All companies, big or small, need some source of capital. This can come from a variety of sources, including its own revenue or public funding through an initial public offering (IPO).According to all the recent headlines about companies raising huge amounts of money, it looks like the venture capital world is thriving. For example, Trade Republic raised $900 million, Solarisbank recently raised around $180, and Zilch raised around $90 from Goldman Sachs. At the heart of many early-stage startups is venture capital. Funds like Speedinvest help to raise the seed money they need to get off the ground or expand. In this episode of Disruption Talks, we invited someone who knows seed-stage investing inside out, Jon Butterfield, Head of Growth at Speedinvest. Hosted by Filip Sobiecki.

nsurance for digital companies is not exactly new. However, in many ways, there’s a “protection gap” within the digital economy. Web outages, cyber-attacks, and other connectivity issues are some of the biggest threats facing online businesses, especially eCommerce stores.Recent high-profile outages such as Akamai and Fastly show a harsh reality – that even the global retail giants aren’t safe from connectivity issues. Across the world, this is a multi-billion-dollar issue, so what can we do?Insurtech firm, Riskwolf is trying to close that billion-dollar gap by providing protection for digital platforms around the world.In this episode of Disruption Talks, Co-Founder and CTO of Riskwolf, René Alexander Papesch, tells us more about it. Hosted by Filip Sobiecki.

With 48% of transactions now processed by cards and a massive $149 trillion spent through payment processors each year, online payments are definitely here to stay. Since the pandemic, online purchases have boomed, and that trend is likely to continue.Many online payment processors have started up in the past few years, offering convenient ways to make purchases. One such company is Total Processing, an advanced payment processor for businesses, providing bespoke solutions.In this episode of Disruption Talks, Dally Singh, Chief Product Officer at Total Processing, discusses custom payment solutions, where Total Processing is heading in the future, and much more. Hosted by Sean O'Connor.

Insurance is rarely anyone’s favorite topic of conversation. Handling it all can be a headache that many of us would rather avoid.It’s a world that could greatly benefit from simplification – and that’s exactly what companies like Getsafe are promising. Getsafe is a digital insurance company and one of the leaders in the insurtech space.Getsafe utilizes new technology to create a seamless, app-based experience for purchasing insurance.In this episode of Disruption Talks, Anthony Mayer, VP of Engineering, and Konrad Heimpel, VP of Product & Data at Getsafe, share the processes, innovation, and benefits behind Getsafe.Hosted by Filip Sobiecki.

Online food ordering has been a lifeline for many struggling during the pandemic. In 2020 alone, Uber Eats generated $4.8 billion in revenue (https://www.businessofapps.com/data/uber-eats-statistics/), a 152% increase year-on-year.With demand increasing, this is a double-edged sword for restaurants. Many were forced to offer takeout services, but the costs of this can be eye-watering when using platforms like Uber Eats, DoorDash, or JustEat.In this episode of Disruption Talks, Bharath Chinamanthur, CTO at ChowNow, discusses the importance of leveling the playing field for smaller restaurants and how ChowNow helps to do this. He shares his backstory and secrets for success, and why he is drawn to companies with a clear mission. Hosted by Filip Sobiecki.

A smooth and seamless user experience (UX) is essential for banks that rely on mobile devices. One company that prioritizes great UX is N26.N26 is a German neobank that enables people to manage their bank accounts, track expenses, and set aside money on the go. Like most neobanks, N26 relies heavily on its mobile app, and therefore, a great user experience is a crucial focus for its team.In this episode of Disruption Talks, we spoke with Jolene Tan-Davidovic, Lead User Researcher, and Emanuel Milicević, Lead Product Designer at N26, to learn more. They share behind-the-scenes details about conducting user research, and using psychology and hard data to create the best data-driven UX design.Hosted by Agata Rączewska.

Philip Belamant, CEO and Founder of Zilch, challenges the buy now pay later model and discusses Zilch's flexible approach. They explore the advantages of Zilch over rivals, access to credit and liquidity, Zilch's usage in various industries, decision-making framework, the power of selling, and potential regulations on buy now pay later services.

What does it take to fight financial crimes like fraud and money laundering? In many cases, these are crimes that are not reported to the police. They often go by unnoticed. This makes them harder to detect in the first place and even harder to investigate. However, companies like ComplyAdvantage are here to save the day. ComplyAdvantage is a team of people dedicated to fighting financial crimes with modern technology. Arshi Singh, Head of US Product at ComplyAdvantage, joined Disruption Talks to discuss her role and ComplyAdvantage’s role in fighting financial crime. Hosted by Filip Sobiecki.

We’ve heard the phrase “new normal” a lot over the past year. The new normal for many now is working from home and hiring remotely.While this has been a challenge for some, an unexpected benefit from hiring remotely has been greater access to a pool of talent that wasn’t accessible before. It means that companies who could only hire in their local area can now do so internationally. They can pick the very best, not just the very best available in the local area.However, there is a problem. Hiring internationally is not an easy thing to do. There are numerous legal and financial hoops to jump through. That’s where a company called Deel comes in. Deel is a global payroll solution that takes away the stress and hassle of hiring internationally.In this Disruption Talks live stream, we spoke with Dan Westgarth, Chief Operating Officer of Deel. He takes us through how Deel works, the key challenges of hiring in different countries, and what it could mean for the future of work.Hosted by Filip Sobiecki.

Modern banking has come a long way in many areas, but one way it falls behind is racial discrimination.In this Disruption Talks live stream, we speak with Asya Bradley, Founder & COO of First Boulevard, a neobank built for Black America. Asya has seen how prevalent the barriers to entry can be for simple financial services in the Black community.Seeing that discrimination, she’s been on a mission to launch a bank that takes those barriers away and levels the playing field for Black Americans. In this interview, Asya talks about banking, diversity, racism, and creating equal opportunities.