The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
27 snips
May 14, 2025 • 29min
05.14.25 Saving Strategy: Series I Savings Bonds / The U.S.-China Tariff Reprieve
Discover the ins and outs of Series I savings bonds, including their inflation protection and appealing interest rates. Learn if they are still worth your investment. Plus, dive into the recent U.S.-China tariff reprieve and what it means for consumers and merchants alike. The discussion doesn't stop there, as potential car purchase scams and health tech advancements like the Dexcom glucose monitoring systems are also covered. Stay informed with practical advice for financial safety and smart savings!
18 snips
May 13, 2025 • 39min
05.13.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor known for his expertise in investing and retirement savings, joins to break down the world of ETFs, index funds, and mutual funds. He explains when to use each investment vehicle and clarifies the crucial differences between retirement and brokerage accounts. Wes emphasizes the importance of long-term strategies and diversification in navigating market volatility. He also answers listener questions, ensuring that both new and seasoned investors get the insights they need to plan effectively.
30 snips
May 12, 2025 • 26min
05.12.25 Income Inequality / Privacy Alert! Alexa Can Hear You
Income inequality in the U.S. has reached alarming heights, with the top 10% holding 70% of the wealth. This disparity significantly affects those struggling at the bottom. The conversation also dives into the privacy issues surrounding smart devices, particularly Amazon's Alexa, raising concerns about constant monitoring. Listeners receive tips on protecting their credit and navigate frustrations with customer service, especially when dealing with unexpected charges. The show combines financial wisdom with a keen awareness of modern privacy risks.
6 snips
May 9, 2025 • 33min
05.09.25 Clark Answers His Critics on Clark Stinks / How Restaurants Survive
Listeners engage in Clark Stinks, sharing feedback and critiques. The conversation shifts to restaurant resilience, examining how eateries adapt to high costs. Technology and efficiency redefine restaurant operations as they seek to thrive. Investment strategies, including tips on gold and credit card rewards, also spark discussion. Clark emphasizes universal retirement solutions, aiming for easier savings access for all Americans. Adaptation and innovation emerge as key themes in today's challenging market.
12 snips
May 7, 2025 • 31min
05.07.25 Protect Your Home Title / What Job Seekers Should Know
Learn how to protect your home from title theft and whether title lock services are worth the investment. Discover the alarming rise of scammers exploiting online auctions and delivery systems. As layoffs increase, get essential tips for job seekers, including the role of AI in recruitment. Finally, navigate challenges like credit freezes and misleading insurance ads to make informed financial decisions.
10 snips
May 6, 2025 • 40min
05.06.25 Ask An Advisor With Wes Moss
In this session, fiduciary financial advisor Wes Moss shares his insights on homeownership as a potential investment and a safeguard against inflation. He discusses the benefits of viewing a home as a 'forced savings plan' and why it can be central to retirement wealth. Wes also introduces the '5 P's' framework to enhance discussions with financial planners, emphasizing planning goals and tax implications. Plus, he answers listener questions on smart investment strategies, including ETFs versus individual stocks. Tune in for practical financial wisdom!
15 snips
May 5, 2025 • 31min
05.05.25 Burglars Go High Tech / Avoid This Hotel Booking Mistake
Burglars are getting tech-savvy, using hidden cameras to scope out homes—find out how to protect yourself. When booking hotels, steer clear of non-refundable options to avoid financial pitfalls. Discover innovative ways to navigate rental car bookings and travel insurance complexities. Plus, hear real stories about the importance of verifying hotel websites to dodge scams. Stay informed with practical tips and community advice for better decision-making.
10 snips
May 2, 2025 • 31min
05.02.25 Clark Answers His Critics on Clark Stinks / Tariff Adaptation
Listeners share their thoughts in the Clark Stinks segment, particularly about personalized financial strategies for Social Security. A new tool emerges to help businesses navigate tariffs, showcasing American innovation. Discussions dive into the complexities of customer service interactions, including airlines and Costco memberships. The podcast also tackles the intricacies of global manufacturing, labor costs, and the uncertainties of home renovations, while advising against extended warranties in favor of proactive savings.
10 snips
Apr 30, 2025 • 26min
04.30.25 Tariff Proof Your Wallet / SAVE on Home Energy
Discover practical tricks to save money while shopping secondhand, as the rise of sustainable buying takes center stage. Learn innovative strategies to lower home energy costs, including the benefits of solar panels. There's also a deep dive into navigating rising energy expenses and installment fees. Plus, explore financial choices surrounding student loans versus investments, making smarter decisions for your future. Tune in for actionable insights to enhance your wallet!
19 snips
Apr 29, 2025 • 36min
04.29.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, sheds light on the anxieties surrounding the volatile stock market of 2025. He discusses the importance of understanding the Stock Market Fear Index and why historically, peak fears tend to fade. Wes emphasizes that trying to avoid the market's worst days can hurt more than missing the best ones. The conversation also includes listener questions about retirement savings and effective long-term investment strategies, offering practical advice for navigating financial uncertainty.
