The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
9 snips
Jan 30, 2026 • 30min
01.30.26 Best Cheap Cars / Secret To An Affordable Vacation
Surprising picks for affordable, reliable new cars and why some models are back under $20k. Tips to spot odometer rollback and spot transparent sellers versus high-pressure dealers. Why EV prices may drop as tech improves. Low-cost vacation ideas focused on state parks and timing tricks for the best Jamaica deals. When travel medical or annual policies make sense for short trips.
20 snips
Jan 28, 2026 • 39min
01.28.26 Bypass Finfluencers / Can You Spot A Scam?
They dig into the rise of social media "finfluencers" and why many young adults trust their investing tips. The conversation contrasts true long-term investing with gambling and points listeners to where to learn basics. A shocking tech support scam that stole $85,000 is unpacked, with signs to spot pretexting and steps to verify account activity. Practical rules to protect your financial keys are highlighted.
27 snips
Jan 27, 2026 • 40min
01.27.26 Ask An Advisor With Wes Moss
A data-driven look at why the middle class might be shifting upward rather than simply shrinking. A dive into how AI and changing labor demand could reshape upper-middle incomes. A long-term tour of dividend durability and why steady dividend growth has been a quiet engine of market returns. Practical money topics like emergency savings, hiring a fiduciary advisor, and retirement planning tradeoffs.
12 snips
Jan 26, 2026 • 31min
01.26.26 Regular Retail Vs Costco / The Newly Expanded ABLE Account
A look at how retailers are tightening return windows and slapping on steep fees while one big warehouse chain keeps customer-friendly perks like a price-drop refund. A deep dive into expanded ABLE (529A) eligibility and rules, including a strict 'never' rule about commission-based sales. Plus warnings about travel-authority scams and practical tips on insurance and reimbursements.
10 snips
Jan 23, 2026 • 30min
01.23.26 Clark Answers His Critics on Clark Stinks / Owning Rental Property
Listener critiques take center stage as Clark responds to feedback, adding humor to common misconceptions. He shares insights on becoming a landlord in today's challenging housing market, introducing his practical 1% rule for assessing investment properties. The discussion covers the difficulties of single-family rentals and highlights opportunities in distressed properties. Additionally, Clark navigates the complexities of self-employed retirement options and offers tips on managing credit and home insurance challenges.
10 snips
Jan 21, 2026 • 31min
01.21.26 Appeal Health Insurance Denials / Fight Skyrocketing Power Bills
Dive into the often predatory world of health insurance, where companies deny claims as a tactic. Learn why self-advocacy is crucial when tackling outrageous hospital bills. Discover how large tech data centers are affecting your power bills and why you shouldn't shoulder their costs. Clark reveals strategies for appealing medical denials and suggests using home batteries and solar as tools to combat rising energy expenses. Plus, get tips on managing health savings accounts effectively.
10 snips
Jan 20, 2026 • 36min
01.20.26 Ask An Advisor With Wes Moss
Wes Moss, a certified financial planner and investment advisor, dives into the nuances of market dynamics. He discusses why small and mid-cap stocks are regaining momentum against larger giants like Microsoft. With individual investors often lagging behind broader market averages, Wes shares strategies to combat emotional investing and the importance of diversification. He also weighs the benefits of Roth accounts versus HSAs and offers practical advice on managing investment settlements. Tune in for insights that can help shape your financial future!
11 snips
Jan 19, 2026 • 32min
01.19.26 The Condo Market Now / Moving Abroad
The condo market is facing significant challenges, especially in coastal areas, creating risks and opportunities for potential buyers. Insurance costs and maintenance issues are crucial factors to consider. Meanwhile, a growing number of Americans are relocating overseas to reduce expenses and explore new lifestyles. Clark shares his valuable 'test drive' approach for those contemplating an international move, addressing essential factors like healthcare and taxes before making the leap.
20 snips
Jan 16, 2026 • 31min
01.16.26 Clark Answers His Critics on Clark Stinks / An Entrepreneurial Moment
Listener complaints take the spotlight as Clark answers feedback in a lively segment. Job layoffs are on the rise, but Clark sees a silver lining—entrepreneurial opportunities abound for those affected. He shares insights on navigating the job market and launching new ventures. Clark also discusses gas prices, hidden costs in homebuying, and why you might want to rethink free phone offers from carriers. Plus, tips on using virtual card numbers for safer online shopping and the benefits of planning trips with Costco Travel!
18 snips
Jan 14, 2026 • 30min
01.14.26 Travel Buyer Beware / Clarkonomics: The 2026 Growth Recession
Travelers beware! Essential tips to avoid pitfalls in booking flights, especially those low-cost deals that can lead to scams. Dive into the concept of a growth recession, exploring the nuances of today's K-shaped economy and how to prepare for potential job market shifts. Learn strategies for scoring cheaper business class tickets and the ins and outs of TSA PreCheck renewals. Plus, find insights on managing finances and protecting your money while navigating this uncertain economic landscape.
