Fritz: I closed my 401k and moved all the funds into individual IRA and Roth accounts with a Vanguard brokerage accounts. He says that's probably been the biggest structural change he've made to the portfolio. Fritz believes people conflate his strategy of safe withdrawal rate with what you're actually doing in strategic asset allocation.
Do you worry about running out of money in retirement? How do you draw down your assets without tanking your portfolio? Eric + Jason talk with FIRE bloggers Karsten Jeske and Fritz Gilbert about the bucket strategy. Is it a reasonable withdrawal plan or nothing more than a gimmick? They discuss alternative approaches, how to generate a retirement paycheck, and the role of cash. Whether you're interested in FIRE or on a traditional retirement path, you can't afford to miss this episode!
Show notes: https://twosidesoffi.com/bucketstrategy