The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
27 snips
Nov 26, 2025 • 29min
11.26.25 Booking Future Travel / New Vehicle Sticker Shock!
Travel enthusiasts should beware of booking future trips with debit cards due to potential risks. Credit cards offer better protection and chargeback options if something goes wrong. Meanwhile, car buyers face record high prices, with the average new vehicle now over $50,000. Tips include considering used cars and getting pre-purchase inspections to negotiate better deals. Also, for those eyeing electric vehicles, there are specific checks to prioritize before buying.
27 snips
Nov 24, 2025 • 29min
11.24.25 Spotlight: Warehouse Clubs / Scam Prevention Team Work
Dive into the world of warehouse clubs as Clark reveals how they thrive by offering lower prices and the competitive edge of Costco, Sam's Club, and BJ's. He discusses Costco's smart strategies and why families should establish secret code words to combat AI voice scams. Listeners can also learn about the risks of co-signing loans and strategies for dealing with payment issues. The conversation highlights unique grocery practices and prepares you for savvy holiday spending. Get ready to save and safeguard!
16 snips
Nov 21, 2025 • 28min
11.21.25 Clark Answers His Critics on Clark Stinks / Auto Theft: Is Your Car A Target?
Listeners chime in with critiques during the Clark Stinks segment, sparking lively discussion. Auto theft is surprisingly down, but certain models, particularly older Hyundais and Kias, are prime targets due to design flaws. Clark emphasizes the importance of locking cars and not leaving valuables visible. He also offers advice for college students on banking options and clarifies HSA benefits. Lastly, the debate over credit cards and travel points brings some intriguing insights on financial choices.
18 snips
Nov 19, 2025 • 30min
11.19.25 Save More On Thanksgiving / The Clark Smart Way To Shop Online
Get ready for Thanksgiving savings! Discover how Aldi offers a full feast for just $40. Learn about the risks of using HELOCs and the importance of cash safety at ATMs. Clark uncovers the sneaky world of surveillance pricing and shares tips on shopping anonymously online. Don't miss the best times to buy tech, like MacBooks during Black Friday. Plus, find out how to navigate Medicare Advantage plan changes wisely. Tune in for these money-saving insights!
24 snips
Nov 18, 2025 • 39min
11.18.25 Ask An Advisor With Wes Moss
Wes Moss dives into the emotional dilemma of whether parents should pay off their child's student debt. He emphasizes that safeguarding retirement is the ultimate gift to children. The discussion then shifts to AI's impact on the job market, revealing an optimistic forecast of 170 million new jobs emerging globally. Wes also answers listener questions, covering topics like retirement planning, tax strategies, and even apple varieties. The blend of financial wisdom and real-world applications makes for an engaging listen!
20 snips
Nov 17, 2025 • 22min
11.17.25 Charity Season Guidelines / Quick Serve Value Wars
It's charity season! Discover how to choose trustworthy charities to ensure your donations make a real impact. Explore the hidden risks of giving cash to street solicitors and why vetted charities are a safer bet. Delve into the fast-food value wars where major chains are slashing prices, and learn tips on snagging deals through apps and convenience stores. Plus, get insights into travel insurance matters for peace of mind during your adventures!
10 snips
Nov 14, 2025 • 28min
11.14.25 Batteries Not Included / Multigenerational Living
Shrinkflation hits this holiday season, as battery inclusions dwindle in toys and electronics. Discover smart ways to save by purchasing bulk batteries. Multigenerational living is on the rise again, influenced by high rents and housing costs. Parents are encouraged to set clear rules for adult children living at home to foster independence. Plus, tips on managing unexpected financial gifts and avoiding debit card scams at gas stations. Join for practical advice and insights on consumer issues.
18 snips
Nov 12, 2025 • 33min
11.12.25 Shopper Guidance In The K-Economy / Screen Addiction Solutions
Explore the impact of the K-shaped economy, where essentials are subsidized while luxury items thrive. Learn smart shopping tips to make every dollar count, favoring basics over pricey wants. Delve into the rising issue of screen addiction, with listeners sharing effective strategies to cut down phone usage. From adopting flip phones to engaging in phone-free hobbies, discover innovative ways to reclaim time from screens. Plus, tips on using financial tools securely and the real costs of long-term care to prepare for the unexpected.
11 snips
Nov 11, 2025 • 35min
11.11.25 Ask An Advisor With Wes Moss
Discover why the housing market is experiencing a significant shift with an oversupply of sellers in key cities. Wes highlights the top overvalued areas and contrasts them with affordable markets like Pittsburgh. Hear the inspiring tale of Tom Cillo, who at 58, is chasing his dream of playing college football. There’s also insight on managing finances, choosing between TSP and Vanguard, and strategies for investing in a changing rate environment. Tune in for a blend of real estate insights and motivational stories!
18 snips
Nov 10, 2025 • 33min
11.10.25 Holiday Travel: Airbnb & VRBO / Honoring Our Veterans
Discover essential tips for holiday travels, focusing on the pros and cons of Airbnb and VRBO accommodations. Learn about new rules for avoiding bogus damage claims and the importance of documenting your stay. As Veterans Day approaches, gain insights into common scams targeting veterans and helpful resources for transitioning servicemembers. Also, find advice on finding cheaper flights and dealing with new rental car policies. Finally, explore changes in cash back credit cards and access free financial advice.
