The Clark Howard Podcast

In a lively discussion, listener critiques take center stage, shedding light on the U.S. Postal Service's ongoing delivery struggles. Clark emphasizes practical strategies for managing bills amid these delays. A fascinating health journey unfolds as a listener shares their transformation through a whole food plant-based diet, showcasing the profound effects on chronic diseases. Additionally, insights into financial matters tackle 401(k) transfers and the impact of zoning laws on communities, sparking a debate on the housing crisis and the economy.

Discover how to cut costs on your home internet by avoiding unnecessary high speeds. Many consumers overspend on services they don’t fully utilize. Explore the exciting resurgence of train travel in America, improving transit options and reducing urban congestion. Dive into effective financial strategies, from optimizing savings to investing for kids. Plus, learn about the potential risks of gift card fraud. It’s a blend of practical advice and positive changes in transportation!

The shocking murder of a health insurance CEO has ignited a fierce debate about the flaws in the U.S. healthcare system, exposing issues like hidden pricing and lack of choice. Discussions also focus on the urgent need for consumer empowerment and transparency to address rising costs and denied care. Additionally, the podcast delves into the current employment landscape, highlighting how long it takes workers to find new jobs and offering tips for navigating the job market. Practical advice on savings and retirement planning adds further value.

Keep your car safe at the airport during the holiday travel rush! Discover how tracking devices can help prevent theft. Delve into the legal tangle as Albertsons sues Kroger, and find out what it means for grocery prices. Explore the shifting dynamics in the supermarket industry as discount chains grow, impacting consumer choices. Plus, learn about mentoring young people in financial literacy and the importance of savvy saving. Tune in for valuable tips on navigating insurance and sprucing up your holiday shopping!

Learn how DIY repairs can save you money, from fixing your car to home improvements. Discover insights on the housing market, revealing a surprising shift in the price dynamics between new and used homes. Explore the rise of satellite communities as people seek affordable living after the pandemic. Plus, get tips on budgeting and navigating the rental market. Finally, dive into investment choices, emphasizing the benefits of low-cost index funds for your retirement savings.

The discussion dives into listener feedback and critiques, sparking a lively 'Clark Stinks' segment. It reveals staggering facts about U.S. healthcare spending versus outcomes. Stories shed light on personal triumphs in navigating hospital costs, including a vastly cheaper MRI experience. The podcast also highlights the importance of charitable donations, particularly with Clark's Christmas Kids, while exposing the complexities and frustrations of medical billing practices. Tips for smart holiday shopping and technology setups add a sprinkle of relatable advice.

Uber's troubles with the FTC serve as a crucial reminder to manage your subscriptions wisely and protect your finances. Warren Buffett's advice on estate planning highlights three essential steps for safeguarding your legacy. Stories of scams, particularly SIM swap fraud, emphasize the need for consumer vigilance. Tips on refinancing and cashback incentives are shared, alongside strategies for managing multiple subscriptions. The importance of clear estate planning and holiday giving for foster care children is also discussed.

Discover how rising tariffs could lead to soaring car prices and whether now's the time to buy. Clark shares insights into store-branded credit cards, warning against their high-interest pitfalls and labeling them as 'junk credit.' Listeners also hear heartwarming stories of credit score triumphs and practical tips for navigating the holiday shopping season. Plus, get advice on tackling high rental car rates for holiday travels. Tune in for valuable financial wisdom!

Discover the ins and outs of mortgage recasting, including its benefits and how it stacks up against principal prepayment. Dive into the world of innovative fast food, where apps and AI are transforming customer experiences, alongside the rise of healthier vending machine options. The discussion also touches on the implications of fast food delivery fees and expands into crucial financial choices, like whether to contribute to a Roth IRA or prioritize mortgage payments.

Rising property taxes are putting financial strain on homeowners across the country, with North Dakota's recent tax elimination failure highlighting the issue. The conversation also dives into the trend of 'unretiring,' encouraging a smoother transition to part-time work for many. Listeners are cautioned about the risks of buying rental cars, emphasizing the importance of checking maintenance history. Additionally, advice on gifting vehicles and managing negative equity offers practical tips for navigating personal finance.