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Broad Definition of Public Housing
- Public housing broadly includes all housing subsidized by the government, including mortgage interest tax deductions.
- The stigma around public housing mainly comes from racialized and gendered perceptions of federally constructed housing projects.
Federal Government Imposed Segregation
- The federal government implemented racial segregation as a formal policy in public housing starting in the New Deal.
- Public housing developments were explicitly segregated into separate projects for black and white residents.
FHA's Exclusionary Mortgage Policies
- The FHA only insured mortgages in certain neighborhoods, excluding black communities for fear of reducing home values.
- This policy reinforced racial segregation by restricting black homeownership and reinforcing white-only suburbs.