The Clark Howard Podcast

08.15.25 Clark Answers His Critics on Clark Stinks / When Car Rental - Hertz

41 snips
Aug 15, 2025
Listener critiques come alive as Clark tackles feedback in a humorous segment. A major car rental company earns a 'do not rent' label amid shocking practices like false damage claims. Teenagers score a budget cruise, showcasing clever travel hacks. Discover the advantages of Health Savings Accounts for young savers seeking financial wisdom. The discussion also reveals troubling accountability issues in the banking industry and how loyalty programs can vary vastly in consumer satisfaction.
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ANECDOTE

Teenagers Snagged A Last-Minute Cruise

  • Clark's son Grant and a friend found a last-minute Mediterranean cruise deal while in the Amalfi Coast at night using Cruise Critic or Cruise Compete.
  • They paid about €800 each and ended up in a cabin originally booked by others who had canceled.
INSIGHT

Fines Don't Replace Proper Accountability

  • Large corporate wrongdoing can harm competition and consumer choice when regulators don't fully enforce punishment.
  • Clark explains Wells Fargo paid fines but many perpetrators faced little prison time, leaving unsatisfying accountability.
ADVICE

Use Fidelity And Invest HSA Funds

  • Move your HSA to a strong custodian like Fidelity if your employer's HSA provider is poor.
  • Invest HSA funds in low-cost index funds so the money grows tax-free for future medical needs.
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