Two Sides of Fi is a podcast that follows two lifelong friends as they seek financial independence and to retire early. Two weeks ago, Fritz Gilbert from Retirement Manifesto posted a new article with Karsten Yesca called Is the Bucket Strategy a Cheap gimmick? And then just about a week later, the two of them posted again, this time on Karsten's blog, Early Retirement Now. They're both friends of the show. We've had them on the show separately, but never together in the same room. So I want to get right in the middle of that, right? Yes. No, it's a perfect topic for both you and I. Moving from accumulation phase to drawdown