
The Clark Howard Podcast
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Latest episodes

30 snips
Jun 27, 2025 • 39min
06.27.25 Clark Answers His Critics on Clark Stinks / Savings Rate Vigilance
This installment tackles listener feedback on past financial advice, shedding light on the games banks and brokerages play with your money. It critically examines the worth of extended warranties and explores tax benefits of I-bonds. Listeners share their frustrations with financial institutions, and the importance of end-of-life conversations is emphasized, offering insights into the emotional relief they can provide. Also discussed are travel benefits with T-Mobile and practical tips for navigating tax returns and savings rates.

7 snips
Jun 25, 2025 • 33min
06.25.25 Warehouse Club Wisdom / Working Your Way Out Of Debt
Many people are turning to warehouse clubs like Costco for budget-friendly shopping amidst economic concerns. However, there's a caveat—Clark expresses unease over a new payment option that he advises against. Tackling the burden of debt, the conversation explores practical strategies for managing finances, including side hustles and smart savings. The show also dives into the evolving landscape of online payment systems, touching on security issues and support for those navigating their financial challenges.

9 snips
Jun 24, 2025 • 44min
06.24.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author, discusses the pitfalls of chasing market trends influenced by 'FOMO Freddy.' He emphasizes the importance of maintaining a consistent investment strategy for long-term success. Wes introduces the concept of 'dry powder,' highlighting its role as a financial safety net during market downturns. They also tackle listener questions on IRA transfers in volatile markets and the risks of market-linked notes. This insightful conversation equips listeners with essential tools for resilient investing.

16 snips
Jun 23, 2025 • 37min
06.23.25 Housing Market Update / New Considerations for A Vehicle Purchase
The podcast uncovers the evolving housing market, highlighting shortages and dramatic price shifts, particularly in cities like Austin. Listeners learn essential strategies for first-time buyers amid affordability challenges. The discussion also dives into the auto market, detailing the impact of tariffs on vehicle prices and the rise of SUVs. Practical tips are shared for navigating both housing and vehicle purchases, including the best payment methods and crucial financial insights for prospective buyers.

24 snips
Jun 20, 2025 • 39min
06.20.25 About Clark Howard + A Special Birthday Edition of Clark Stinks
Join the celebration as Clark Howard shares his inspiring life journey and the mission of service that drives him. The warm atmosphere is filled with heartfelt birthday messages from devoted fans, highlighting how his advice has changed their lives. Reflecting on community service initiatives like Habitat for Humanity, the discussion emphasizes the power of education and parental involvement. Lastly, there's a lighthearted look at regrets mixed with wise financial tips, creating a delightful blend of humor and gratitude.

19 snips
Jun 18, 2025 • 34min
06.18.25 Summer Power Bills / Take Your Vacation!
Rising demand from data centers could lead to record-high summer power bills. Discover effective tips to lower your energy costs with simple home improvements. The podcast highlights the importance of vacations for mental well-being, encouraging listeners to take their PTO seriously. It also discusses the complexities of HVAC maintenance plans and the need for trustworthy service providers. Plus, valuable insights on managing credit card debt and practical advice for travel, including currency exchange tips to save money abroad.

29 snips
Jun 17, 2025 • 47min
06.17.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and author of 'You Can Retire Sooner Than You Think,' shares invaluable insights on early retirement strategies and the joy of post-career life. He breaks down the Rule of 72(t), explaining how to access IRA funds penalty-free before age 59½. Wes also reveals key findings from his research on joyful retirees, highlighting that engaging in meaningful activities and maintaining social connections greatly enhance happiness. Plus, he answers listener questions, providing tailored financial advice for a fulfilling retirement.

10 snips
Jun 16, 2025 • 32min
06.16.25 Kids Gone Wild Ordering Online / Rental Car Inspection Warning
Discover the hilarious mishap of a young boy who accidentally ordered 70,000 lollipops online, sparking discussions on the importance of parental controls. Learn about new rental car inspection practices that could save you from unexpected charges. Hear listener stories that emphasize the need for thorough documentation when dealing with rental services. Plus, insights on shadowing experienced teachers for those pursuing a career in education, and a nod to affordable communication technology for keeping in touch globally.

15 snips
Jun 13, 2025 • 34min
06.13.25 Clark Answers His Critics on Clark Stinks / Protect Your Package Deliveries
It's Clark Stinks day, where listener criticisms are shared and discussed. The podcast explores a notorious United Airlines incident, emphasizing the need for accountability and improved staff training. Tackling package theft, innovative solutions like secure receiving boxes and Amazon lockers are highlighted. Financial advice covers selling inherited items and navigating complexities around Social Security, while insights on budget road bikes and family finance strategies round out the conversation.

18 snips
Jun 11, 2025 • 34min
06.11.25 Save More On Home Internet / Seek The Total Price
Consumers are now paying nearly $200 more for home internet than last year, but there are ways to save. New options for cost-effective services are emerging. You’ll hear about recent reforms addressing deceptive fees in various industries, making it easier to see the total price upfront. Clark shares essential tips on making smarter buying decisions. Plus, he discusses concerns about over-relying on home equity for settling credit card debt and offers travel advice for navigating carry-on baggage rules in Europe.