The Clark Howard Podcast

10.10.25 Clark Answers His Critics on Clark Stinks / The Truth About “Free” Phone Offers

10 snips
Oct 10, 2025
Critics weigh in during Clark Stinks, sparking lively discussions about antenna choices and moving costs. Clark debunks the allure of 'free' phone offers, revealing hidden fees that can drain your wallet. They explore smart strategies for using ATMs abroad and compare college football experiences with the NFL. Tips on retirement savings using HSAs versus Roth 401(k)s round out the conversation. Expect insights on navigating the evolving streaming landscape as prices change!
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ANECDOTE

Football Got Clark Back To TV

  • Clark describes returning to TV watching because of football and enjoying better picture quality with antennas.
  • He says an antenna often yields superior game viewing compared with streaming or old cable.
ADVICE

Check Antenna Options Before Buying

  • Use antennaweb.org to estimate which antenna you need and whether rooftop or indoor will work.
  • Try different antennas and placements because local terrain can make predictions imperfect.
ADVICE

Avoid Junk ATM Currency Conversions

  • When using ATMs abroad, always choose to receive local currency (euro) rather than U.S. dollar conversion.
  • Use your bank's partner ATMs or providers like Schwab or USAA to avoid junk fees and get rebates.
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