The Clark Howard Podcast 09.15.25 High Alert: Protect Your Accounts / Employment: Forward Thinking
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Sep 15, 2025 Discover the latest tactics used by criminals to infiltrate your accounts and learn effective strategies to safeguard your finances. Explore the importance of securing your SIM card and understanding two-factor authentication, especially with digital payment platforms. Delve into how AI is reshaping the job market, revealing opportunities for those willing to adapt and enhance their skills. Plus, find out how lifelong learning can futureproof your career while navigating both professional and personal wellness in a rapidly changing world.
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Lock Your SIM And Protect 2FA Codes
- Lock your phone's SIM through your carrier to stop SIM swap attacks and protect two-factor codes.
- Never give a one-time code to another human, even if the caller claims to be your bank.
Banks' Identity Methods Are Outdated
- Financial institutions still rely on vulnerable identity signals like voice ID and SMS 2FA, which AI and spoofing easily defeat.
- That gap forces consumers to be their own first line of defense against sophisticated scams.
Avoid Using Zelle
- Turn off Zelle if you value protection and recourse for unauthorized transfers.
- Treat Zelle as risky because banks often deny responsibility when scams use it to drain accounts.
