The Clark Howard Podcast 01.02.26 2026 Smarter Spending Resolution / Clark Answers His Critics on Clark Stinks
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Jan 2, 2026 Kickstart the new year with savvy shopping tips! Clark warns against the dangers of buy-now-pay-later schemes and stresses the importance of making wise buying decisions. He shares insights on comparing grocery stores like Aldi and Lidl to warehouse clubs. Plus, a fun digital detox strategy is introduced! Tune in for candid moments in 'Clark Stinks' where he addresses listener feedback and corrections. From life insurance confusion to the quirks of digital payments, it's a lively discussion that aims to empower listeners to make smarter financial choices!
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Reject Buy-Now-Pay-Later Traps
- Avoid buy-now-pay-later plans because they encourage purchases you can't truly afford.
- Missed BNPL payments often damage credit and add fees, so refuse the lure of easy installments.
Why Aldi And Lidl Stretch Your Grocery Dollar
- Aldi and Lidl use limited selection and high-volume purchasing to deliver dramatically lower grocery prices.
- Expect roughly 30–40% savings versus traditional supermarkets, often beating warehouse clubs for everyday items.
Reshop Insurance When Rates Spike
- Re-shop your homeowners and auto insurance if your carrier raises rates for arbitrary reasons.
- Compare quotes because insurers use credit factors differently and some will seek any excuse to hike premiums.