth, he highlights market corrections in Western Florida and Austin. With a positive outlook, he anticipates possible sales growth driven by lower rates and returning listings.

Logan Mohtashami, a lead analyst on housing and labor markets, shares insights into the Federal Reserve's stance on rising unemployment. He explains why the Fed is largely unfazed by job data, emphasizing their goal of controlling wage growth. The duo dissects the November jobs report, pointing out inconsistencies and labor market trends that could influence the next Fed chair. Logan also highlights the significance of private-sector job growth over government positions, ultimately linking labor data to upcoming policymaking decisions.

Logan Mohtashami, a lead housing analyst, shares his insights on the 2025 housing market with Editor in Chief Sarah Wheeler. He discusses how increased inventory has helped restore market balance, allowing for higher sales despite historically low availability. Logan highlights improvements in mortgage rates due to tightening spreads and reflects on resilient home prices amidst changing dynamics. He compares current market behavior to 2008 and reveals unexpected trends, all while emphasizing his data-driven forecasting approach and the impact of macroeconomic factors.

In this discussion, Logan Mohtashami, a lead housing analyst known for his sharp insights on the housing market, challenges Jerome Powell's claim that the Fed lacks tools to influence housing. He highlights how Fed policy impacts mortgage rates and housing permits. Logan argues that builders respond to actual demand rather than hype, and reviews the inventory dynamics across the U.S. He also reflects on the extreme low inventory in early 2022 and how current metrics show signs of a healthier market with increased buyer choices.

Peter Benjamin, President of ACUMA, discusses the pressing challenges facing credit unions, including liquidity issues and declining mortgage volumes. He highlights the need for credit unions to balance their mission-driven approach with financial realities. Benjamin also emphasizes the importance of technology in meeting member expectations and the potential impact of the Road to Housing Act on affordable lending. With a cautious yet optimistic outlook, he believes education can help credit unions regain market share by 2026.

Logan Mohtashami, a lead analyst known for his insightful analysis of housing and mortgage markets, joins to discuss the latest twists in the mortgage landscape. He unpacks the Federal Reserve's recent meeting and shifting focus on labor data, which significantly influences bond yields. Logan highlights how negative job revisions and a softening labor market are shaping expectations around mortgage rates. He also examines the connection between jobless claims and future rates, as well as the implications of lower mortgage rates on housing demand.

Logan Mohtashami, a keen lead analyst in housing and mortgage markets, joins the conversation to dissect the intricate relationship between labor data and mortgage rates. He addresses the impact of potential job improvements on rates as well as the significance of Fed Day and Jerome Powell’s remarks. Logan also evaluates the odds of labor market fluctuations and predicts mortgage rate trends leading into 2026, while exploring how trade dynamics could further shape the economic landscape.

Logan Mohtashami, a lead housing analyst known for his insightful data-driven analysis, joins to debunk the myths surrounding BlackRock's influence on the housing market. He explains why the viral narrative of institutional investors driving up prices is misleading and rooted in political motivations. Logan highlights recent trends, including a surge in mortgage applications and how fluctuations in yields impact housing demand. He emphasizes that the current market is healthier than some narratives suggest, despite challenges ahead.

In this engaging discussion, Logan Mohtashami, a lead analyst specializing in mortgage markets and housing data, shares his insights on the Federal Reserve’s upcoming decisions. He explores the Fed's cautious stance on housing activity and its potential impact on mortgage rates. Logan breaks down key labor market data, suggesting it's softening without collapsing, and explains why rate cuts may already be factored in. He also highlights crucial reports that could influence Fed policy as the housing market trends toward year-end.