The Clark Howard Podcast 10.03.25 Clark Answers His Critics on Clark Stinks / Travel Warning: The Luggage Tag Scam
22 snips
Oct 3, 2025 Clark dives into listener feedback, defending his advice against claims of being too risk-averse. He shares a warning about a sneaky luggage tag scam targeting travelers, and discusses the benefits of using AirTags for checked bags. The conversation also touches on the pros and cons of Airbnb and the evolving landscape of payment security amidst AI advancements. Plus, hear tips on how to save money by re-shopping car rentals and recommendations for travel credit cards.
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Think Twice Before Nonrefundable Hotels
- Avoid booking nonrefundable hotel rooms far in advance because changes are likely.
- Buy nonrefundable only in the week before travel when savings outweigh risk.
Keep Umbrella Insurance If You Have Assets
- Keep umbrella insurance if you have substantial assets because it's cheap protection.
- Treat it as a success tax that shields you from catastrophic liability events.
Insure Only What You Can't Afford To Lose
- Insure trips only for losses you cannot absorb; don't buy trip insurance for inexpensive vacations.
- Verify whether your health insurance covers you overseas and buy travel medical coverage if it doesn't.