The Clark Howard Podcast 07.11.25 Clark Answers His Critics on Clark Stinks / For Job Seekers
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Jul 11, 2025 This discussion dives into listener critiques and the importance of learning from feedback. It offers valuable insights into the current job market, especially for recent graduates, suggesting trades as a viable path. There's a comparison of mutual funds and ETFs, exploring their tax implications. It also highlights secure payment methods and addresses concerns about financial tracking tools. Plus, Clark shares tips on protecting financial data and the benefits of gaining work experience while in school.
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ETF vs Mutual Fund Insights
- ETFs generally cost less and offer more flexibility than mutual funds.\n- However, some actively managed mutual funds like Wellington have no ETF equivalent yet.
ETF Choice for New Investors
- Managed funds like Wellington have low costs but no ETF alternative currently.\n- ETFs usually offer tax benefits and trading flexibility making them preferable for beginners.
Use Tap to Pay for Security
- Tap to pay is the most secure payment method today.\n- Chip cards are better than swipe, but tap payments generate unique codes increasing security.