The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
25 snips
Aug 11, 2025 • 35min
08.11.25 Get Wise To Your Retirement Plan / Getting More For Your Money
Dive into the confusing world of retirement plans, especially for teachers grappling with costly 403(b) options. Discover why individual Roth IRAs could be a better choice. Shift gears to quirky coffee trends, as some shops offer gigantic drinks contrary to the shrinkflation buzz. Gain insights on managing small business finances and the importance of tailored tax strategies. Plus, practical car-buying tips for students and a light-hearted take on the often-overlooked importance of travel insurance.
12 snips
Aug 8, 2025 • 33min
08.08.25 Clark Answers His Critics on Clark Stinks / Airline Pricing & Booking Strategy
Dive into a lively discussion where the host addresses audience feedback with humor and humility. Discover the latest airline pricing tactics that could save you money on your next trip. Learn how consumer loyalty impacts ticket prices and explore tips for traveling during the busy holiday season. Uncover strategies for negotiating medical bills and financial management, including a clever CD ladder approach for saving. With practical advice and insider info, listeners are equipped to enhance their travel and financial savvy.
9 snips
Aug 6, 2025 • 29min
08.06.25 Trump Accounts For Newborns / Sim Card Danger & An Easy Fix
Discover the intriguing concept of 'Trump Accounts' for newborns, featuring a government seed money and money management tips. Learn about the rising threat of SIM card swapping and essential measures to protect your identity. The discussion also touches on navigating financial decisions for college students, the importance of umbrella insurance, and the significance of savvy credit score management. Finally, get insights into smart funding strategies for projects and safeguarding personal information in today's digital age.
18 snips
Aug 5, 2025 • 41min
08.05.25 Ask An Advisor With Wes Moss
Wes Moss, a Certified Financial Planner and author, joins to share valuable insights for savers aged 55 and older. He discusses vital ‘catch-up’ strategies that can significantly boost retirement savings, highlighting contributions to 401(k)s and HSAs. Wes breaks down the 4% rule, a crucial guideline for sustainable withdrawals, alleviating fears of running out of money. Plus, he answers listener questions about navigating financial challenges in retirement and offers guidance on emerging market investments.
18 snips
Aug 4, 2025 • 32min
08.04.25 Subscriptions: A Clark Smart Assignment / Tax Update for freelancers & Payment Apps
Subscription services often trap consumers with tricky cancellation processes, making it vital to tread carefully before signing up. The discussion includes IRS reporting changes for payment apps like Venmo, shedding light on what could trigger a 1099 for small businesses and freelancers. Listeners receive practical strategies for managing subscriptions and budgeting, emphasizing the importance of cash usage. In a personal finance masterclass, insights on improving credit scores and smart spending habits are also shared.
26 snips
Aug 1, 2025 • 32min
08.01.25 Clark Answers His Critics on Clark Stinks / Amazon Price Changes
The latest discussion tackles listener criticisms in a lively Clark Stinks segment. Insights into Amazon's recent price hikes set the stage for holiday shopping strategies, especially for Prime members. Attention shifts to the implications of tariffs on festive costs, with a debate on the best membership deals between Amazon and Walmart. Financial wisdom flows as they unpack Roth 401(k)s, survivor benefits, and secure charitable contributions. Tips for navigating career shifts in finance add a personal touch to the conversation.
18 snips
Jul 30, 2025 • 28min
07.30.25 Save More On Auto Insurance / The Energy Markets
Car insurance rates are skyrocketing, prompting many to search for better deals. Tips on how to save money on car insurance are shared, along with insights into navigating coverage complexities. Additionally, the podcast delves into the evolving energy market, highlighting the rise of renewable sources like solar and wind, and discussing the shift in U.S. energy production. The conversation emphasizes the importance of understanding consumer choices in both auto and energy sectors for better budgeting.
14 snips
Jul 29, 2025 • 32min
07.29.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author of 'Are You Richer Than You Think?', shares insights on personal wealth and tax strategies. He introduces the intriguing concept of the 'rich ratio,' helping listeners gauge their financial wellness. The conversation also unveils the NUA rule, a tax-saving gem for 401(k) holders. Wes addresses listener questions, exploring retirement strategies and the surprising ways modest savings can elevate well-being, ultimately encouraging a smarter approach to investing and retirement planning.
9 snips
Jul 28, 2025 • 27min
07.28.25 Inflation & Retail Adaptation / Everyday Is Scam Awareness Day
Discover how rising inflation is reshaping shopping habits, with consumers increasingly favoring store brands over name labels. Learn about effective strategies to save on groceries amidst rising costs. The importance of scam awareness takes center stage as listeners are alerted to the latest deceptive practices targeting the public. From subscription pitfalls to scams exploiting grief, vigilance is essential to protect your finances. Plus, find insights into maximizing college savings with 529 plans, ensuring a brighter future for education.
8 snips
Jul 25, 2025 • 31min
07.25.25 Clark Answers His Critics on Clark Stinks / Save On Airfares
In this episode, listener feedback sparks a lively discussion in the Clark Stinks segment. Excitingly low transatlantic airfare prices are revealed, with tips on how to reshopping advance bookings can lead to big savings. Unusual travel trends are also explored, including the concept of $5 flights, albeit with a catch. The complexities of tipping on cruises are discussed, offering practical advice for travelers. Plus, learn how to maximize resources like local libraries to cut costs.
