Two Sides of FI

What’s Wrong with This Popular Retirement Strategy?

Feb 12, 2023
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ANECDOTE

The Bucket Strategy Debate

  • Eric and Jason discuss Karsten Jeske and Fritz Gilbert's blog posts about the bucket strategy.
  • The posts gained traction on social media and the Bogleheads forum.
ADVICE

Plan Your Drawdown

  • Prepare for the shift from accumulation to drawdown in retirement.
  • Consider how to generate reliable income from assets without depleting your portfolio.
ADVICE

Fritz's Bucket Strategy

  • Establish a cash bucket with 3 years of expenses to mitigate sequence of returns risk.
  • Supplement this with bonds or REITs for 5-6 years of expenses in a second bucket.
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