Carson: I hear it from my readers. I have too much cash. When do I invest? And you can get into this psychology where you're just stuck holding cash. If you get an unexpected income that comes in and you're suddenly at 12%, well, it forces you to buy some bonds or look at your asset allocation. It's kind of the same thing. Carson: Too much is a bad thing. Too little is a bad things. You got to find the sweet spot that works for you. The beauty of the bucket strategy is once you get that 10%.
Do you worry about running out of money in retirement? How do you draw down your assets without tanking your portfolio? Eric + Jason talk with FIRE bloggers Karsten Jeske and Fritz Gilbert about the bucket strategy. Is it a reasonable withdrawal plan or nothing more than a gimmick? They discuss alternative approaches, how to generate a retirement paycheck, and the role of cash. Whether you're interested in FIRE or on a traditional retirement path, you can't afford to miss this episode!
Show notes: https://twosidesoffi.com/bucketstrategy