Recent tariff announcements have sent shockwaves through the stock market. The podcast discusses how these tariffs act as consumer taxes and cautions against knee-jerk investment reactions. Clark offers valuable insights on maintaining a diversified portfolio. Listeners are encouraged to stay calm and avoid panic selling, even as economic changes unfold. It's a crucial reminder that understanding the impact of tariffs can help navigate financial uncertainty.

Explore the rising costs of homeowners insurance and avoid common pitfalls when choosing coverage. Discover how natural disaster risks are impacting premiums and gain insights into navigating mortgages. Dive into the complexities of meme coins and crypto, as they are touted as alternative investments. Unpack the potential risks and rewards of quick wealth accumulation, and learn about savvy financial strategies like Health Savings Accounts versus Flexible Spending Accounts.

Explore the nuances of retirement withdrawals, debating the shift from the traditional 4% rule to a riskier 5%. Discover how market corrections can impact emotions and strategies, emphasizing long-term resilience. Gain insights on smart stock donations to optimize taxes and learn the importance of adaptability in financial planning. The hosts tackle common audience questions, providing clarity and reassurance amid economic fluctuations. Tune in for practical tips to navigate investments and secure your financial future.

Discover the significance of where you hold your retirement accounts and the hidden fees that can impact your savings. Learn about the difference between Roth and traditional 401(k) plans. Get insights into the big changes at Southwest Airlines, and what they mean for loyal customers. Explore practical travel advice to save money on trips, plus get answers to listener questions on financial management and healthcare options. This mix of finance and travel tips is both informative and essential for making better choices.

Listener critiques take center stage as they dive into the quirks of daylight saving time and its societal impacts. Clark addresses growing concerns about a potential recession, urging listeners to prepare financially. Insights into managing timeshares and the dangers of prepaying for rentals offer valuable consumer advice. The conversation also highlights strategies for navigating economic challenges, with a dash of humor about shopping at Costco and Kroger. Finally, the importance of debt reduction and savvy spending is emphasized to empower listeners.

Scams are constantly evolving, and it's crucial to stay informed about the latest threats. Discover a new feature for Android users designed to combat scammers effectively. Gift cards are once again highlighted as risky investments, especially amid retailer uncertainties. Plus, insights into solo 401(k)s for the self-employed and tips for maximizing savings at gas stations make for a financially savvy mix. Finally, a lighthearted debate about the greatest NFL quarterbacks adds some fun to the financial chatter.

Wes Moss, a fiduciary financial advisor, shares insights on navigating the current turbulent market. He highlights a significant trend of retirement account trading driven by alarming headlines, advocating for confidence in uncertain times. Moss introduces the 'Dry Powder Principle' to protect your portfolio amidst volatility. The conversation emphasizes understanding risk tolerance and adapting investment strategies throughout life stages, while exploring the dynamics of dividend stocks in relation to overall financial planning.

The podcast dives into the future of Social Security, tackling public fears and revealing essential financial insights. It also shares inspiring stories, such as a godmother teaching her godson about saving and investing. The ultra-frugal lifestyle of Bob Kierlin is highlighted, showcasing how discipline plays a crucial role in financial success. Listeners receive valuable tips on managing banking for students and avoiding debit card pitfalls on Amazon, emphasizing the importance of financial protection and strategic planning.

This episode dives into the complexities of financially supporting adult children while maintaining your own stability. Listeners hear about alternative health options and the risks faced by gig economy workers. The conversation also touches on experiences with travel credit cards and how to manage family finances without overextending. Clark shares insights on budgeting for children and the importance of teaching financial lessons early. Add in some feedback from listeners and you've got a mix of practical advice and community interaction!

Clark wants to help you to save more, spend less, and if you’re struggling with debt - avoid ripoffs that target debt with more debt. Know how to get legit help if you’re in too deep. Also today - a warning for all travelers involving a serious, fast-growing crime happening here in the U.S. and abroad.  Dig Out Of Debt: Segment 1 Ask Clark: Segment 2 Travel Warning: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2025 Credit Card Debt Elimination Strategy How To Get Out of Debt in 7 Steps 6 Things To Know Before Contacting the National Foundation for Credit Counseling Why You Should Keep Old Credit Card Accounts Open How and When To Cancel a Credit Card Best Airline Credit Cards for 2025: Are They Right For You? Best Travel Credit Cards: Top Rewards Picks for 2025 Follow Clark Howard's #1 Rule To Travel Cheap How To Save Money With Google Flights Best Free Streaming Services in 2025: Movies and TV for Cord Cutters Credit Score Experts: How To Take Your Score from ‘Good’ To ‘Exceptional’ Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoicesSponsorsCredit Karma Learn more about your ad choices. Visit megaphone.fm/adchoices