The Clark Howard Podcast 07.14.25 Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise
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Jul 14, 2025 The rising costs of auto insurance take center stage as insurers increasingly track drivers, sometimes without their consent. Discover the ins and outs of usage-based premiums, which can either reward or penalize conscientious drivers. Later, get the scoop on credit card surcharges at gas stations, where surprise fees can hit your wallet hard. Clark argues for transparency in these practices, providing essential info to help you navigate your finances wisely.
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Auto Insurance Rate Surge Insight
- Auto insurance rates have surged due to post-COVID supply and repair cost issues.
- Usage-based premiums can lower costs only if you improve your driving habits significantly.
Insurer and Manufacturer Tracking Issues
- Car manufacturers and some apps track drivers extensively and sometimes sell that data.
- Some insurers like Allstate have been sued for undisclosed tracking practices raising rates.
Beware Auto Insurance Shopping Sites
- Be cautious using insurance shopping sites; many sell your info and flood you with calls.
- Use Clark.com's manual guide to shop for auto insurance without being hassled.