

The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books

22 snips
Aug 29, 2025 • 36min
08.29.25 Clark Answers His Critics on Clark Stinks / SCAM WARNING: Healthcare Plans
In a lively discussion, Clark tackles listener feedback in the 'Clark Stinks' segment, addressing the rising issue of healthcare scams targeting individuals and businesses. He breaks down the differences between Health Savings Accounts and Flexible Spending Accounts, while also warning against fraudulent health plans. Personal anecdotes underscore the importance of reliable medical insurance in managing health expenses. The conversation touches on life insurance choices and the often misunderstood complexities of retirement planning, urging listeners to stay informed.

9 snips
Aug 27, 2025 • 25min
08.27.25 Investing Overseas / Revised Strategy For Shopping Airfares
Discover the benefits of investing overseas to boost your retirement portfolio. Learn about the latest changes in shopping for airfare, including how Delta's new fare structures complicate flight bookings. Explore the pros and cons of using credit unions versus online banks for your everyday banking needs. Get practical travel tips, like securing affordable airline tickets and considering virtual cards for safe online purchases. Plus, find out how to navigate unexpected charges and enhance your financial management strategies.

30 snips
Aug 26, 2025 • 38min
08.26.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, helps you navigate the tricky waters of retirement savings and investing. He reveals how a couple’s simple home renovation could have led to hefty Medicare costs and shares strategies to avoid such pitfalls. Diving into the world of AI, Wes explains its powerful analytical abilities while warning against relying on it for major financial decisions. Plus, he answers listener questions, providing insights that blend finance with everyday dilemmas. Tune in for expert advice that could save you money!

9 snips
Aug 25, 2025 • 33min
08.25.25 Controlled Spending Method / Travel Warning: Pickpocket Rings
Feeling guilty about your weekend spending? Discover a fresh approach to manage finances with a needs-vs-wants strategy. As travel season peaks, learn vital tips to safeguard against ATM pickpockets and protect your identity abroad. Plus, hear insights on freezing your credit and the intricacies of digital estate planning. The conversation also dives into efficient packing techniques for carry-on trips and the ever-changing landscape of airline pricing. A must-listen for savvy spenders and travelers alike!

32 snips
Aug 22, 2025 • 35min
08.22.25 Clark Answers His Critics on Clark Stinks / Supermarket Digital Pricing
Listeners dive into Clark's responses to critics, adding a light-hearted touch to the conversation. They explore the rising trend of digital pricing in supermarkets and how it's shifting consumer habits unexpectedly. Insights are shared on subscription services and the hurdles people face when trying to cancel them. Additionally, the discussion touches on safe payment methods and potential pitfalls of peer-to-peer apps, ensuring you're well-equipped to protect your finances in today's digital world.

29 snips
Aug 20, 2025 • 37min
08.20.25 Where The Jobs Are / The More Versatile 529 Plan
The podcast dives into the evolving job market, urging a creative reassessment of career paths and geographical flexibility for fulfilling work. It highlights exciting changes to 529 Plans, allowing for broader educational savings beyond college. The conversation also touches on the complexities of navigating subscription services and consumer rights, including the challenges of cancelling HBO Max. Lastly, it explores the streaming landscape for sports, spotlighting a new platform and tools to help viewers choose the best options for their favorite sports content.

18 snips
Aug 19, 2025 • 35min
08.19.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author, shares insights on investing and retirement strategies. He discusses a retired couple in their 80s holding 70% of their portfolio in stocks, emphasizing the idea of having an 'infinite time horizon.' Wes tackles the Federal Reserve's potential rate cuts and their impact on the economy and savings. He also answers listener questions on retirement and finance, providing practical advice for navigating investments in a changing economic landscape.

9 snips
Aug 18, 2025 • 32min
08.18.25 Housing Update - Spotlight: Condos / Medical MalFEEsance
Explore the unique dynamics of the condo market and how it differs from single-family homes, especially in Florida. Discover the importance of long-term commitments for first-time buyers and financial strategies for condo owners. Uncover the shocking practice of undisclosed facility fees on medical bills and how to avoid unexpected charges. Dive into the current trends in healthcare as hospitals acquire smaller practices, impacting patient care and doctor independence. Gain insights into managing your finances wisely amid these shifts.

41 snips
Aug 15, 2025 • 31min
08.15.25 Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz
Listener critiques come alive as Clark tackles feedback in a humorous segment. A major car rental company earns a 'do not rent' label amid shocking practices like false damage claims. Teenagers score a budget cruise, showcasing clever travel hacks. Discover the advantages of Health Savings Accounts for young savers seeking financial wisdom. The discussion also reveals troubling accountability issues in the banking industry and how loyalty programs can vary vastly in consumer satisfaction.

8 snips
Aug 13, 2025 • 26min
08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams
Get ready for essential insights on travel! Learn why travel medical insurance is crucial for international trips and hear a cautionary tale about unexpected medical costs abroad. Also, explore how to spot scammers trying to exploit disaster relief efforts. Tips on securing the best hotel deals through online platforms and wise advice on verifying charities ensure your donations truly make a difference. Plus, personal stories and strategies to navigate tricky situations like flood damage restoration and tax reporting concerns add extra intrigue.