How Do I Invest in a Bear Market?

Carson: I hear it from my readers. I have too much cash. When do I invest? And you can get into this psychology where you're just stuck holding cash. If you get an unexpected income that comes in and you're suddenly at 12%, well, it forces you to buy some bonds or look at your asset allocation. It's kind of the same thing. Carson: Too much is a bad thing. Too little is a bad things. You got to find the sweet spot that works for you. The beauty of the bucket strategy is once you get that 10%.