The Clark Howard Podcast 08.13.25 Do You Need Travel Medical Insurance? / Disaster Relief Scams
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Aug 13, 2025 Get ready for essential insights on travel! Learn why travel medical insurance is crucial for international trips and hear a cautionary tale about unexpected medical costs abroad. Also, explore how to spot scammers trying to exploit disaster relief efforts. Tips on securing the best hotel deals through online platforms and wise advice on verifying charities ensure your donations truly make a difference. Plus, personal stories and strategies to navigate tricky situations like flood damage restoration and tax reporting concerns add extra intrigue.
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Confirm Medical Coverage Before Traveling
- Check your health insurance coverage before international travel and confirm medevac benefits.
- Buy travel medical or medevac coverage if your plan provides no protection abroad to avoid huge bills.
U.S. Plans Often Stop At The Border
- Many U.S. health plans (and Medicare) often do not cover care outside the country.
- Lack of overseas coverage can lead to detention in foreign hospitals until bills are paid.
Shop And Recheck Hotel Rates
- Shop multiple booking sites and recheck prices closer to travel to find lower hotel rates.
- Avoid nonrefundable rooms and re-shop weeks before your trip to often rebook cheaper rates.