The Clark Howard Podcast

Wes Moss, a fiduciary and seasoned financial advisor known for his expertise in retirement planning, shares valuable insights on navigating early retirement. He identifies six critical mistakes to avoid for those dreaming of an early exit from the workforce. The conversation also touches on the evolving landscape of retirement planning, including the FIRE movement and the importance of multiple income streams. Wes answers listener questions, offering practical strategies to ensure financial stability and make informed investment choices.

Dive into the current landscape of airline safety and discover why some travelers are choosing budget carriers like Spirit over traditional airlines. Learn tips for snagging discount fares and essential travel advice for European cruises. Unpack the latest trends in used vehicle pricing, considering the ongoing effects of COVID-19 on the market. Gain valuable insights on rental car insurance and the importance of vehicle inspections before making a purchase. This is your one-stop guide to smarter travel and car buying.

Listeners share their critiques in the engaging 'Clark Stinks' segment, prompting lively discussions on financial advice. Daylight Saving Time brings an interesting assignment aimed at optimizing insurance benefits. Conversations touch on the pros and cons of annuities, while practical topics like documenting possessions for insurance and navigating personal finance challenges are explored. Community feedback on lab-grown diamonds and credit scores adds depth, all wrapped up with insights into current postal service challenges and a celebration of the longer daylight hours.

Discover how the cost of living and retirement funds vary dramatically across U.S. states, with Hawaii topping the charts as the most expensive. Explore the economic implications of tariffs and their impacts on consumer prices. Clark also shares insights into car rental tips and high-yield savings options, emphasizing prudent financial strategies. Tune in for a compelling look at your money and how to navigate today’s economic landscape.

Wes Moss, a fiduciary financial advisor with expertise in retiree happiness, shares 10 key habits that ensure a fulfilling retirement. He emphasizes the significance of both financial planning and lifestyle choices, recommending a financial target of $750,000 and diverse income streams. Engaging in 'core pursuits' and maintaining social connections are highlighted as vital for mental well-being. The discussion also touches on adjusting investment strategies and navigating TSP allocation to create a balanced retirement portfolio.

Explore the role of the Consumer Financial Protection Bureau and its impact on consumer rights. Discover the shift in warehouse club popularity, with Sam's Club now topping customer satisfaction charts over Costco. Uncover tips for maximizing credit card rewards on big purchases and learn how leadership changes at Sam's have improved the shopping experience. Plus, get insights into maintaining your vehicle and strategies for boosting retirement savings. It's a blend of financial wisdom and retail trends!

Explore how smartphones are stealing our focus during meals, making mindful dining a lost art. Dive into the risks of non-compliant health insurance plans that could leave you vulnerable. Plus, get tips on the best time to snag a deal on a smart TV. Learn about navigating tricky financial decisions and the importance of consumer rights when managing credit. This conversation is packed with insights on reclaiming health and making wise financial choices!

Explore how to tackle annoying spam calls, texts, and emails with practical strategies for staying safe. Discover innovative solutions being implemented in Spain to combat water shortages, showcasing engineering advancements in turning seawater into drinking water. Delve into travel credit card options that maximize rewards while simplifying financial planning. Plus, get tips on navigating insurance complexities and how to maximize gas discounts through savvy credit card use.

Wes Moss, a fiduciary financial advisor and retirement expert, shares practical methods to determine how much you really need to retire comfortably. He emphasizes the importance of calculating income sources like Social Security and pensions alongside personal spending goals. The discussion also tackles how fear-mongering headlines can skew financial perspectives, promoting a long-term view instead. Plus, Wes answers listener questions, offering insights into navigating financial anxiety amid troubling news.

Discover smart ways to protect your financial accounts from fraud, especially for elderly loved ones. Learn why having a trusted contact is essential as cognitive decline poses risks. As summer travel approaches, find savvy strategies to navigate rising airfares and get the best deals. Explore resources like Google Flights and discover new airline routes that can save you money. Plus, dive into cruise gratuity policies and learn how to ensure your tips reach the right hands, all while safeguarding your vehicle during trips.