HousingWire Daily Logan Mohtashami on Trump, trade deals and the Fed
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May 30, 2025 
Logan Mohtashami, Lead Analyst at HousingWire, provides sharp insights into the housing market's current state. He discusses the potential for lower mortgage rates amidst trade tensions and suggests how government guarantees for Fannie and Freddie could affect the market. The conversation dives into economic uncertainties, generational shifts in housing, and the challenges posed by outdated appraisal methods. Mohtashami's data-driven perspective brings clarity to the complex dynamics shaping today’s mortgage landscape.
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Fed’s Tariffs and Rate Cuts Link
- The Federal Reserve's ability to lower mortgage rates depends largely on tariff developments and economic data.
- Without tariffs creating inflation fears, the Fed could cut rates more easily to reduce mortgage yields.
Tariff Blockade Could Spur Rate Cuts
- The blocking of tariffs removes the Fed's justification for rate hikes due to inflation expectations.
- This could pave the way for possible rate cuts if trade deals resume, easing market volatility.
Implicit Guarantee Calms Market Fears
- Trump’s promise of an implicit government guarantee for Fannie and Freddie reassures investors more than no backing.
- An implicit guarantee can stabilize mortgage spreads though it’s less concrete legally than an explicit guarantee.