The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
22 snips
Mar 5, 2025 • 37min
03.05.25 Most Affordable States / What To Know About Tariffs
Discover how the cost of living and retirement funds vary dramatically across U.S. states, with Hawaii topping the charts as the most expensive. Explore the economic implications of tariffs and their impacts on consumer prices. Clark also shares insights into car rental tips and high-yield savings options, emphasizing prudent financial strategies. Tune in for a compelling look at your money and how to navigate today’s economic landscape.
27 snips
Mar 4, 2025 • 39min
03.04.25 Ask An Advisor With Wes Moss - 10 Habits of the Happiest Retirees
Wes Moss, a fiduciary financial advisor with expertise in retiree happiness, shares 10 key habits that ensure a fulfilling retirement. He emphasizes the significance of both financial planning and lifestyle choices, recommending a financial target of $750,000 and diverse income streams. Engaging in 'core pursuits' and maintaining social connections are highlighted as vital for mental well-being. The discussion also touches on adjusting investment strategies and navigating TSP allocation to create a balanced retirement portfolio.
20 snips
Mar 3, 2025 • 36min
03.03.25 The Consumer Financial Protection Bureau / Warehouse Club Competition
Explore the role of the Consumer Financial Protection Bureau and its impact on consumer rights. Discover the shift in warehouse club popularity, with Sam's Club now topping customer satisfaction charts over Costco. Uncover tips for maximizing credit card rewards on big purchases and learn how leadership changes at Sam's have improved the shopping experience. Plus, get insights into maintaining your vehicle and strategies for boosting retirement savings. It's a blend of financial wisdom and retail trends!
14 snips
Feb 28, 2025 • 30min
02.28.25 Mindful Dining / Warning: Pseudo Health Insurance
Explore how smartphones are stealing our focus during meals, making mindful dining a lost art. Dive into the risks of non-compliant health insurance plans that could leave you vulnerable. Plus, get tips on the best time to snag a deal on a smart TV. Learn about navigating tricky financial decisions and the importance of consumer rights when managing credit. This conversation is packed with insights on reclaiming health and making wise financial choices!
15 snips
Feb 26, 2025 • 34min
02.26.25 Manage Junk Calls, Texts & Emails / Water Shortage Ingenuity
Explore how to tackle annoying spam calls, texts, and emails with practical strategies for staying safe. Discover innovative solutions being implemented in Spain to combat water shortages, showcasing engineering advancements in turning seawater into drinking water. Delve into travel credit card options that maximize rewards while simplifying financial planning. Plus, get tips on navigating insurance complexities and how to maximize gas discounts through savvy credit card use.
5 snips
Feb 25, 2025 • 43min
02.25.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor and retirement expert, shares practical methods to determine how much you really need to retire comfortably. He emphasizes the importance of calculating income sources like Social Security and pensions alongside personal spending goals. The discussion also tackles how fear-mongering headlines can skew financial perspectives, promoting a long-term view instead. Plus, Wes answers listener questions, offering insights into navigating financial anxiety amid troubling news.
16 snips
Feb 24, 2025 • 33min
02.24.25 Protecting Financial Accounts / TRAVEL: Navigating Rising Airfares
Discover smart ways to protect your financial accounts from fraud, especially for elderly loved ones. Learn why having a trusted contact is essential as cognitive decline poses risks. As summer travel approaches, find savvy strategies to navigate rising airfares and get the best deals. Explore resources like Google Flights and discover new airline routes that can save you money. Plus, dive into cruise gratuity policies and learn how to ensure your tips reach the right hands, all while safeguarding your vehicle during trips.
37 snips
Feb 21, 2025 • 38min
02.21.25 Clark Answers His Critics on Clark Stinks / Amazon Customer No-Service
Listeners share their critiques in the 'Clark Stinks' segment, sparking lively discussions on financial advice. Changing dynamics at Amazon raise concerns about customer service and delivery challenges. Strategies for managing debt after the holidays are also covered. The importance of Wi-Fi security emerges, urging vigilance against scams. Plus, tips for trading in cars and navigating consumer pitfalls highlight the significance of staying informed in today’s marketplace.
10 snips
Feb 19, 2025 • 33min
02.19.25 Your Savings Rate / Running Out Of Money In Retirement
Discover how to maximize your savings amidst banks like Capital One being accused of shortchanging customers. Learn why it's vital to save smartly, as even high earners can struggle financially. Delve into effective strategies for retirement, including the importance of a Roth 457B plan. Explore the risks of certain loans and the need for a solid emergency fund. Lastly, understand how informed investment decisions can lead to lasting financial security.
7 snips
Feb 18, 2025 • 45min
02.18.25 Ask An Advisor With Wes Moss
Wes Moss, a seasoned financial expert and CFP®, shares insights on building wealth and retirement planning. He highlights the rise of 'mini millionaires' and what sets them apart, such as financial independence and education. Wes also revisits the principles from "The Millionaire Next Door" and distills three key investment lessons from John Bogle, emphasizing long-term strategies and expense control. Additionally, he tackles listener questions on navigating aggressive savings and investment choices, providing valuable advice for aspiring millionaires.
