The Clark Howard Podcast
Clark Howard
Save more and spend less is more than just a motto for money expert Clark Howard; it’s a way of life. Clark and his crew — Team Clark — are on a mission to empower people to take control of their personal finances by providing money-saving tips, consumer advice, hot deals and economic news to help everyone achieve financial freedom. Clark is a nationally syndicated radio talk show host and a consumer reporter for television stations around the country. His podcast, The Clark Howard Show, receives more than one million downloads each month and is a hub for listeners to get valuable advice on-demand any time. Clark answers questions on the most popular business and consumer topics including; how to buy a cars, financing a home, retirement planning, shopping for insurance and getting the most out of your savings. Join the conversation and submit your question to www.clark.com/askclark . Clark spearheads two free resources — Clark.com and ClarkDeals.com — to encourage consumers to save more, spend less and avoid ripoffs.
Episodes
Mentioned books
12 snips
Jun 3, 2025 • 39min
06.03.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares insights into the world of investing and the job market. He tackles the age-old question of whether investing in gold is a smart move, weighing its historical significance against current market trends. Meanwhile, he discusses a concerning prediction about AI potentially eliminating half of entry-level jobs in the coming years, urging listeners to consider both the risks and opportunities this technology presents. He answers listener questions, blending financial advice with forward-thinking strategies.
16 snips
Jun 2, 2025 • 26min
06.02.25 Clark’s Auto Loan Directive / Skimmer Scam Prevention
As summer road trips approach, it’s crucial to understand the implications of lengthy auto loans on your finances. Clark warns about sophisticated skimmer scams at gas pumps and shares key strategies to safeguard your money. He also tackles the potential risks of QR code scams, urging vigilance. Plus, listeners can gain insights into car rental costs versus ferry transport options for a trip to Nova Scotia, and the benefits of annual travel insurance for frequent travelers.
10 snips
May 30, 2025 • 29min
05.30.25 Clark Answers His Critics on Clark Stinks / Tech Brakes On Super Speeders
Listen in as listener critiques are aired in a lively segment, sparking discussions on accountability. A new technology aiming to reduce speeding ignites debates over safety versus privacy. Discover practical tips like navigating Health Savings Accounts and understanding the intricacies of car rental insurance. The conversation also dives into alternate investment strategies and home renovation insights, offering listeners smart ways to save and manage expenses while weighing their financial decisions.
25 snips
May 28, 2025 • 34min
05.28.25 Best Auto Insurance / Economic Uncertainty: Preparation & Family Communication
Rising auto insurance rates have consumers scrambling for better deals; discover smart shopping strategies and hidden gems among lesser-known insurers. Family conversations about money become crucial amid economic uncertainty, helping families brace for potential downturns. Tips for navigating currency fluctuations for travel payments and insights for booking cruises highlight savvy financial choices. Explore the importance of open discussions on financial topics within families to foster preparation and resilience during tough times.
5 snips
May 27, 2025 • 42min
05.27.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares his expertise on retirement planning. He presents a crucial 10-point checklist to ensure you're ready to retire. Learn how to effectively transition from saving to spending while managing various retirement accounts. Wes elaborates on strategic withdrawals from 401(k)s and IRAs for tax efficiency. Plus, he addresses listeners' burning questions about investing. The chat even takes a fun detour into discussing favorite apple varieties, showcasing the lighter side of financial advice!
27 snips
May 23, 2025 • 35min
05.23.25 Clark Answers His Critics on Clark Stinks / U.S. Air Traffic Control
Listeners dive into the fixed challenges surrounding U.S. air traffic control, including a critical shortage of controllers impacting summer travel. Clark explores Canada’s successful approach to air management and shares smart travel strategies. The episode also engages with community feedback, discussing financial pitfalls linked to credit card rewards for low-income users. Clark's personal insights on handling prostate cancer treatment bring a heartfelt touch, while humorous anecdotes add flavor to the serious discussions around travel and finance.
44 snips
May 21, 2025 • 34min
05.21.25 The Airline Recession / Student Loan Repayment
The airline industry is facing a recession, leading to service cuts and creating both challenges and opportunities for travelers. Discover practical strategies for managing flight changes and booking options. Navigate international travel with tips on staying connected, including mobile plans and local SIM cards. The podcast also addresses the resumption of student loan repayments, offering guidance on managing debt and understanding repayment options. Lastly, learn how to maximize credit card rewards while keeping your finances in check.
8 snips
May 20, 2025 • 36min
05.20.25 Ask An Advisor With Wes Moss
Wes Moss, a fiduciary financial advisor, shares valuable insights on investing and retirement savings. He raises concerns about whether we're in a passive investing bubble due to the popularity of index funds. Wes also explains the advantages of dollar cost averaging versus lump sum investing, emphasizing its ability to reduce anxiety and manage market volatility. Listeners get practical advice on IRA rollovers and strategic retirement planning, making this a must-listen for anyone navigating financial decisions.
19 snips
May 19, 2025 • 27min
05.19.25 The True Costs Of 401(k) Loans / Checked Bags - Lost & Found
This discussion dives into the hidden costs of borrowing from a 401(k) and the importance of maintaining strong saving habits. It also highlights smart travel tips for checking bags, including the benefits of using technology like AirTags to track luggage. Additionally, listeners learn about the advantages of eSIM technology for staying connected while traveling, along with crucial banking insights to safeguard their finances. Lastly, a heartfelt story showcases the resilience of a restaurant chain rejuvenated by a community effort against corporate challenges.
8 snips
May 16, 2025 • 30min
05.16.25 Clark Answers His Critics on Clark Stinks / Bumpy Ride For Car Buyers
Listeners explore the world of car-buying challenges, with insights on whether to buy new or used. Tips on Certified Pre-Owned vehicles highlight the importance of research. The hosts tackle listener criticisms, diving into financial habits and the implications of payment plans. They'll also discuss surprising elements of Roth 401(k) plans and how to use IRA distributions for charitable causes. Plus, they provide essential advice on navigating insurance, lease frustrations, and the risks of using paper checks. It's a comprehensive dive into smart consumer choices!
