Disruption Talks by Netguru

Over the past few years, we’ve seen a rise of freelancers, contractors, gig economy workers, and those who blend both employment and self-employment.As the future of work adapts quickly, politics and regulations around tax have some catching up to do. Tax is one of the challenges of being a freelancer, and it’s something that Kontist aims to help solve. Kontist is a neo bank and tax advisory solution for freelancers. In this episode of Disruption Talks, we spoke with the CEO of Kontist, Christopher Plantener, about Kontist, business, freelancing, and much more.

People ignore design that ignores people.What is the current state of design in the financial world? How to build more inclusive designs/customer experiences?During this Disruption Talks we’ll try to find answers to these questions together with Shelley Armstrong, VP User Experience & Design at Finastra. Shelley has over 20 years of experience in building customer experience and user design in the software space. While working as Creative Director at Microsoft, she launched Xbox, Xbox 360 (the 6th highest-selling video game console in history), and Zune. As a Senior Director of Customer Experience & User Interface Design at NCR, she launched their software design organization from the ground up, growing the team to 80 employees across the U.S., U.K., Europe, and India.Join us to listen about how the finance industry should adapt its design to customer needs.Hosted by Filip Sobiecki.

All companies, big or small, need some source of capital. This can come from a variety of sources, including its own revenue or public funding through an initial public offering (IPO).According to all the recent headlines about companies raising huge amounts of money, it looks like the venture capital world is thriving. For example, Trade Republic raised $900 million, Solarisbank recently raised around $180, and Zilch raised around $90 from Goldman Sachs. At the heart of many early-stage startups is venture capital. Funds like Speedinvest help to raise the seed money they need to get off the ground or expand. In this episode of Disruption Talks, we invited someone who knows seed-stage investing inside out, Jon Butterfield, Head of Growth at Speedinvest. Hosted by Filip Sobiecki.

nsurance for digital companies is not exactly new. However, in many ways, there’s a “protection gap” within the digital economy. Web outages, cyber-attacks, and other connectivity issues are some of the biggest threats facing online businesses, especially eCommerce stores.Recent high-profile outages such as Akamai and Fastly show a harsh reality – that even the global retail giants aren’t safe from connectivity issues. Across the world, this is a multi-billion-dollar issue, so what can we do?Insurtech firm, Riskwolf is trying to close that billion-dollar gap by providing protection for digital platforms around the world.In this episode of Disruption Talks, Co-Founder and CTO of Riskwolf, René Alexander Papesch, tells us more about it. Hosted by Filip Sobiecki.

With 48% of transactions now processed by cards and a massive $149 trillion spent through payment processors each year, online payments are definitely here to stay. Since the pandemic, online purchases have boomed, and that trend is likely to continue.Many online payment processors have started up in the past few years, offering convenient ways to make purchases. One such company is Total Processing, an advanced payment processor for businesses, providing bespoke solutions.In this episode of Disruption Talks, Dally Singh, Chief Product Officer at Total Processing, discusses custom payment solutions, where Total Processing is heading in the future, and much more. Hosted by Sean O'Connor.

Insurance is rarely anyone’s favorite topic of conversation. Handling it all can be a headache that many of us would rather avoid.It’s a world that could greatly benefit from simplification – and that’s exactly what companies like Getsafe are promising. Getsafe is a digital insurance company and one of the leaders in the insurtech space.Getsafe utilizes new technology to create a seamless, app-based experience for purchasing insurance.In this episode of Disruption Talks, Anthony Mayer, VP of Engineering, and Konrad Heimpel, VP of Product & Data at Getsafe, share the processes, innovation, and benefits behind Getsafe.Hosted by Filip Sobiecki.

Online food ordering has been a lifeline for many struggling during the pandemic. In 2020 alone, Uber Eats generated $4.8 billion in revenue (https://www.businessofapps.com/data/uber-eats-statistics/), a 152% increase year-on-year.With demand increasing, this is a double-edged sword for restaurants. Many were forced to offer takeout services, but the costs of this can be eye-watering when using platforms like Uber Eats, DoorDash, or JustEat.In this episode of Disruption Talks, Bharath Chinamanthur, CTO at ChowNow, discusses the importance of leveling the playing field for smaller restaurants and how ChowNow helps to do this. He shares his backstory and secrets for success, and why he is drawn to companies with a clear mission. Hosted by Filip Sobiecki.

A smooth and seamless user experience (UX) is essential for banks that rely on mobile devices. One company that prioritizes great UX is N26.N26 is a German neobank that enables people to manage their bank accounts, track expenses, and set aside money on the go. Like most neobanks, N26 relies heavily on its mobile app, and therefore, a great user experience is a crucial focus for its team.In this episode of Disruption Talks, we spoke with Jolene Tan-Davidovic, Lead User Researcher, and Emanuel Milicević, Lead Product Designer at N26, to learn more. They share behind-the-scenes details about conducting user research, and using psychology and hard data to create the best data-driven UX design.Hosted by Agata Rączewska.

Philip Belamant, CEO and Founder of Zilch, challenges the buy now pay later model and discusses Zilch's flexible approach. They explore the advantages of Zilch over rivals, access to credit and liquidity, Zilch's usage in various industries, decision-making framework, the power of selling, and potential regulations on buy now pay later services.

What does it take to fight financial crimes like fraud and money laundering? In many cases, these are crimes that are not reported to the police. They often go by unnoticed. This makes them harder to detect in the first place and even harder to investigate. However, companies like ComplyAdvantage are here to save the day. ComplyAdvantage is a team of people dedicated to fighting financial crimes with modern technology. Arshi Singh, Head of US Product at ComplyAdvantage, joined Disruption Talks to discuss her role and ComplyAdvantage’s role in fighting financial crime. Hosted by Filip Sobiecki.