The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
20 snips
Apr 7, 2025 • 37min
04.07.25 On Car Tariffs / 23andMe - Privacy Action Required
The podcast dives into the economic implications of auto tariffs, offering guidance for car buyers in a changing market. It discusses the recent bankruptcy of 23andMe and stresses the importance of deleting personal data. Insights on using rental services like Turo for test driving vehicles are shared, alongside strategies for managing high-yield savings accounts. Additionally, the show addresses the complexities of ambulance insurance and provides tips to protect aging loved ones from financial scams.
Apr 4, 2025 • 36min
04.04.25 Clark Answers His Critics on Clark Stinks / Cruise Industry Scam Alert
Listeners dive into the revealing 'Clark Stinks' segment, sharing the good and the bad of consumer advice. Clark warns about potential scams in the cruise industry, ensuring travelers stay alert. Money-saving tips for summer are shared, including thermostat management strategies. The conversation extends to the challenges of grocery shopping and navigating digital wallets for international travel. Insights on credit card limit reductions highlight banking's growing scrutiny of responsible borrowers.
6 snips
Apr 3, 2025 • 5min
04.03.25 Clark Reacts to Tariff Announcement-Stock Market Plunge
Recent tariff announcements have sent shockwaves through the stock market. The podcast discusses how these tariffs act as consumer taxes and cautions against knee-jerk investment reactions. Clark offers valuable insights on maintaining a diversified portfolio. Listeners are encouraged to stay calm and avoid panic selling, even as economic changes unfold. It's a crucial reminder that understanding the impact of tariffs can help navigate financial uncertainty.
20 snips
Apr 2, 2025 • 30min
04.02.25 Home Insurance - New Considerations / Caution: Meme Coins & Crypto
Explore the rising costs of homeowners insurance and avoid common pitfalls when choosing coverage. Discover how natural disaster risks are impacting premiums and gain insights into navigating mortgages. Dive into the complexities of meme coins and crypto, as they are touted as alternative investments. Unpack the potential risks and rewards of quick wealth accumulation, and learn about savvy financial strategies like Health Savings Accounts versus Flexible Spending Accounts.
12 snips
Apr 1, 2025 • 42min
04.01.25 Ask An Advisor With Wes Moss
Explore the nuances of retirement withdrawals, debating the shift from the traditional 4% rule to a riskier 5%. Discover how market corrections can impact emotions and strategies, emphasizing long-term resilience. Gain insights on smart stock donations to optimize taxes and learn the importance of adaptability in financial planning. The hosts tackle common audience questions, providing clarity and reassurance amid economic fluctuations. Tune in for practical tips to navigate investments and secure your financial future.
20 snips
Mar 31, 2025 • 34min
03.31.25 Who Administers Your Retirement Account? / What Happened To Southwest Airlines?
Discover the significance of where you hold your retirement accounts and the hidden fees that can impact your savings. Learn about the difference between Roth and traditional 401(k) plans. Get insights into the big changes at Southwest Airlines, and what they mean for loyal customers. Explore practical travel advice to save money on trips, plus get answers to listener questions on financial management and healthcare options. This mix of finance and travel tips is both informative and essential for making better choices.
Mar 28, 2025 • 38min
03.28.25 Clark Answers His Critics on Clark Stinks / Recession: Potential & Preparation
Listener critiques take center stage as they dive into the quirks of daylight saving time and its societal impacts. Clark addresses growing concerns about a potential recession, urging listeners to prepare financially. Insights into managing timeshares and the dangers of prepaying for rentals offer valuable consumer advice. The conversation also highlights strategies for navigating economic challenges, with a dash of humor about shopping at Costco and Kroger. Finally, the importance of debt reduction and savvy spending is emphasized to empower listeners.
18 snips
Mar 26, 2025 • 31min
03.26.25 Top SCAMS / Again With The Gift Cards
Scams are constantly evolving, and it's crucial to stay informed about the latest threats. Discover a new feature for Android users designed to combat scammers effectively. Gift cards are once again highlighted as risky investments, especially amid retailer uncertainties. Plus, insights into solo 401(k)s for the self-employed and tips for maximizing savings at gas stations make for a financially savvy mix. Finally, a lighthearted debate about the greatest NFL quarterbacks adds some fun to the financial chatter.
18 snips
Mar 25, 2025 • 38min
03.25.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares insights on navigating the current turbulent market. He highlights a significant trend of retirement account trading driven by alarming headlines, advocating for confidence in uncertain times. Moss introduces the 'Dry Powder Principle' to protect your portfolio amidst volatility. The conversation emphasizes understanding risk tolerance and adapting investment strategies throughout life stages, while exploring the dynamics of dividend stocks in relation to overall financial planning.
24 snips
Mar 24, 2025 • 35min
03.24.25 The Future Of Social Security / An Inspiring Life Well Lived
The podcast dives into the future of Social Security, tackling public fears and revealing essential financial insights. It also shares inspiring stories, such as a godmother teaching her godson about saving and investing. The ultra-frugal lifestyle of Bob Kierlin is highlighted, showcasing how discipline plays a crucial role in financial success. Listeners receive valuable tips on managing banking for students and avoiding debit card pitfalls on Amazon, emphasizing the importance of financial protection and strategic planning.
