The Clark Howard Podcast

It's Clark Stinks day, where listener critiques are shared and discussed! Older workers can now capitalize on new 401(k) savings options, allowing for 'super catch-up' contributions. The conversation dives into the importance of corporate accountability in various sectors and navigating life's frustrations. Strategies for improving credit scores and understanding retirement accounts, including Roth options, are highlighted. Clark encourages support for charitable initiatives, particularly for children in foster care, emphasizing the joy of giving.

This episode dives into the latest changes in Series I Savings Bonds, offering timely advice for savvy savers. Listeners will discover the pitfalls of major investment firms like Fidelity, Vanguard, and Schwab, as they face criticism for service and product quality. There's also valuable guidance for young investors on making the most of a $2,000 investment with a Roth IRA. Plus, the discussion highlights smart strategies for navigating homeownership and investment options, ensuring everyone is equipped for financial success.

This discussion dives into the best tips for buying big screen TVs this holiday season, highlighting the evolution of television technology and consumer preferences. Listeners get insights into how employee treatment directly enhances customer experiences, ultimately boosting company profits. The conversation also touches on financing issues, such as reshaping auto loans, and the complexities of online emotional support animal letters. Plus, it explores the rising trend of employee ownership in fostering successful businesses.

Explore the shifting landscape of homeowners insurance and the risks of being underinsured as home values soar. Discover practical strategies for securing proper coverage and navigating rising premiums. As the holiday season approaches, learn how to donate wisely and avoid charity scams, ensuring your contributions make a real impact. Plus, gain insights into investment strategies tailored for young investors and the importance of regularly reviewing insurance policies for better protection.

Learn how to save on domestic airfare while navigating new airline refund rules. Discover the benefits of one-way flight searches for snagging better deals. Dive into Amazon's expansion in healthcare and its innovative services that enhance consumer access to medical care. Hear about a listener's battle with unexpected medical costs and the complexities of billing. Plus, get tips on how to maximize your health checkups and make meaningful donations during the holiday season with a charity focused on supporting foster children.

Amidst Thanksgiving reflections, a spirited discussion unfolds about listener feedback in the 'Clark Stinks' segment. Insights on travel booking highlight the importance of protecting your money, especially in an unstable cruise industry. Personal anecdotes blend with practical advice, emphasizing the dangers of using debit cards and the value of trip insurance. Tips for booking travel early and navigating car rental complexities add to the treasure trove of financial wisdom shared, ensuring listeners are better equipped for their next adventure.

Savings rates among Americans are alarmingly low, with many saving only three cents on the dollar. The discussion links financial health to physical well-being, emphasizing how even minimal exercise can significantly improve one's life. Advice is provided on maintaining disciplined savings and responsible spending habits. Listeners also learn how to handle unfair rental car charges and explore options for charitable giving through donor-advised funds. Overall, the focus is on making small lifestyle changes for greater financial and physical health.

This podcast dives into the intricacies of 529 plans, revealing strategies for maximizing college savings and new regulations favoring grandparents. It also addresses the mounting issue of underwater car loans as vehicle values decline. Listeners can learn about gap insurance, financial recovery from repossession, and practical tips for navigating the current car market. Plus, there are insights on retirement investment strategies that emphasize protection and growth.

Explore the future of traditional 401(k)s and IRAs as concerns mount about their viability. Discover tips on avoiding rising baggage fees while maximizing carry-on space for holiday travel. The discussion also highlights essential travel credit cards and the benefits they offer. Learn how to protect your personal information when booking flights or tickets, and the crucial importance of having travel health insurance for international trips. Tune in for savvy financial advice that helps you save more and spend less!

Listeners are treated to lively discussions about the impact of technology on jobs, particularly the rise of touchscreen ordering in restaurants. The hosts tackle misconceptions about job loss due to automation, sharing historical perspectives. Thanksgiving shopping tips are shared, along with insights on retirement planning, digital privacy, and cryptocurrency investments. They also reflect on the complexities of managing traffic fines abroad. All this is wrapped in a warm holiday spirit, encouraging mindful spending and gratitude.