
 The Clark Howard Podcast
 The Clark Howard Podcast 09.19.25 Clark Answers His Critics on Clark Stinks / HOTELS: What’s In A Name
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 Sep 19, 2025  Listeners share their grievances in the Clark Stinks segment, touching on everything from school-bus disputes to annuity concerns. Clark dives into the troubling reality of hotel brands, revealing that a name no longer guarantees quality, especially after a shocking rat incident. He offers tips on avoiding nonrefundable bookings and shares strategies for using credit cards while traveling abroad. This episode blends humor with practical advice, making it a must-listen for savvy consumers. 
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A Third Worker Category Could Help
- Clark proposes a third worker classification like 'dependent contractor' to fix gaps between W-2 and 1099 statuses.
- He argues current binary classification leaves contractors without benefits or protections.
Clark’s Take On Fixed Annuities
- Clark admitted he dislikes investment-oriented annuities and favors only very simple fixed annuities sparingly.
- He called immediate fixed annuities "one of the least bad annuity choices."
Electronic Labels Reduce Supermarket Waste
- Use electronic price labels to reduce waste on perishables and improve pricing accuracy in supermarkets.
- Vendors often manage inventory for long-shelf items, but perishables benefit most from dynamic labeling.




